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No commission IFAs
I have just used London & Country for a re-mortgage and was somewhat horrified to see that they received a fat fee (0.45%) from the new lender (Abbey) for doing not a lot. My internet searches had revealed the choice before I even spoke to L&C. I wa just hoping they might come up with a better deal and since it cost me no…
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Annual family travel insurance for £15
Unfortunately it applies to Egg card customers only but if you are one, get in quickly, the offer ends on 31 March. Extract from the web site at https://www.egg.com/traveloffer follows: Cover for the whole year, no matter how many European trips you make - up to a maximum of 31 days per trip. Family cover - covers two…
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VISIT HERE FIRST - Quick Links
This thread contains quick links to threads in this forum, to save time rooting through the many threads! They should be easy to spot as they have a Car Insurance Tips & Tricks Car Insurance for Young Drivers (2006) Car Insurance for young drivers (2004 - 2005) Cherished/Vintage Vehicle Insurance Commercial Vehicle…
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Mortgage Payment Protection saving
I just reduced my Mortgage Payment Protection premium by 40%. Just phoned up and asked for revised quote for Accident & Sickness only, without unemployment protection. So, 40% lower premium. After all, if you aren't sick or haven't been in an accident, there's always some work to do, even if its dull or boring. So why pay…
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Cancelling car insurance with Admiral
I have an annual car insurance policy with Admiral that has still got about 8 months to go - I am going to sell my car soon and don't plan to buy another one. If I cancel my policy Admiral will charge me a cancellation charge in the region of £40. Is there any way of getting round this in order to avoid paying the charge?…
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value for money life insurances?
Please help me I am trying to find value for money life insurances I havehad quotes from tesco's and asda can people suggest reputable companys that provide comprehensive cover at reasonable prices.... Please help. Thanks for your help.
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Definitions: What is the difference between..
I am totally confuse.. What is the difference between:- (1) Accident, Sickness and Unemployment insurance (ASU) and (2) Income Protection Is it best to have both policies ? I've had quotes for both (over £90 p.m. for Friends Provident & Norwich union for Income Protection and over £50 p.m. for Scottish Equitable for…
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Car Insurance confused.com
Received Martin's e-mail yesterday that mentioned 2 sites for car insurance renewals. What an eye opener. Entered our details, took about 5 minutes and the results were amazing. The cheapest quote was £200 less than last years and the most expensive only marginally more expensive than we paid before. We had rung round for…
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Car Insurance Question
Dumb question to ask I'm sure, but is it legal for one person to insure two separate cars - both of which are on the road?
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Help urgently needed, motor insurance! :(
hi again I have now brought a car, its very very decent, new tyres, years MOT and 9 months tax, average mileage, but I feel like i'v made a very big mistake. What happened was I heard that if you put your dad as the main driver (as he has loads of no claims bonuses) and you as the second driver you save money, and I was…
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Will Insurance payout?
My dad, silly old fool nearly burnt his house down with him in it, what i want to ask would his building insurance payout? I ask this because i was looking over his policy and i dont see any mention of anything like this. If they dont payout what would happen to the property and land? He has tesco building insurance, which…
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Stolen bike
My son's bike was stolen from school last friday, the insurance company sent us a new one today. The school has just rung me saying they have CCTV footage of a boy stealing the bike, and some of my son's friends have seen another boy with the bike. It looks like we'll get the stolen one back, so what happens then? Do we…
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Insurance screw up
My friend needs some advice: They had a house insurance policy with Hillhouse Hammond. Last year they were taken over by Towergate Strovers. He was sent a letter informing him he didn't need to to worry about the changeover and the policy would continue. However, recently he has discovered that in the changeover of…
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New Mortgage..What insurance to get??
Hi...Me & my wife have just taken out a new mortgage of £230k & figure being a huge amount we better get some kind of cover. We are planning to leave the country in a couple of years for Australia so wandering what would be the best kind of poilcy to get for a couple of years?
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Anyone know who will insure jewellery?
Norwich Union have certainly quoted me happy with an online quote for buildings and contents insurance as they are currently offering 25% off online and it's coming up with an excellent price. However, I have an item of jewellery that is worth nearly £3k which I need to specify separately. When you ring them to do this and…
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How to save money at renewal
Last year I bought a car insurance policy for our new car with Esure.co.uk, and having had no claims in the year, was invited to renew at the renewal date. However, the renewal schedule sent to me in the post had a renewal premium of £373. A friend of mine mentioned that if you re-enter all of your details into the esure…
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Life assurance forms
When filling in Life assurance forms I find it really difficult to know what to put when they ask about our families. For example on my Mum's death certificate it says that she died of a heart attack, but we were told after her death by someone who works at the hospital that she had throat cancer. My family was never told…
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Does your NCD expire if you don't have insurance for a year
Hi, I was wondering if my no claims discount on my car insurance would expire if I don't have car insurance for a period of time. For example, I am thinking of selling my car as I now ride my bike to work. Does anyone know whether if I do this, but get a car in 12 months time, whether my NCD will still apply then ? I have…
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central heating / combi insurance
Hi. I'm looking for breakdown insurance for my gas combi. Can anyone recomend, or point me in the right direction. Thanks in advance. Cheers Rockie.
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sickness/salary protection ??
My partner doesn't get paid if he is off sick from work. Does anyone know if there are any types of insurance that he could get to cover sickness ?