-
Buildings insurance tied into ground rent
Being a house owner and having to pay ground rent is a bit of a bind, but the yearly charge of £20.00 does not seem too much. However, 'Estates and **********' who own the lease, have tied in a clause that I have to take out the buildings insurance through them, and you guessed it, it's double the price. Is this common…
-
Why the Excess?
I was stationary in a line of traffic when a car smashed into the back of me and sent me into the car in front and so on..... When I submitted my claim I was told that I would have to pay the £150 excess. Does anyone know why I have to pay when I am totally innocent?
-
Personel belongins/possessions
Hi, Doing the annual quote for home insurance. We are currently with halifax. We are trying to work out the difference between "contents" cover and "personel belongings cover". The contents appears to cover everything we can think of in all scenarios, and the policy doc for pb does not give many differences. can anyone…
-
House Insurance Can I Beat the Price Rise?
Just got my renewal thru from Direct Line and the policy has gone up by approx 5% over last year. Can anyone suggest another companies to approach or ways in which i might get the premium back down!! many thanks in advance for any help
-
Empty house insurance
Could anyone offer advice on buildings insurance for an empty house, utilities are on but currently not lived in as people are working overseas. Having a nightmare trying to find insurers?! Thanks in advance Rick
-
Self Build Insurance
Hi, I am after self build insurance can anyone give me a firm who gives reasonable rates
-
Life Insurance Query??
Although I have been reading MSE for about six months this is my first post. I've done all the basic bits but now want to start on the hard stuff! I currently have a mortgage ( repayment ) and have a life insurance policy which I pay approx £30 per month. As I have no dependants and my company has a life insurance policy…
-
Life assurance for ex-cancer patient?
My Dad was diagnosed with Cancer in Feb 2000, was operated on in March 2000 and was given the all clear. He was self employed so his Endowment was cashed in to provide income. After that we had to get him Term assurance and the best offer was the Marks & Spencer over 50 plan as they dont require medical evidence. This has…
-
Car Insurance Question?
Hi I understand that fully comp insurance also covers for any other car (third party). Does this mean it covers for any car even if that car has no insurance? Or does the other car already have to be insured under the owners name? Here's an example. If a car is insured, taxed and MOTd. Then a month later the owner for some…
-
insurance on collectibles
I have a very expensive hobby of plaster/chalk statues i have collected for many years and they are going up in value all the time,problem is i dont have any insurance on them and feel that they would be worth insurance on as if i added the whole collection up on what i have paid or what they would be worth now would be…
-
Storm damage dispute rec phone call
Hi all Anybody been down this path before after the storms in Jan i found that our property had sustained damage so i duly rang direct line and a nice person explained up to £750 get repair done and send invoice if over that figure but below £2500 get 2 estimates and get the work done by the cheapest and send all details…
-
claim - house insurance
Over the weekend we were having a spring clean (as you do) and we accidently dropped the TV on the floor and now does not work.# We pay approx £350 per year on house and contents and was wondering if you can claim for dropping a tv. Its only a sanyo 24" but have never claimed in the last 5 years? thanks paul
-
Payment Protection Insurance
I aim to take out PPI for my existing loan and I'm trying to wade through the small print. It says something about ceasing employment due to third parties. I just wondered if I would be covered if I had to leave my job to look after my children, currently being cared for by my partner, if he were to leave me. I couldn't…
-
Accident at work ins.
Does any one know of a company that provides legal expences cover if I have an accident at work. I'm leaving the union and this is the one thing I'd miss. Regards X
-
Life Assurance after Illness?
Can anyone help please? My husband and I want to get life insurance, his is fairly easy to sort out but mine is proving a problem. Is there any company who will give your life insurance after being treated for an early stage cancer. I had breast cancer 2 years ago and had the offending body part completely removed to cure…
-
Very very very cheap car insurance...
Ok, this is the situation. I am 19, been driving for 2 years, have a 1.3 K reg fiesta. I've had 2 bumps, but only one claimed, so only really one claim. Last year my insurance was £1100 from halifax, got my renewal in 4 this year, and it was £1400. This is 3rd party only. Wasn't having this, so I went looking...…
-
Life Insurance Best One
Please Can Someone Help Me I Know Nothing About Life Insurance And All I Want Is Something That Is Going To Give My Family Something To Help Them Get By If I Should Die Or Become Critically Ill . For Around 25 Years Dont Want To Spend Much Each Month Either Does Any One Know If I Pay For 25 Years And Nothing Happens To Me…
