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Archives for September 2006

Not much but getting there...
WOW have done so well recently. Each month i put awy £250 towards my £25,000 house deposit in an ISA, and I started last month. I also put away £150 into a savings account for presents, and clothes shopping. I recieve a 10% profit share from work each year of £1375, which is going to go on holidays. So each year that is…
The most popular chat tips ever as of 24/9/2006
Tesco misprices thread thread II- please only post misprices here = 447,166 GREAT 'WHAT SHOPS DON'T WANT US TO KNOW" HUNT = 434,022 :money: Great 'disguised Own Brand' Hunt. = 402,436 :money: Free MoneySavingExpert Car Sticker! = 367,449 :money: Kit Kash 2006 = 336,109 Tesco misprices - please only post misprices here =…
Cheers Martin!!!
During my recent trip away I snekaed slightly over my overdraft limit a couple of times. I originally got a bill for £50 for going over my limit, but thanks to the comments/suggestions/knowhow from this site, I managed to get this wiped off. Got another statement this morning, and there's another £25 charge for going over…
forget the christmas shopping
:money: Martin you are wonderful Thanks to you i have converted £120 club card points into £480 MFI vouchers and ordered my new bedroom furniture. I was saving them for my Christmas food shopping!
masses
Sice joining here (from August) my life has changed so much. I am now able to feed 5 of us for less than £200 per month, bonus we eat better and I've refound my love of cooking. We eat far more vegetables and fruits and ours meals using my new slow cooker are much more filling, healthier and varied. I've saved £420 cash…
Just saved £130 on car insurance - but I'm new here
Thanks MSE - I just saved £130 using confused.com. I am pretty new to the site, so hope to save bundles more!!!!!!!!:j
its pay day and I still have money left!!
I am so glad I found this site! Although I admit I am realy good with money (my husband says stingy!) very recently we are having to find a large amount of money so I have gone into saver mode! Thanks to various things I have done its pay day friday and I still have a fair amount of money left which will go towards my…
Martin's top articles read so far this month (8/11/2006)
:money:Martin's top articles read so far this month (8/11/2006):money: Credit Card freebies = 43,092 read The Best Balance Transfers: cut the cost of existing credit card debts = 25,704 reads Reclaim unfair bank charges = 24,996 reads Premium Bonds: are they worth it? = 16,349 reads Instant Access Savings = 15,313 reads…
savings
Thanks to you we have saved a fortune on utilities, and everything else.
WAAHHOOOO! Hit £1000 with Quidco!
Its taken 7 months and lots of goodies but a £1000 cash back is great, all thanks to this site where I first found it! Can recommend Quidco to anyone! Thank you Money Saving Expert! :beer:
Will writing services
Hi, does anyone have any experience with on-line will writing services or any recommendations?
Sir Martin
Just to say what a fantastic service to the community this site has been. I consult this site for almost every aspect of my life, including fixing my PC! MSE has proven time and time again as an honest, trustworthy and invaluable source of infromation. Thank you so much to all the MSE team for your efforts! I think we…
This site kept the roof over my head:)
I have been through it all just about! Since becoming a single mum in Dec 2002, I struggled with incapacity benefit and no benefit, CSA trouble, tax credit problems and so on. I was on a very tight budget already then I was left short by £50 a week due to non receipt of child maintenance. If it hadn't been for this site I…
Great Council Tax Saving - £300!
In one of the recent newsletters Martin showed how to check your Council Tax band against those of your neighbours. I did so and found that my house was banded E, while the other two identical houses were banded D. As explained in the newsletter I queried this with the valuation officer who today informed me that my…
Thank you
Aftre reading the Sky thread I decided to ring them up my box just died and I am still paying the same amount I started with (or a little more as the price has increased). After 1hr on the phone to different people argueing my case I have an engineer callin on Sat to do a GUARENTEED REPAIR (if they can't fix it they will…
MSE Book should be on the NHS!
I too wanted to join the ranks of MSE'ers to say Thank you. Early this year I broke my leg and was pretty much house bound till a friend bought me the MSE book! And I tell you I think it should be free on the NHS! I spent my weeks recuperating reading through and changing my life for the better. I was glued. For all those…
Thanks! I've just saved £83!
This is the first time I've tried one of your tips. Just renewed my car insurance following your step by step advice, am back with the same insurer, they knocked £83 pounds off their original quote. Point of interest, my husband has had a provisional licence for more years than I dare mention, and never got round to doing…
Thank you so much Martin
My daughter got me into the money-saving project and its FANTASTIC!!:T :T So far, since mid July: :D I've negotiated a reduced APR on my Barclaycards (Visa and Mastercard) from horrendous 19.9% and 24.9% purchases (when the APR's shot up) to 14.9% on both cards. Earnt £42.01 through Quidco (after using the comparison sites…
Post of the Month September
Please nominate your most Useful/Helpful Post of the Month £50 award by replying to this post (remember you're nominating NOT voting - there's a difference) :) Also please do not lobby to win the prize - as Martin says, it's not cricket! :) Please include: A. A hyperlink to the specific thread/post - highlight the web…

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MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

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