-
landlord insurance - accidental damage to doors or windows
(removed - posted in wrong place).
-
damp and timber report. More confused than ever! ekk!
Hi all, So my Homebuyers survey suggested getting a damp and timber report which I've not done and had back but I thought it would have made things a bit clearer now I've just more confused. Here are the observations that he's made. I can tell that most are recommendations but can I just see what you all think of it and if…
-
Mail Redirection Question
We moved house back in April and have had a mail redirection on for 6 months. We have moved to a completely new area over 100 miles from our previous address. Last week we got a letter from a National Company (well known opticians) which was a computer printed letter addressed to our new address. NB this was NOT…
-
Need some good conveyancer recommendations, preferably in the London N9 area !
Hi all, Apologies if there has been a similar thread, but I've just had a house offer (purchase) accepted (3rd time lucky, and several grey hairs later...) I need to give the estate agents our solicitor details, but I don't want to use the one we had for our first failed purchase. So - anyone got any reccos? I'm looking at…
-
Renting and giving notice of early termination, terminates on notice or rental period
Hi, We are renting currently (having now bought a house) and have written to give 2 months notice to the agent and landlord we intend to vacate. Our rent is due on the 22nd of each month, we wrote a letter that was delivered today (29th). We had to wait until we had keys to know we'd be able to move in time. I've just had…
-
Whats better ... 4 bed + small bathroom or 3 bed + big bathroom ?
As title. What would you prefer when looking at a house ? A 4 bedroom with a bathroom that is only 4 foot 7 inches wide or a 3 bed with a much bigger bathroom ? Our house was originally a 2 bed and as such has a bathroom sized for a two bed. When they did the extension they didn't extend the bathroom which I feel is a bit…
-
Divorce, who gets the house? what factors determine who legally gets it ?
If a married couple have a house, and then in years they have a break up, then if they decide to go separate ways, then what factors determines who gets the house legally? (lets say they find it hard to come to agreements) Whose name is on the house deeds? Whose name the mortgage is on? whether the mortgage payments come…
-
Quick Inventory Question Please
I've just come out of a private let and will be starting deposit dispute proceedings. On moving in the check in was done by the landlord and not an independent clerk. It was quite sparse with very little detail. I made some amendments, signed it and sent it back. At the end of tenancy and after a full professional clean…
-
Landlord in Mortgage Arrears
Hi, We received a Notice of Execution about 2 weeks after moving in (12 month AST), saying that the Landlords mortgage company were applying to the court for a Warrant of Eviction. We called the Landlord and he told us not to worry about it as he had paid a payment that week and would be paying it off at the end of the…
-
Buying House - bottom row of tiles is shallower than others.
Hi All, I was wondering whether anyone has come across this yet? We have yet to have a survey done (we're waiting to hear back about our offer). I have a photo but can't post it here. The bottom row of tiles is less of an angle. It makes me think that to roof is sagging? But it looks alright apart from that? Thanks, James
-
Access is by a 'Private Road' - would a mortgage company lend?
Greetings. I'm new to this forum so please be gentle. We have made an offer to buy a house which is accessed along a 'private track'. Nobody seems to own the track and my solicitor has done all of the searches she can and still hasn't come up with anything at the land registry etc.. The people we're buying from have a…
-
Logistics for a family move re school
Hi all, I was just considering the above and wondering how you clever folks planned for transitioning kids from one school to another when buying in a new area. Obviously you would probably move in during a half term etc, but how did you accommodate the whole application process e.g home visits? In short, I guess the…
-
Full structural survey required for accurate valuation
Hi guys, I'm a first time buyer, so excuse my naivety... Due to the age of the house I paid for a homebuyer report which came back without a value due to structural movement and rising damp. What's the next steps? Do I need to pay for a structural report or negotiate with the vendor? Should I simply look for a new house?…
-
Modular Extension Pros and Cons?
Hi, I am thinking about having a modular extension rather than a standard brick built one mainly due to the short construction time - has anyone had one and can you give me any pros and cons? Well, cons mainly as the only info I can find seems to be from people selling them!
-
Notice on completion
The seller of the house we are buying is moving to a new build. We have agreed a long stop date that fits with our mortgage offer and also the end date of our tenancy (if we give the month's notice that fits with mortgage deadline). But I want to avoid a scenario where notice of completion comes well before our tenancy…
-
Is this Register entry ok?
Hi, we are about to make an offer and I followed the suggestion to get the Register from the Land Registry. However, as this is law speak and I'm not native English, I was wondering whether this is a normal register. I've blacked out all the names (of private persons): Many thanks, Andre Part1:…
-
Any recommended solicitors for conveyancing
Does anyone have any highly recommended solicitors to take over our new purchase and remortgage process? Our current solicitor has 'just' realised they cannot work for both our vendor and us so we have to move. Essentially the new solicitor would have to request the files from the previous solicitor to carry on. We already…
-
HELP TO BUY equity loan affordability criteria, what is classed as debt?
My husband and I are hoping to reserve a newbuild property using HTB equity loan we have found the perfect house in a very good area and the price is very good for this particular part of the country. We have 2 young children, so are currently a 1 earner family, my husband earns a reasonable salary plus an annual bonus. We…
-
House Buying Noob
Good evening folks, I've not been on MSE for a while, I like what they've done with the place!! I'm growing up into a "probably should move out by now" chap, but no-one has yet sat me down and had the talk about the birds and the bees flying the nest. I'll be spending the rest of the evening scouring this board for hints…
-
How to negotiate the cost of a flat without putting off the seller
Hi All, I'm currently looking to get onto the property ladder and buy a flat however I have no idea on how to negotiate, especially on knowing what value to place on somewhere I like. The first hurdle I've come across is that I've found a flat for £110k however it only has a 70 year lease. I've been informed that the…