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Freeholder - no leases, not paying service charge
Hi, Relatively new to the forum so hi. I currently own a flat in a block of around 50. There's quite a lot going on at the moment with regards to the freeholder and neglect of the building. We have recently found out that the freeholder doesn't have any leases on his share of the flats (owns around 50%) and isn't…
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Bought flat, furniture meant to be included is gone
Hello, I was wondering if anyone else has some insight from having been in a similar situation. We have been in the process of buying our first flat, and during brief negotiation we asked if it would be possible to leave white goods and possibly any furnishings as we were FTB and had none of these. They agreed, and our…
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Notice required Assured Short-hold Tenancy
Hello We are set to move out from our first rented accommodation and just a bit confused about how much notice we have to give. It was 6 months agreement then it turns to "monthly tenancy with notice required as detailed below". We are well past that now. We have found a place we have pretty much got. But this is the thing…
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Relocating for work
Hi there, After being unemployed since March this year (I withdrew from University at this time), I've managed to get myself a job at Macmillan Cancer Care based in London. :j My problem is that they are not offering any relocation support, and I have no money for relocating. This job will do wonders for my mental health…
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Mortgage advice from estate agency ?
Hi, I'm planning to buy my first house. I'm separated, a have a full time job that pays 20k/year and I don't have any debts, just a credit card that I pay in full every month. I have been using on line calculators/affortability web sites and have decided that I could get a mortgage of around 70k - 75k, using the government…
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Can I be penalised for being related to my employer?
Hi. I am moving into a new place and I am being referenced (rental) I have over ten years of rental history, never a late payment, never a missed one. Everything is OK they are happy with me except......... I have recently ( a year ago) moved to a job that is owned by a family member and the lettings referencing company…
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Mortgage 1930 Timber Framed House
Hi, I'm looking to buy a 1930 built timber framed house. It has standard tiled roof, but I'm not really sure exactly on the internal construction of the walls, but they are rendered on the outside. We plan to then extending and remodel it. My current lender wont consider it so looking for any recommendations of mortgage…
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I need some advice, am I being stupid?
So, we found a house, 2 bed semi in a desirable area with lots of potential. Asking price was £110-120k. From the pictures it just looked like it needed stripping out inside, and redecorating. I bought the title deeds and there are multiple equitable charges with interim court orders with the proprietor 'for the time…
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Issue in survey - what are my options?
So i am so very nearly there. But when I finally got the survey back they have rated one issue as a 3, which means it needs a bit more investigation. (obviously gas, boiler and electric all got 3's but was expecting that) Basically as the maintenance companies of old had done little and the place needs some work. This is…
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Sale falling through - HELP!
Can anyone offer advice please? May – I accepted offer of £275k on my property and had bidaccepted on property I wanted to buy. July – My buyer has survey done which recommends structuralsurvey based on cracking wall in conservatory. August – Structural survey completed – confirms conservatoryin poor order. September –…
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Buying a Tennanted Property - Is it worth it?
My fiance and I are looking to purchase our first property soon. We would like to move in by next July. We are in the fortunate position of being cash buyers with a maximum budget of £140,000. A few properties we have seen online seem to fit the budget and location that we want and are tennanted until early next year. My…
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Land Registry - First Registration
Hi Hoping the Land Registry Rep can advice me on this or anyone else please. We are buying a new build property on a very small development. We have received the TP1 and the Title Plan for a transfer of part. It's quite a small plot, originally it was a pub and this section is the car park. The garden is a strange shape in…
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Making an Offer on a House - Advice Please
Firstly, hello to everyone - I've been a long-term lurker and have found some fantastic advice on this forum over the last while. But, enough pleasantries, onto my problems ;) I’m looking to make an offer on a property in Scotland and could really do with some advice. It’s a period and has been on the market for around 10…
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Help advice needed due to exchange but do we give in rental notice ??
We are buying our first home 40 miles away from where we currently Live. We are very close to exchanging contracts (solicitors have pencilled in 6thoctober) But our current hiuse needs to be handing in our notice as our rental contract ends the first week of December. So nervous as even though we're putting on pressure our…
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How much to offer
Hi everyone, I hope you can help me! We've seen a property that we really love and we're ready to put in an offer, but we're not sure how much! Some details: House is on the marked for £425K. According to Zoopla, it's worth £390K. We are cash buyers, and we do not have a chain, so we are in a very strong position. The…
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Moving out - appealing checkout discrepancies but deposit incorrectly secured
Another moving out and deposit question! Thanks to all of the posters and advice on here, as well as the 'deposits' sticky, I wanted to run something past you all. Have recently returned my property to letting agent. Typical things came back - cleaning, shampooing of carpets etc. Myself and my mother spent three solid days…
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Nationwide Mortgage Application
Hello everyone, Just looking for some information on the mortgage application process with Nationwide. I've heard good and bad things about the interview for the full mortgage application and we have ours next week so I'm just looking for some info on what they ask, how in-depth they go, anything i should worry about and…
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Buying a house for parents. They are providing deposit.
Hi All, I think I need a little help with what my options could be under the following circumstances... My parents are currently in rented accommodation and want to cut their monthly expenditure before retirement. I would love to help them out by taking out a mortgage for a property for them to live in, at minimal rent to…
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Check out fees, again!
Hi, We've just moved out of our property and are being charged £136 for our check out, which is being taken from our deposit. Fine, in our contract it states that a check out fee must be paid. However, this amount was never specified. In the terms and conditions we signed it states that the check out fee would be From £65.…
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Any companies who will help my parents release the equity on their steel framed house
Hello. This is my first post to a forum like this so please bear with me! My parents own a steel framed house which was built back in the 1970's. They have now both retired and have been looking at ways to get a few extra pounds in their pockets. One option they've looked at is releasing the equity in their house but...as…