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Lost Articles of Association
Hello, I own a flat in a block of six converted flats, we all have a Share of the Freehold and are part of residents management company to run the building. Somehow or other (because no one else wanted to do it) I ended up being secretary of the company about a year after I moved in. A bag of paperwork (mainly old…
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Over crowding?
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Tenancy Agreement advice
We are looking to buy an investment property and are trying to do some research prior to this. Is it best to do it through Letting Agency? If we do it ourselves do we have to go through a lawyer to get a tenancy agreement?
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Searches - Flood question
Hi everyone, just had our searches back on our property and they have all come back fine except the flood search. The report says that there is no historical flooding and the environment agency does not place the property in a flood risk zone. However, the report has a high flood risk alert for surface water flooding?…
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Living in My own Buy to Let Property? Insurance Cover??
Hello, I've just converted my house to a buy to let mortgage along with my house insurance. Initially the idea was to move into another property (A relatives house) whilst I sorted the mortgage on a new house. The mortgage for my new house is under way but will take a minimum of 7-8 weeks. In the meantime the property I…
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House Simple
Has anyone used house simple or any of the other online agencies? Would you recommend them? Thanks
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Valuation returned with some issues...
Got my valuation report back today - pleased that it had some comments on it, as there was a suggestion that the statement would literally be "yes mortgage lender, this property is worth X". However, the comments were: The Property is considered to be a reasonable proposition for purchase at a price of £x provided that you…
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Landlord being a tool.....legal help?
Right, i have rented a house for 4 and a half years at 550 a month. Recently i have bought a house and moved out. However my ex landlord is saying i cant get bond back of (£550) as it cost him "£2000" to put right. Now when we look back we have never broke or damaged anything. Some of the things he is blammoing us for is…
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Help wheres my deposit gone
ill try to be breif i rented a property on the 5/8/04 and paid my deposit to the estate agent lewis williams they advised the then agent was specialist group, the property was put up for sale in sept 04 i heard nothing more. in october 2004 Apricot lettings wrote to me and said that they were a sub company of Specialist…
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Inventory Check Out - Fair Wear and Tear
I find the term Fair Wear and Tear difficult to quantify. I've just had my check out for my flat, annoyingly I didn't realise that it was professionally cleaned when we moved in and therefore that meant it had to be pro cleaned when we moved out (or so thats what the check out clerk said). So from the off I was doomed as…
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Advice for buying Leasehold flat for investment
We are after advice. We are very lucky that we have some spare capital after having paid our mortgage off. What we are thinking of doing is buying a reposssed 3yr old flat which is on a 99yr lease for cash and then renting it out. What do we need to look out for with the flat being a leasehold property and what do we need…
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3's on HBR - please help
Hi all, I am in the process of buying a 1930's property. The home buyers report came back with 3s in the following 10 areas. Can someone please help me understand if these are serious issues or if they will cost a lot of money to rectify? Are any of these big enough to re-think about buying this property or re-negotiate…
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Timescale once purchase reaches solicitor
Hi Folks Anyone following my thread can see im 1st time buyer, buying a repossession. So few hick-ups along way but i now have purchase price agreed and mortgage offer in post. Does anyone know what the 'norm' time frame is for the solicitor stage in purchase. If there was no complications what is the best i could hope…
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Can you sub-let a bought flat, in a no-sub let block?
Hi, basically the person under me flat told us that the block of flats we live in is a 'no sub let' building. He was wondering why we where privately renting this flat because he couldn't rent his out because of the rules. I don't know if he owns his flat or not, but i do know the landlord of this house does own it. Does…
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Releasing a Plot of land while having Santander mortgage
I have the opportunity to free up a plot of land suitable for building on, how will affect the mortgage on the existing property? Is it easy to split the land? Any advice much appreciated.
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Exchanged Contracts - YAY (advice needed)
Morning all! I hope i'm posting in the right section - feel free to nudge if not :o I posted last month about starting to look for our first home (FTB) - well within a month we have found somewhere we love and have exchanged contracts! (eeek) and we move in next Friday (double eeek!) The thing is, this is all very new and…
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Housing help
I was currently living with my mums ex partner for 20+ years they split up so mum got 1 bedroom flat for herself, I had big argument with mums ex and I went in panic I went to my mums I've been there 2 days my is disabled ,I'm 31, I work 32 hours , I am only here say 2 days out of the week but sleep 3 days here and others…
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First time buyer
Hi, Me and my boyfiend have been saving for a few years and finally have saved enough for a deposit. We have seen a lovely two bed maisionette with a garden that we want to go view. So i have called the estate agent asked a few questions and found out service charge is £50pm which seems reasonable and the lease has 110…
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Land locally - how to find out plans for it
Hi, There is a piece of land around the corner from me that was once garages, which were knocked down some time ago. The council have recently fenced the land off with big metel green fences. Is there I way I can try and find out what this piece of land is going to be used for - I *assume* it is owned by the council. I…
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solicitors fees at auction
Is it common to pay the vendors solicitors fee on an auction property? I am looking at the docs for a property and it states buyer has to pay purchase price + £900 vendor solicitors fees + 125.57 for searches etc...
