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Deed of Variation .. Ground Rent, Shall I Walk
Hi everyone ... I am in the process of purchasing a Leasehold Flat and my Solicitor has brought something to my attention which he says needs careful consideration. This is what he has written to me .... "Apparently future ground rent is not a fixed and known sum until each 25th anniversary and that any future lender might…
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Valuations
My house isn't on the market yet, but someone has already expressed an interest in buying. I've arranged for some estate agents to do valuations, the interested party has also asked if he can send someone to do this. Is this usual or advisable, please?
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Getting a mortgage FOR my parents? Advice please
Hi all, Topline: my father called me today and asked whether I would be interested in taking out a mortgage for him in return for £10k. Now, let me explain further before you all think it's some sort of dodgy deal! My grandmother (my dad's mum) passed away about a year ago. She left her house, which had no mortgage, to my…
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Solicitor not returning calls
Hi, wonder if anyone could offer some advice. We put offer in on a house 7 weeks ago. Instructed conveyancer same day. Things seemed to be going well. Searches were instructed nearly 4 weeks ago. That was the last time we spoke to our solicitor. Since then have heard nothing despite us phoning nearly every day and leaving…
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Sold prices - are they all visible
Hi I want to see if a house did sell , for what someone said it did , it wasnt a repossesion , is this information somewhere other than Zoopla and RM sold prices (as its not showing there) Any help appreciated Dan
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Same agent - different property - different branch
Hi All, I've found a flat I like the look of, however it is in a different area to where I currently live, not too far, but covered by a different branch. I currently share with a flatmate - we're now going our separate ways, however, we are both named on the AST for our flat. Would another branch of the agency insist on…
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Legal Indemnity Insurance Policy
We are close to exchanging contracts on a property. We had a homebuyers surveys done, which all came back OK. However, there was an extension done on the property, which does not have building regs. (Our solicitor only told us this today). The Vendor is taking out a policy for this. My main question is, what does it…
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Son just signed 6 month contract but wants to move help please
My son and his partner have just signed another 6 month contract for the house he is renting at the moment, they signed it early and didnt realise it came into force today, however they have just been to view another property which is a lot larger and better than the one they are in at the moment, they phoned the landlady…
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How to stop debt collectors calling for former tennant
Former tennant left leaving thousands of pounds worth of damage and removing furniture from my property. I am going down the legal route as contract was with his Guarantor. Current tennant is frustrated by amount of letters and visits by debt collectors and wants to move out. 25 companies are after this former tennant as…
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Securing a house with a deposit
The estate agent for the house we are hoping to buy has asked us to secure the house with a £5k deposit. Has anyone done this or know how it works? Obvously I won't just hand the money over but wondered what the general opinion was.
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Ashford Kent
Living in Ashford, Kent and commuting to St Pancras......... any experience? My wife, 3 year old daughter and I currently live in a ex council flat in SE London, have £220K to buy a 3 bed house and are looking towards Ashford, Kent. Does anyone know of the best area within a mile or so of the station to buy? Is Ashford…
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Where to get / cost of an EPC
Hi We are just putting our house in the market and need to get an EPC. Estate Agents have quoted us £82.50 + vat. Does anyone know of any reputable places that may do it cheaper? Thanks
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No planning permission for extention
HI All I am after a bit of advice on a house we have recently veiwed in mind of putting an offer down. At the back of the living room there is a sunroom/ extention. No door between the lounge and this area it is all open plan. The room dimensions are 3.4 x 2.5 it has part wall part glazed windows which are fairly old/…
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Purchasing a conversion property - warranties for building works?
Hi all We are in the process of going through with a purchase of our first flat. It is a conversion of an old Victorian house, whereby it has been split up into several flats, of which we are (hoping) to buy on of them. The estate agent has told us that there will be no warranties from the builders as to building works…
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Help ... how do i get my half of the sale?
My ex spouse and i accepted an offer on our house in early feb. When we split i registered my interest in the property. I have now signed the HR4 form for it to be removed so the sale can go through. Does anyone know aporx. how long it takes from here on in? Do i need to divorce before the sale goes through? I Dont…
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NRAM "demanding" Income and Expenditure. Help needed please
Can anyone help me with this please. I consult these forums regularly and always find them of great help. A good friend has come to me knowing that I rave about this site! Has asked for advice. He has a Buy to Let mortgage with NRAM. Cut a long story short, they took him to Court last year based on a fraudulent Income and…
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Foxes
Landlord or tenant problem/challenge to resolve? In rented place, seems 5 cubs have popped their head up from under the decking in the garden (garden is same as when moved in) Even have photos, cute little things but as it's a very small space not appropriate to leave them. Landlord's initial response is a pest controller…
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New Build Council Tax Banding
Hi All, I'm not sure if this is best placed here or elsewhere but here goes! I'm looking at a new build house but can't figure out how the hell to work out a rough council tax banding for it. It's currently worth £250k and is a 3 story house with 5 bedrooms. The area has never had 3 story houses so I can't find a like for…
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Completion day- how does the money work?
Hi I am hoping to move and am part of a chain, FTP-my buyer- me - my vendor. Can u tell me what happens on completion day, how does the money change hands in one day? Also does the bottom of the chain have to exchange first? All the money for my completion is tied up in my sale.
