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Private landlords Swindon area
Hi all, I'll be moving to Swindon from sunny ole Ireland in the next month and need to get somewhere to live. I resent letting agents as often I've found you get little or no protection or service for the associated costs. Does anyone know where is the best place to go therefore to talk directly to a landlord and find a…
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Buying before selling
We want to buy a house for £400k (going to closing soon) but have not sold our current place (owned outright and worth £300k). We don't have time to sell but also can't get a mortgage to cover the full £400k. Does anyone know what my options are?
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Offer on house not sure if I should accept
I put my house on the market 3 weeks ago and since then I have had 10 viewing and today just had a first time buyer offer me the full asking price. Since putting the house up for sale after a week we found out that the areas we love are not in the catchment area for the good high school. So we now have a very limited area…
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Just had my home buyer report is there anything to be concerned about?
Hi We are buying our first property as a family and we have just had our homebuyers report back and just wanted some advise if there is anything to be concerned about? Also we ended up paying the asking price do I need to renegotiate due to any of these concerns? Level 3 concerns - urgent need attention Electricity - the…
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Should I drop the price or go multiple agents?
I have had my house up for sale since mid February and although I know that is not a long time, and I have had a few people round to view, I am getting anxious to sell. The problem I have is that I cannot afford the mortgage and while the mortgage company have been very good, and are happy to wait a while till it sells,…
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problem with the agency/landlord
Hi, I have been living in the same property since 2007,a first floor flat with a double bedroom ,box room and a small garden.As it's time to renew he contract the agency rung a week ago with a proposition of an increased rent.She then said that the rent is fair for the 2 double bedrooms flat and for this area.So it's seems…
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Tenants Insurance?
Me and my partner are moving into an unfurnished rental property in a few weeks and the letting agency in one of their forms states:- "The tenant must have insurance to cover for accidental damage to the Landlord's Property, contents, fixtures and fittings. This cover is generally only available when attached to a contents…
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Buying a New Build (Newbuy)
Hi everyone I am hoping you can help me and my husband get a little perspective on us potentially buying a new build home with the Newbuy scheme. Although we have done our research pretty thoroughly, buying our first house is pretty daunting and we seem to be going around in circles. The property is a 3 bed detached (we…
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Renting permanently- never buying!
I own a 50% share in a shared ownership property so therefore pay rent on the remaining half. If I stay in this arrangement and don't buy any more shares then I will have to pay rent even when my mortgage ends at age 60. This worries me as it will have to come out of my pension presumably. I wondered about those who choose…
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Conveyancing identity checks ?
My partner is selling her flat at the moment and we are trying to decide which solicitor to go with. I have narrowed my our choice down to two. One is a solicitors the other is a Licensed Conveyancers. She has joint ownership of the flat with her ex and he has given consent for her to sell the flat and the value just…
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Landlord failed to provide prescribed information.
My landlord has served me with a section 21 notice but it appears that he did not comply with the regulations in that he provide me with the prescribed information in relation to protection of my rental deposit. i have filed a defence to his claim on the basis of the above. Now i understand that i can bring a claim against…
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Would a resolved boundary dispute put you off buying?
We're in the process of buying a house and our solicitor has sent us a brief paragraph (along with the completed fixtures and fittings list from the vendor) saying that there was a boundary dispute between our vendor and another neighbour that went to court and was resolved in 2010. The solicitor mentions there being a…
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Should I complain or see as a compliment.........
We sold our house 18months ago after 2years on the market. I am still in contact with my old neighbour and she had said it had just gone back up for sale, been waiting for it appearing on rightmove, and alas it is there today. Only 4 photos, 3 of which are the ones that were taken when I owned the house. Do I have grounds…
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Renting a room to foreign students
Hi, I have an ad on Gumtree to rent out my room and have had a young French student come in contact with me. It made me think about maybe looking for short term renting to students coming to study. I'm just wondering how good/bad this may be? If I have genuine people wishing to study then that will be fine but if I have…
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FTB - Buying from Granparent at Full Market Value
Hello Folks, I'm looking for some advice in relation to buying a house from family; specifically my Grandparent, at full market value. I understand that the fact that we are purchasing the house at FMV means that we are less likely to run into complications that would arise from a purchase at less than market value. There…
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first time seller
We are selling up for the first time other than tarting the place up and finding an estate agent is there anything else we need to do?
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Is it too late to haggle over price of a newly built property?
Hi Folks A friend of mine is in theprocess of buying a newly built property. He has been a bit naïve in that he thought you could not haggle over thelist price of a newly built property. Isuggested to him that he could have asked for some extras to be included in theprice such as carpets, lighting, kitchen appliances,…
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Tenant wants to break lease - any pitfalls?
Hi all, We're new to this "landlording" game. We moved overseas 6 months ago and let out our home in the UK with a local estate agent. After 6 months of hearing nothing but the rent being paid each month on time (via letting agents) they have forwarded us an email from the tenant pleading that she wants to break her lease…
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Offer accepted, now vendors are indecisive
Hi, I've been reading here over the last few months trying to navigate through buying my first house and I've seen some great advice given so I'm hoping that someone can help me here. Here's the situation: We are FTB living in rented accommodation, just under 3 months to run on our lease. We have reason to suspect that the…
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Gas Certificate
Hi, I am looking for help for a tenant that lives in social housing. The tenants landlords have their own contractors to do gas safety checks every year in a block of flats. Some of the flats have been sold on long leases and have been sublet to other tenants. Do the tenants of the long leaseholders have to get their gas…