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Council House Buying
Hi. Could anyone advise whether it is generally better to buy a council house or go for something on the private market? This may seem an illogical question - we do have right to buy so would be entitled to a discount, but I was recently warned to be very wary about buying my council house. I am 42, so it is now or never,…
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Letting agent deceived me. Please help.
All, I signed a contract through a letting agent on the 8th of April. As it is an apartment, I did not get any parking key fob and main entry key fob until 12th of April. As a result, could not move into the flat due to parking restrictions until the 13th. I disputed the contract starting date as it was their fault.…
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Premium for a Semi-detached over terraced?
Hi all, How much premium would you pay for a semi detached property? House-1 : A 3 bed Semi with £30k worth work needed. Asking £390k House 2: A 3 bed terrace property with a loft conversion done to add a large fourth bedroom and a bathroom. In straight move-in condition. For sale at asking price £400k Which one would you…
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Title deeds suggest vendors aren't the owners?
Was wondering if anyone had any thoughts on this... I've had an offer accepted on a house and have instructed solicitors to do the conveyancing, surveyor's been round today, etc. Meanwhile, I've looked at the title deeds on the Land Registry website, just out of interest, and the registered owners according to that…
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What to do with my flat....
Hi, I'm in a bit of a quandry regarding what to do with property I've bought, and was hoping some of the wise souls on here may be able to give some helpful advice or suggestions. Back in the heedy days of 2007 I bought a lovely one bedroom flat near the centre of Wolverhampton for £97,500. At the time the advice was to…
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Abortive bill cost
OK, so I will keep this one nice and short and hopefully someone out there can help me. Recently I was in the process of buying a house. I got mortgage approval and did a valuation which were all fine. We did an independent report and decided we need to negotiate, before this though, our solicitor was in the process of…
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Help: Property Listed as NO CHAIN, But Actually Has One
Does anyone have any experience of putting in an offer on a property expressly listed as 'NO CHAIN' and then finding out that there IS a chain? (& a seemingly large one, at that). We currently own a property and are looking to upsize. We're very far into the process - we have a buyer for our property, we have found and put…
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Helping Out Parents - Need advice
Hey guys, This has been in pipeline for a bit and is a year off, but would like some advice. I'm 28 and live with my parents ( they are both late 40s, good health ) They own a house here, which I will buy off them when they move to Scotland ( which they will use money I give them to put on a house in Scotland ) I have a…
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FTB, HSBC - Carpenters Surveyors STRUCTURAL REPORT?
FTB, offer accepted and mortgage in place for house @98k. Called HSBC who have said that the valuation stated: reports needed: electrical, roofing, timber / damp and structural engineers reports All above required for mortgage purposes plus: general overhaul of roof and upgrading kitchen. I ordered a full structural survey…
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Would you pay someone else to do your home search?
Talking today to a home finder, quite well known in the area, does relocations for people coming from abroad or moving area or just to busy to look for their own home. Cost 1.75% of the sale price! Would you let someone else do your home search?
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Estate Agent Disclosure
Hi All Can anyone tell me if someone has a beneficial interest in a property but are not legal owners can the estate agents disclose details about the viewings etc without the sellers knowledge or approval.
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Our buyer wants us to pay for his storage costs
So we accepted an offer mid feb. the buyer put no clauses for moving out as he was in rented after a split with his other half an selling their home. Early march we found a property and offer accepted. But a week later we pulled out due to survey issues. During this time our buyer was trying to push for mid may. Which it…
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Financial implications of extending vs moving
With 2 young kids I'm struggling for space in our current house so we were considering extending. We had our house valued at 230k (after 50k of mortgage its the same as we bought it for in 2008 :( ). The extension we'd be looking at would be a ~25k. Of course, the stamp duty means there's a black spot between 250-260k,…
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Large landlord debts, landlord not paying bills
I live in a 10 bedroom student house, and we pay the landlord for utilities. It has emerged that he does not pay his bills (his company is huge, 200+ students living under him). I have discovered he has a £10,300 electricity bill debt on the property I live in. EON two months ago turned up to cut us off with a court…
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price of professional oven clean?
Hi all, I'm moving soon and I'd like to get the oven professionally cleaned. I've cleaned it myself but it never seems clean, It's in a very awkward location. Does anyone have any idea how much it would cost? It's a single door oven. Thanks :)
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Finally exchanged!
Have exchanged today with completion on Friday on my sale and purchase. Would just like to say that those who say "anything will sell at the right price" are right. Had my house on the market for over a year without any viewings. Kept dropping it and it wasn't until I hit a certain level that the viewers started trooping…
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Private Landlord Being Difficult on tenancy ending
Deleted. Thanks.
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Landlord obligations regarding renovations?
Is there any statutory obligation for private landlords to update kitchens and bathrooms in the rental properties every so many years? I am not talking about the moral duty to keep things nice but we have been told that there is a legal obligation to update kitchen and bathroom every 10 years. I have never heard of this…
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Shared ownership in London?
Hi, I was wondering if anyone in London has gone through with shared ownership? I'm fed up of renting and whilst I appreciate that shared ownership essentially comes with the same restraints it at least offers me a way of not living like a student. I imagine there's a lot of competition for properties. Did you find you…
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Mutual Exchange refused
Posting on behalf of my daughter Lives with partner and 2 children, boy 6 and girl 6 months in council flat. No housing benefit, pay their own rent (not high income but not high rent) - Scotland Had been looking for a mutual exchange and found a 3 bed close to them and eveyone happy (woman in 3 bed on benefits and needing…