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House Insurance on a Leasehold Flat?
Hi, This may seema tad bit silly of a question, but I would like to know if you need to have house buildings insurance on a leasehold flat! We were sold house insurance via our broker and we noticed that we were paying a lot for it so we have cancelled but before I look around again I am wondering wheather we need it as…
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Switching Estate Agents Issue
Hi All, I have a potential problem and wanted some advice. I've been with my current estate agent for a number of months and haven't been happy with the service. So put in my notice and was ready to swap to the new estate agent tomorrow (Saturday). However yesterday the first estate agent got me a viewing (the first for…
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Deposit not protected,moving out soon,what to do?
I'm moving out on 8th sept. Have rung up the 3 deposit schemes but my deposit is not protected with any of them. Now what should I do? One of them said I should contact the LA and if they haven't registered it seek legal advice. What shall I do? Which gives me the better options, leaving it as it is or insisting it should…
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Selling My house cracks issue.
I wonder if anyone can advise my house was built in the 70's with a row of large trees to the left of the property we are in the south east of the country and are on clay soil. Ive had some valuations on my property and it seems in the condition its in I wont have a problem selling it. My daughters bedroom has a crack…
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?selling recently bought house
just wondered if anyone knows how long you have to own a property before being able to sell it on?
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Renting the house you want to buy?
No reply ntbsgf
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House settling, cracks etc...
Hi all, Have agreed a price for a victorian end terrace house. The house was built in 1881 and is on a fairly steep peice of road, I am aware of a couple of houses on the road having being underpinned in the 70's/80's. I met our surveyor at the house and I asked about subsidence and he has tried to reassure me that it is…
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Query on Shared ownership..........
Morning everyone! Wondered if anyone could help me here............I know I need to call the Housing Association but I am an impatient madam and can't wait til 9am for them to open lol!! Three years ago, my husband bought into a 50/50 shared ownership leasehold property. The mortgage is in his name as i was unable to…
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Stamp Duty Changes?
Morning, I sold my house last month and now looking to buy. I have considered budgets/interest rates/market trends etc etc. The only aspect I am struggling to find out about is future plans regarding stamp duty. I know about the FSA paper on mortgage affordability and the impact this will have, but trying to find out about…
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Lost My Job During Transfer Of Parties
Hello all. I've used the website for quite a while and just read the forums but now felt the need to post due to a hole I'm now in. I live in Scotland and my girlfriend and I have owned the flat since November 2003. We split up 7 months ago and she moved to her sisters place, and in April we decided to press ahead and…
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Least helpful listing ever?
Quite a special lack of information here. http://www.primelocation.com/uk-property-for-sale/details/id/BRLY6953111/ All it says it that it's a house with 8 bedrooms for sale. no details of the rooms / house / street its in / price........
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Seller Failing to complete
I have found loads on-line about buyers who fail to complete, but can find very little when a seller fails. Anyone had any experience of this? Have pulled out & found another house to buy as previous vendor just not willing to sort out problems, solicitors say can claim compensation but what if vendor has no money what can…
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Share of freehold flat with building problems
Hi I am a FTB and found a fab flat a survey for which just turned in. The flat is fine, but a lot of problems where identified for the building itself, including roof repair, outside stonework deterioration and structural movement (not beleived to be on-going though). I am really struggling now to understand the…
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Second Viewing Of Property - any ideas?
I'm going for the second viewing (Tomorrow) of a property that I am trying to buy. Just need a few ideas of what to keep an eye out for. I mean such things as: Are there telephone lines already installed? What method of delivery is the electric? ie. card meter or the more old fashioned meter reading.
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Will i be taken to court?
Hi i've recently signed a contract to rent a flat for 6 months but due to the letting agency messing me around with the price for the rent and the bond i have decided i don't want rent it and i have told them this. They said i have to pay £110 for the re-advertising fees, which i have paid and they also said i am liable…
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Will Mortgage Express / Bradford & Bingley / GMAC let me rent my property?
Hi all, I come to this forum seeking advice if I may. For many reasons I need to move. The move is not permanent, although will be in the region of 3-5 years. Unless relevant I wont expand on this further. I would like for a rental company to look after the property for me while I rent a property elsewhere. Does anyone…
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Gutted - any ideas?
so as a FTB with 15% deposit you find a house, get a mortgage in principle, disclose every bit of information to the mortgage company, do everything 'right'. Then they reject your mortgage application due to information that they already were aware of! frustrating! reason for rejection. fixed term employment contract with…
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Recommend me an online Estate Agent
I have decided to give a try to one of those online estate agents to sell my house. I will appreciate all recommendations of online estate agents that people here have used, especially if they have managed to sell their property with one of these or even if the EA proved they did their best to sell it. I do no not mean the…
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What can I do???
Will try to be as brief as possible but bit of a long story. I rent a council property did an exchange from a 2 bed to a 3 due to unfortunate circumstances my nephew had to come and live with us and I had 2 small children of my own. Moved house and have since had nothing but problems. Damp and mould which effects my…
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council woes
Hi. I currently own a property that was placed under a redevelopment program by the council 4 years ago. As my property was in the second phase of the program it was due to be purchased by the council in april 2010. However when april came nothing happened and when i spoke to the council i was told that funds had dried up…
