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2 bed terrace 84k
Hi all In east mids. Have a couple other irons in the fire but none seem to be coming off. Getting bit impatient now as have been considering buying for couple of years. Got money that isnt doing anything in bank. Live in top area now paying 450pcm in rent. Have seen 2 bed terrace in not as good area, but fine for me…
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Buy-to-Let before we've bought a house...
Pure insanity or a shrewd investment? I am currently renting with a view to buying when a decent deposit is made up. I am saving with the missus and we want kids in a few years. I earn 30k+ (self-employed) and she earns 26K with a 1K yearly bonus and a promotion in three years. We travel a lot and spend a lot on rent and…
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Time limit for deposit return?
Hi, I have scoured the pages for the last few hours and couldn't find the answer that I'm sire I read on here somewhere. Anyhoo, the agents are giving my mum a hard time with getting her deposit back. No issues whatsoever with the property, just that they will try anything. She has phoned several times over the last 2…
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Please help! First time buyer, inexperienced.
HI, I would be grateful for your advice. I am a first time buyer and have had an offer accepted on a house. The bank have approved a mortgage in principal but appear to be taking their time to fully endorse the mortgage. I have just spoken to our broker who told me that the bank now want a full list of quotes and reports…
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Stamp duty loop hole
I'm currently in the early stages of moving house. My husband is insistant on persuing this Stamp duty loop hole thing. Does anyone know anything about it? He has been contacted today by Universal Planning Services. Thank you. x
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Haggling on a new build?
Hi I have made a speculative offer today on a new build property and they dropped the asking price by £30,000 around 14%, which I am currently thinking about Is it worth asking them about paying the stamp duty and including carpets,flooring in the sale if we sign in the next few days. As realistically we would need this…
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Notice served today - Advice needed
Hi, I am currently living in a rented property which I have been in for 9 years. I originally took the tennancy on through a local letting agent who has been fantastic. In December 2009, I received a letter from a national letting agent who was acting on behalf of LPA receivers informing me that they were taking over as…
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Over the top tenant!!!!!!!!!
Hi All I have rented out my house which I bought with my inheritance to a lady aged 56 (not that that matters but I thought I would add it in for some reason??!!!). Firstly she told me she was working and that she was off sick with a broken leg. It turns out that the reference she gave me was false/fake. She rings me 3 - 5…
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Help a lodger in need.
Once again I come to the forums seeking help, not for myself, but for another. I have a friend, generally a nice guy, maybe a little niave, he's renting a room out in a house. The situation is 3 rooms let to seperate people, with one of the people being a family member of the owner who we'll call flatmate A. we'll call my…
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Interesting story about a buyer sueing a vendor over PP for next door
There was an interesting story in today's Telegraph, about a couple who bought this really fancy house in the country with a little farm track next to it. Unbeknown to them the owners of that track had PP to convert it into a road serving their farm and now horseriders, dog walkers and tractors use that road. The buyers…
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Help - application form for housing association
hello, I am desperately sick of renting with a private landlord. Its a shared house and the landlady is sloppy to say the least, at the moment we havent seen her for months and she "forgets" the most basic of things. None of us have a tenancy deposit scheme despite asking her nth number of times, she has however assured us…
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renting question?
Hi all I'll try to keep this short and sweet. I''ve have just agreed with a letting agent to rent a property. The guy showed us around and explained that the landlady was going to repaint and generally "freshen up" the house. There was an ant problem and a new electric shower to be installed. On the basis of this we agreed…
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House Advertised as Freehold Turns out to be Leasehold
Had an offer accepted on a mid-terrace house in Bath, was advertised as freehold (and have a memorandum of sale from the agent saying so). However, my solicitor just informed me it is a 999 year lease (at £9.90 per year). In light of this information, should I reconsider my offer? I'd be happy to proceed at the original…
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what's the best route.....?
myself and partner i wanting to buy a house abroad for renting purposes.We are both on relatively low incomes but having previously had a well paid career I own my own home outright(current value approx. £320k). The foreign property is valued at £125. My question is what mortgages/schemes are available to raise most of the…
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EPC on a rented property
I have a quick question regarding EPC on a rented property. 1- Are EPCs still required if you want to just let out your house? 2- Can we do the EPC after we find the tenant or do we have to do it before we put the house on the market? 3- Do we have to give a copy of the EPC to anyone viewing the property or only if they…
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Selling A House In Newcastle - Hillarious!
I know i'm not supposed to post links because i'm a new member. But I had to share this. Check this out guys its hillarious if your a fellow geordie like myself. Had me creased! HA HA mehoosewontsell(.)blog(.)com :rotfl::rotfl::rotfl: or put "me hoose wont sell newcastle" into google. Promise you'll laugh!
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Potential roof problem before exchange - help!
I have had my offer accepted on a house and the solicitors are now working through the paperwork. As I’m a FTB, I took a more experienced friend with me to view the house again (after the two viewings that I have already done prior to putting in the offer) before exchange. He noticed a few cracked/broken tiles on the roof…
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Any advice please
Sorry for the long thread.. I rented a house which I left for various reasons namely there was cluster flies in the roof space which they fell into the wall cavaties behind my bed and kept me awake at night. They were being dealt with when a resident rat made its home in the roof also. I learned from pest control that the…
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Confused Freeholder (Company)
I would like to sell my flat but are unsure what I need to do with the freehold. I own 50% of the freehold company with the downstairs neighbour. We have never bothered to get a lease period set up as we don't pay any maintenance fees. The reason I bought the freehold was to do a loft conversion but I have decided to move…
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Extra surveys...
OK - just to fill people in 5 Jul: Offer accepted 16 Jul: Structural survey done (independent, not through mortgage company) Today: Survey report received From reading the report, there are recommendations for further specialist surveys wrt * Roof (original slate, some roof tiles have slipped and been held in place with…
