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Buy now or wait ?- in Bedford
Hi I've just been offered a shared ownership flat that I really liked when I first saw it. I hesitated to say "fell in love with" but it is really unusual, spacious and grand looking. It is new build in Victorian style, ground floor with one neighbour above and one to the side. I hate flats in blocks as I've always lived…
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Buildings Insurance on A Leasehold Flat
Just been told by my solicitor that it is not included in the service charge and that it will cost £100 a month, which seems a bit much. Is there any way round this or do I just have to pay whatever they say?
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Making an offer without a buyer
Hi All, Here's my situtation: We have been looking to move for a while. Have researched new area and seen a few properties, but had not seriously looked and had not marketed our existing property. Saturday: viewed a property. By good fortune, turned out it was perfect. Had been on the market 3 months ago but their buyer…
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Landlord/Deposit problem
Can anyone offer some solid advice please, We rented a property with the usual 6 months, the landlord has then decided he wants the house back and after 4 months gave us 2 months notice. We found a new place at the end of our 4months and moved out on the day his 5th months rent was due. My question is how long can he keep…
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Renting out my Flat - Tax Help!
Hi, I doubt there is a clear answer to this (Tax is never easy!) but could do with a few tips, please : ) I am thinking of renting out my 2 bed flat, part furnished. I have an interest only mortgage on it. Assuming the mortgage company are happy for me to do this, and I speak to insurance company to make adjustments with…
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Contracts from vendors solicitor
Hi, some advice please! We had our offer accepted on 1st July, property taken off the market, sold sign was put up within a week. We have instructed solicitors and are in the process of arranging a mortgage, our surveyor should be going in next week some time. My concern is that its been 3 weeks yesterday and our solicitor…
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FTB - Surveyor & EA are the same co...good/bad news?
Hello, Apologies in advance if this question has been asked a million times before. I had a quick scoot through the first few pages and couldn't see similar threads. We are getting our mortgage through the Post Office and have opted for a homebuyers survey. Initially we were going to go for full structural but after…
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Engrossment fee
We are buying a new build sub sale (the original buyer is no longer able to make the purchase so we are taking it over). His solicitor is charging us an engrossment fee (£100+VAT) and then an additional engrossment fee (£100+VAT) to 'include a split-receipt clause in your Lease which adds clarity to the sub-sale'. Is this…
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Critique my for sale advert
Link to advert :- http://www.connells.co.uk/detail.asp?type=0&src=property&cs=57&bs=WED&br=-1&prop=-1&min=50000&max=100000&bed=1&page=12&id=WED302564 Its been up for about 3 months now and not a single viewing. Connels originally valued it at £89,995. We dropped to £82,000 to get interest as we knew it was too high, have…
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Completing this week but house still being built.
Im due to complete this week on a new build (as originally we were due to move in at the end of the month but completion on the property was put back a couple of weeks recently) but the property is still being built and is still a couple of weeks away from being completed. Does this cause any problems or is it a case of me…
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Am I a first time buyer???
Hi, I lived abroad about 15 years ago and owned a property. which I sold in 1999 and moved back to this country. I am now looking to buy a property in the UK (I have never previously owned a property in the UK) ..........am I considered to be a first time buyer and therefore do not have to pay stamp duty on a property…
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House Tennant - Help!!
Hi- I need some advice. We have just accepted an offer on our house, and hope to exchange soon. We are planning to move into rented as our business has been hit by the recession quite badly. we are selling ot try and kill off the credit card debts we have built up over the past couple of years when our business started to…
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Having an open to view day- tips welcome!
Well we are finally trying to drum up some interest by having an open to view afternoon in a few weeks' time. The estate agents said they'd put it in the paper and on rightmove but still can't guarentee people turning up! We're going to massively declutter and make use of next door's shed to store things like the…
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Bath & Shower Seal Survey
Hi All Just had the survey come back on the house we have made an offer on, on the survey report has stated that the bath and shower silicone seal has gone moudly, I know its a simple job to repair, but just worried about water leaking underneth causing damp, any toughts or experiences on this would be a great help. Many…
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Issues with late grandparents' house
Apologies in advance for this turning into a ranty essay, but there's a lot of angles to this and I need views of outsiders if possible. My late grandparents put their house into the name of my mum and auntie with the proviso that when they died, it would be sold and split 5 ways between my mum, auntie, me and my 2…
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Damp survey advice
Hi I'm a FTB and would really appreciate some advice about damp surveyors/ specialists. We've had an offer accepted on a property, full structural survey carried out, mortgage in principle, however the mortgage company has just come back saying that there is £4500 worth of repair to be made re signs of damp, electrical…
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3 estate agents
Ive viewed a property and made an offer, refused, made another offer refused, so my next offer I know he will accept. After making 2 offers I noticed it was on the internet with 2 other agents at different prices, I complained to the agents, all were shocked and said they do not work with other agents, well, 3 agents still…
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How Long Before 'Sold/Under Offer'?
Hi there I've just had an offer accepted on a house. The offer was made on the condition that the house is immediately removed fom sale, with no further marketing/viewings taking place. I was just wondering how long I should expect to wait before seeing some evidence of this, e.g. 'under offer/sold' on RightMove and the…
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Putting in an offer
Hi We are first time buyers and have found a house that we both like (me and wife) and have decided to put in an offer after our second viewing. The house is on for £319,950 and has been on the market for over a week now so early days. Would a starting offer of £280,000 be too cheeky and not be taken seriously or is that a…
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Joint Estate Agency?
We are thinking of going multi agency to try and get a sale. One of the agents we rang would only take it on a Sole or Joint Agency basis. I have read about the disadvantages of multi agency but isn't Joint Agency worse? One agent could do nothing to sell the house and yet get half the commission! Do two EA's ever agree to…
