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Difficult Ex and need my name removed from mortgage
Hello There. I hope someone could help and point me in the right direction here, I apologise as this is a pretty long story. Me and my ex split in July 2007, we tried to live togther for ease of finances/mortgage etc but he was just too difficult. I moved out and did not contribute to the mortgage as I was paying rent…
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Replacing Broken Glass
I'm a tenant, and I've just accidentally cracked my landing window. Does anyone know what the cost is to have it replaced?
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Transfer of Property ownership
hi i need some help i know theres a thread similar to this but the problem i have is my parents both own the house with a mortgage. my mum has been left paying after my father left. and unable to change anything within the house as its jointly owned. at the moment my father lives abroad and unwilling to come back to the…
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In desperate need of help with 20k charge
My house has been on the market since febuary at the asking price of 185k from the valuation of 3 agents. The 1st agent in my eyes didnt actively try to sell the house and after the 10 weeks i changed to a new agent. To cut a long story short i have dropped the price from 185k to 175k and still have not even had an offer,…
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Need a bad credit mortgage for 1st time buyer
Hi, Was wondering if anyone has been accepted recently on an adverse mortgage deal? We want to buy our first home (which we currently rent). We have 15% deposit but a mortgage broker told me over the phone that we dont stand a chance of getting a mortgage. Not ready to give up the battle as its my dream to own a home so…
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Unreasonable charges from letting agency
Hello, My flat mate and I recently received a bill from our letting agency, of £16.50, for two replacement light fittings and the service charge to fit them (which is strange considering the spot lights have been replaced before free of charge). I called the agency's maintenance line to dispute the charge as it always…
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Mobile home inheritance
Hi All, On the Park where I live in Scotland, a man died and his kids have inherited the home. One son wants to move in. We are being told that because he was not living with his father when he died, although he is liable for ground rent etc he has no right to move in. :mad: I have found this fact under oldish English law…
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witholding deposit to damaged property
hi, possibly a contentious posting but would welcome any advice. I let a flat that I used to live in. I did not register with any TDS and fully acknowledge that I should have - why didn't I? Simply didn't register that I should, always return deposits, keep the money in its own ringfenced account, I thought it was for…
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Removal Service
Hi all, I am in the process of selling my flat which hopefully should be completed by the middle of Aug. However I have a few stuff like the sofa,king size bed(mattress) and the dining table that I need to store somewhere as I cannot take them along to a rented flat that I am moving into. Whats the best and chepeast way to…
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Disgraceful!!
41 Pevensey Way, GU16 (http://www.vebra.com/cgi-win/vebra.cgi?details1?src=agent&PropertyCode=1082002/PEVEN/28894/2) the house we put an offer on 3 months ago is back on the market just two weeks after the vendor pulled out 4 days from exchange. We wasted thousands on survey's and solicitors fees; and it transpires the…
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Buying a house, seller has lost deeds?!
Hi all A few questions about a house we are trying to buy. It is a house we like, obviously, but there are plenty of others out there at the moment so won't be too upset if we don't get it. We were ready to proceed and have agreed the sale of our own house. The problem is the seller can't find the deeds. The property has…
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FTB - options to buy auction property..
My partner and I (both 24) are looking to buy a property within the next 6 months as FTBs. We are looking for a renovation project as my partner is a qualified joiner and has many friends still in the building trade. One road we have been looking down is auction/repossession properties - ideal for us, as many properties…
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Where do we buy?
Ok, seems a funny question. I work in X and my journey from my current home is 52 miles each way. OH is about 30 miles each way. We are looking for a new home. We have an 18 month old and my OH works 3 days a week. On Sundays we drop little one off at nannys and I drive a 120 mile round trip to pick her up Tues nite. OH is…
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House buying dilema . . . . HELP !
Hi All Just wanted to pick the collective OcUK brains ! About to possibly make the biggest purchase of my life ! About 4 weeks ago we saw a fantastic house in watford, nascot wood to be precise. The asking price was £975k, and we offered 975k - we have missed out on a few houses recently, and thought at this point that the…
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30% of house price loan against inheritance?
If I have 100k, and wish to borrow 30k to buy a flat, but have no income, only an inheritance due within a year (which will easily cover the loan) which type of mortgage - or straight-forward loan? would be applicable for my situation?
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Next move
Hi all, i just wondered if anyone could offer some advice. We have just had an offer accepted on a property (first time buyers, property less than £250k) We have queries on two fronts: a) We now need to instruct a solicitor and have a couple of quotes back We are unsure what searches will be required as the house had a…
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Selling Questions...
HI All, Just sold our house on Monday and have a few questions, seeing as I've only ever bought as a FTB before: 1. Assuming I can use equity in my current home as deposit for a new one? 2. Can I use equity in my current home to pay stamp duty? 3. Can I borrow more to pay stamp duty? Stampt duty is going to be circa £14k…
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Buying a House with parental help!!
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To stay on the market or not...
Hi all, We went on the market in March this year, trying to sell my 2 bedroom ground floor flat. We had 3 agents out, all gave valuations of £145k, so went on for this, as it seemed to fit in with other prices in the are. In order for our move to be financially viable to afford where we are moving too, we need to achieve a…
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Sale of Home in USA /transfering funds to the UK
Hello all I am in the process of selling my home in the USA and relocating back to the UK as am in my twilight years.I am in the position of having to transfer the money from dollars into sterling as wish to buy a home in the UK.What is the best and economical way to do this? I have also been advised I need to pay a…
