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HIP reports - 2 questions
I know these reports are no longer necessary but I have just tried to access mine (less than 6 months old) to answer a query but find that the link is no longer active. Is that normally the case? What I was wanting to find out is whether or not local authority searches are included and, if they are, does this mean that…
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Title Deeds change of name and Deed of Gift
My mum died last July and I inherited her property - no mortgage! I have since rented out that property and in receipt of monthly income. I contacted the Land Registry and found that the property has never been registered and they sent me some forms which I have yet to do anything with. The actual title deeds of the…
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Buying a flat "bellow market value"
Hi I was wondering if anyone had any veiws on this, I am looking to buy a property striahgt from the bank. The property in question is a flat, at the peak in 2007 these flats sold for between 145k (highest) and 110k (lowest) however just had an offer accepted for 74k. Ok so great sounds good on paper, however i was put of…
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Taking out a loan to pay provide a deposit - good or bad idea?
Hey guys first time poster here, I just wanted to get some advice and canvass your opinions regarding my current circumstances. My partner and I are looking to buy a new build (shock horror!) and have been researching means to obtaining a mortgage in these difficult and frustrating times. We've looked into the shared…
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Will I need to change 2 mortgage loans
I have a mortgage on the family home, which my parents live in and a btl mortgage in a flat that I have just moved into 3 weeks ago. so the btl is now my primary residence and the other is where my parents live. what do I do about the mortgages, because I understood you can only have one " normal" mortgage
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What's fair for lodger deposit deduction?
Hi, I have a lodger who is amicably moving out as he is going back to his home country after living un the UK several years (he was with me 8 months). He is moving out in 2 weeks. I had a look at his room yesterday and there are a few things I am really unhappy about, although I haven't spoken to him yet. The dark beige…
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Kingsland Property Group
Hi, has anyone heard of Kingsland please? We've had a letter through the door today saying they are very interested in buying our house. We are thinking of moving but never heard of this company, so has anyone any advice please? They're based in Leeds and Manchester. Thanks :)
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Is the estate agent trying to get more money out of me than necessary?
I put an offer on a house this morning. I am a first time buyer and I put in my max bid and made this clear. An offer was placed a month ago and was rejected, there have been no other offers. The estate agent called a few hours later to say another offer came in today for 3k higher than my offer. Is it not a bit strange…
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Advice on Building Regs/Indemnity
Please bear with me on this one guys, some sound advice is well appreciated. Basically we live in a one bed flat which has a massive loft room , converted years ago ( circa 5 ). Building regs werent applied for as it wasnt going to be habitable, just for storage. No window up there. What i want to do is sell the flat soon,…
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Ending Fixed Term Tenancy
We are coming to the end of a 12 month fixed term tenancy on our flat and would like to leave on 10th August when it expires. Our tenancy agreement says we must give 1 months notice if we wish to leave at the end of the fixed term but I think I'm right in thinking that we don't need to do this? Is there a part of the…
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Letting agency deposit rage!
I am absolutely incandescent with rage :mad: that the LA are claiming we have damaged the walls and have to pay (deposit refund reduced) to cover the cost, after refusing our request for an early check out inspection. We have been trouble free tenants for 2 years, with the rent always on time and we never requested the…
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Can I sue my Solicitor...PLEASE HELP! :(
Right the whole story is a long one! so i will try and keep it to a shortened version! Basically...in 2005! a so called friend/property developer was building some houses...at the time i was a dancer earing a very lucrative wage...so instead of wasting my money, after some persuasion by my friend, I decided to buy on of…
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indemnity or building certs?
Some advise please: What's best from a buyers perspective - indemnity or actual buidling cert's on a loft conversion some 8 years ago? The surveyor has queried the width of a staircase on a loft conversion so my reaction would be to get the actual certificates from the seller who assured us that planning permission was…
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"Need some updating & remedial work"
What does remedial work consist of? Rewiring? Structural repairs? New roof? Is it an all encompassing phrase of expense?!
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Notification to leave
I've asked my letting agent what date I should put in writing that I want to end my tenancy (joint between three of us) and this is the reply I get :mad: Can anyone else advise me? Thank you for your email. We would be more than happy to advise you but an administration fee of £250.00 plus VAT would be incurred. Kind…
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Letting agency, landlord and noisy neighbours.
Hi, I was wondering if anyone could give me some advice on the following: My parents who are in their late 50's live in a quiet semi detached house in a nice area. Around 18 months ago a couple rented the house next door and my parents have had nothing but trouble from them. They play really loud music throughout the day…
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Negotiating After an Offer.
Hi guys, Long time reader, first time poster. A question for your brains :) We (my partner and I) recently had an offer accepted on a property, all seems to be going swimmingly (if a little slowly!). We had a homebuyer's report done last week and it's shown up that the wiring in the house is dated. Now, as we've already…
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holiday buy to let
I'm thinking of buying a holiday property with a view to letting through an agency who will take 15% of the rental income. We will use the property ourselves too. Is this a good investment? Where could I look up information on this subject? Has anyone got any advice from past experience?
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Buying and selling our house and making up shortfall!
Hi, our house has been on the market for a month so far and no viewers. WE've already dropped the price. Where are we going wrong? We've had an offer accepted on a new house we are keen to buy. We calculated that with our mortgage (portable and not renewing as early repayment charges would apply), proceeds of sale of our…
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Letting Agent crazy 'credit search fee'
Hello, hopefully someone can help me out here..... I have found a property I wish to rent via an independent estate agent, but before they consider us they want to do a credit search on us (normal procedure I know). To do this they want a fee of £117.50 per applicant, and have given us the forms to fill in........the forms…
