Title Deeds change of name and Deed of Gift

Jotucker

My mum died last July and I inherited her property - no mortgage! I have since rented out that property and in receipt of monthly income. I contacted the Land Registry and found that the property has never been registered and they sent me some forms which I have yet to do anything with. The actual title deeds of the property show both my mum and dad as owners but dad died in 1994 so I presume his death certificate and mums probate will do. I have now thought that it might be a good idea if I gift half the house to my husband so that I can use his tax allowance to the full (he doesn't use it all) but don't know what forms to use to gift him or where to send them. I know I could go to a solicitor but trying to save some money!!! Any ideas? Thanks.

Bananamana

Get a solicitor tbh- unregistered title can be messy. You could register the property with your husband on first reg. Essentially its a TR1 as you as the transferor acting OBO your mother (presume they held as joint tenants) and with you and your husband as the transferee with nil consideration.

You should seek advice from a finanacial advisor as well re the tax implications of tranferring for 0.

Richard_Webster

Realistically if the title is not registered you need a solicitor to check it and deal with the transfer into joint names and the registration of the title including the new transfer.

Too complicated to advise about doing it yourself on a forum like this.

You would need to take a course in unregistered conveyancing....