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Buying 1998 property - should I do homebuyers survey?
Exactly what it says. I've have had offer accepted on a 1998 built property - should I do homebuyers survey or just stick to the valuation. What are your experiences?
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Moving into a Caravan...legal situation?
Hi, In the next few weeks, I will be moving into a static caravan on someone elses land. I will pay rent, which includes water rates and electricity. I have to pay gas myself and no other services are available. (Apart from mobile broadband, which I hope to get a good deal on soon!) We don't want to do this illegally, and…
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Objection to planning permission in my own name
My neighbour has applied for planning permission to alter her house. We all had letters a few weeks ago. The plans did not affect or bother me, so I did not write to the council. However, I found out yesterday that someone has made an objection to the planning permission in my name, from my address. I have explained to the…
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Bought house from housing association 2005. Just got a service charge bill for £548?
Hi, I bought my house from the housing association in 2005, which I got with a discount as i was already living in it. I have recieved a letter from this housing association today telling me I have an outstanding 'Service Charge' balance of £548.47 which according to them dates back to 2006. About 2 years ago they sent me…
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How do we go about buying a second property?
My partner currently owns a house worth around £115000 with a £30000 mortgage on the property. It is a 2 bedroom house and I currently live with him with my 2 children and so does his dad so we all have to share one bedroom and his dad has the other. We now want to buy our own property but he doesnt want to throw his dad…
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Question on shared ownership / Turner report suggested cap / etc
Shared ownership has always puzzled me. I know a few friends that have taken the plunge, and it's good because it means that they're actually buying into equity rather than putting everything into someone else's rent. That said, I don't understand how people can be turned down for a mortgage that would come to say £600,…
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When you buy to let
Is it best to have the house in the name of a company, so that any reposession or debt problems don't come back to you and risk your family home? Is it ultimately best to have all your houses owned by a seperate company for each house? So they don't affect each other?
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Land Registry title - Tenants in Common
Dear all MSEs.. If this should be posted elsewhere please let me know. House was owned by a lady & her 2 daughters, all named on Land Registry title (I have copy of it). Lady has now sadly died, her will names the 2 daughters as both executors & to inherit the estate, bar some minor disbursements. So, after probate, the 2…
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confused at advertised rent being different per week to per month....
I am looking at different flats at the moment and getting a little confused at how rent is advertised. This sounds silly but a flat for rent says 195pw, which is fine, but then 845 a month! well that just doesnt add up....can someone explain this? thanks!!
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Has house been repossesed?
Hi, Me and my partner found our perfect house to rent (it was through someone we knew so were also getting it cheaper then if he put it on the market) and few weeks ago and we were given a date of last friday to move in. However the Monday before I rang the private landlord to confirm details and he told me that there was…
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Looking at buying a 2nd home but already own one.
Hey guys i was just wondering if anyone would be able to help me out with a problem. I currently own my home where i live my Dad, partner and her 2 children and as you can imagine things are a little cramped. So i'm looking into buying a 2nd home with my partner but don't know what's the best way to go about it as i would…
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planning permission? working from home?
I don't know which forum this would be best suited in but I thought this forum might be the best to ask. Do you need planning permission if you intend to take paying customers into your home for the following Shiatsu massage/other type of massage (legitimate massage :D ) Meditation class haircutting I have never heard of…
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Buying at Auction
Whats the crack with finance? When buying in a traditional way, you go to the estate agents, look at houses, approach a mortgage broker, find out what you can borrow, make an offer, see if its accepted etc, I can just about cope with that. But at auction, you're committed to buying the house as soon as the hammer falls.…
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offer accepted what are the next steps?
hello, our offer on a property has been accepted. What are the next steps now? I'm going to RBS direct with all documents and going to apply for mortgage. I gave my solicitors details to the EA and got seller's solicitors details. Who and when will they do the survey? The bank will do the survey or do I have to find…
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Access to new house before completion
We've just had an offer accepted on a house that needs both a bit of building work (just knocking a few walls down) and a complete central heating installation, and would like to get someone in to do these as soon as we complete. My question is, can we get access to the property in the meantime to get a few people in to…
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Advice please....repossession house..am I a cow?
Hi... this has most probably been asked before but these forums are so long and laws change so my search didn't come up with any answers really..please feel free to move if this is in the wrong forum...I am normally the shopping board user but thought you guys here might help me! My OH was doing up a place where he was…
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Advice please....repossession house..am I a c*w?
sorry - duplicate post..please delete x
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ourproperty.co.uk
Hi, I was doing a tour of new builds in my area today and had some (alot) of spare time so decided that I would go onto ourproperty.co.uk and compare the actual selling prices of the new builds in the past 12 months to what the quoted prices are on the builders websites. Now my question is this: Is ourproperty a reliable…
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Solicitor HIP Council vs Private company
I had offer accepted recently so am looking for solicitors. One company said they would only accept a HIP containing local search done by the council and not by a private company. What difference does this make?
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Just for Fun!
I was recalling with a friend today a viewing of a property a couple of years back where the chap had met us at the house late (we were waiting for him and he obviously didn't mean to be that late - I hope). The house was an absolute tip, there was washing up all over the kitchen, rudey magazines in the living room and to…
