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does anyone know about survey results???
Hi, we are FTB and we are in the process of buying an early 70's ex-council terraced house. our surveyer has just called me to go over a few of the issues he came across when he was in there today, i apologise if im not that clear but he told me over the phone, i am not up on all this and i am doing it from memory!! he…
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Stamp Duty and Shared Ownership
Hi all, I bought a 50% share of a flat for £65k 2 years ago and was told by the Housing Association it was priced to be under the stamp duty threshold. The purchase got right to the last at which point my solicitor said I needed to pay £500 stamp duty on the value of the rent I pay to the HA. Most of my neighbours did NOT…
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Please help!! Pregnant and struggling with bills and unsure of entitlements
Hello all, I am looking for some advice as I am now getting desperate! I am 4 months pregnant and am not quite sure where I stand. Me and my partner own our own house and only earn about £800 a month each. We have been renting out our house for the last year but now need to move back in as we will soon have a new addition!…
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10 Days to get a survey done....is this normal?
Hello, First timer buyer here!!...hope someone can advise!!.... Just had an offer accepted on a house, and the EA has stated this offer is subject to us getting a survey done in 10 days? Is this normally what happens after an offer has been accepted? The EA also said they will continue marketing the property until the…
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renting - who pays council tax?
Generally, when you rent a whole house in a single agreement, is the council tax always paid by the tenant and therefore the council tax bill is in their name - so they would get persued for non payment not the landlord. If the house is not rented then the council tax responsibility reverts back to the landlord. Is that…
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Negotiating price on new build
I am new to this forum but I am very keen to ask some advice (so apologies if I am doing this wrong!!) We are currently thinking of moving house and upon looking have found a new build that offers a part exchange deal. This means they will buy our current property from us meaning we do not have the hassle of trying to sell…
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SDLT Tax Planning Scheme
I'm currently buying a house for 345000. I've been told that there is a tax planning scheme to pay no or minimal SDLT. From my limited understanding of the scheme it involves some kind of transfer on the contract the property between myself and my spouse. Does anyone know anymore about the scheme as I'm slightly wary of…
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Rule of thumb in Auction increments when bidding??
Hi, Hope some experienced people in auction bidding can throw some light on this... When you buy a property in an auction and the price is lets suppose £ 60,000 plus ... would be more or less certain to assume they want at least 20k more? Is there a rule of thumb about this? I read somewhere online that if it says guide…
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Letting fees and ways to avoid them
I have found a lovely place to move into, and was shown the property by the owner. We were put in touch through a letting agent however, and they are asking for an "administration fee" of over £200. They have not given me a breakdown as requested as I feel they know they have only put two people in touch. All contracts…
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3 times salary! How ridiculous!
Sorry if this has been posted before. FSA are suggesting a cap at 3 X salary for mortgage lending! Talk about a one size fits all mentality! I know for sure that I could afford 6 or 7 times my 'salary' - isn't it all about how you live your life? I have 3 jobs, and if one goes, I have others to compensate. Someone earning…
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Average price of flats
Hi all, A quick question if anyone can help - have been trawling the net but am only getting stats for houses - can anyone tell me the average % difference in value on a flat compared to what it would have been in Jan 2007? Many thanks. :beer:
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Buy To let abroad
Hi all, I have half purchased a property in Cape Verde and am now looking for a mortgage for the other 50%. Which the rent should cover, I have a guaranteed rental scheme with the developer. I was wondering if anyone could offer any advice as to the best companies to approach regarding this. e.g UK or abroad? Many thanks…
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Landlord wants to repair house and move us out!
Hi everyone. This is my first post so be gentle! Anyway...I received a phone call yesterday from my landlord (the LL and the LA are one and the same) saying that they would like to carry out repairs to our flat and the other 2 flats in the building because of damage caused to the building by construction work being carried…
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Sold property price checker
A colleague has asked to find out some prices for apartments (new build) since April 2008 until as up to date as possible. I need to find both sold and current prices. Plus any movements. I know there will not be heaps of info - but any trends etc will help. What websites do people suggest? Thanks in advance
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Written notice of exchange date changes
I'm in the process of selling my house and the Estate Agent has now said they want to move the exchange date back by two weeks due to delays initially caused by them. Regardless of who's to blame for said delays, does the EA have to send me personally (not my solicitor) written notice of the change?
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Rented Property (Shorthold 6 months)
Would appreciate some advice if possible. My LL seems to be using a number of tricks to justify withholding all or part of the Deposit. 1. Has written demanding that I pay pay 6 months worth of the Building insurance. (£123.00) 2. Has written stating that an electrical test on the property has to be completed at my expense…
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Agent paid into deposit scheme late - advice please.
Hello all, We have had a few problems with our agent that we rented our house through. Recently we spoke to the landlady and informed her that they did not do a reference on us (which we paid for) and havent given us details of the deposit scheme. She obviously has been in touch with them as we had a letter sayng the…
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one year fixed term ending, tenants would like an extension of 7 days
one year fixed term ending, tenants would like an extension of 7 days... so, should they pay rent pro-rata or pay another months rent? all comments welcome,
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Help please - Redrow have changed the layout out of our house
Hello All, I need some advice. Me and my partner were due to exchange contracts tomorrow on a Redrow new build. Me and my partner reserved this plot on the 23rd February 2009 after viewing the working drawings of the housetype. After reserving the plot we instructed our solicitors to act on our behalf and have also agreed…
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Building Insurance
:confused: Just a quick one - these forms have come back on me and hence are delaying the sale of my poperty When I originally brought it I didn know whether or not to have buildings insurance so took it out anyway alongside contents insurance Then last year I cant remember who said to me but when the renewal came up…
