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Can't take any more of this selling/buying stress. Staying put!
I will memorise and learn the following lessons.......* Nothing is set in stone and there are no guarantees until completion day, things can go wrong and chains can be broken at any point. * Make sure that you can afford to write off cash for mortgage applications, homebuyers surveys, and solicitors search fees... they…
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FTB mortgage offers these days?
I know, I know, it's the worst ever time to buy a house and all that jazz, but I'm curious! What kind of mortgage offers are first time buyers are getting approved these days, i.e. what are the maximum LTV and income multiples being offered? And at what sort of interest rate/fix length/fee?
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buyer paying sellers costs?
Hope you may be able to impart some wisdom to me. DH & I are looking at buying a house that didn't sell at auction. It didn't meet the reserve price of £89,750. The auctioneer said that the sellers cost were £2,995 and that we were being asked to pay them. The agent (a different person) said that we weren't expected to pay…
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landlords table
helloooooooooo i agreed to rent a flat today and will take down the deposit tomorrow. now its unfurnished. which is what i want. but......... the landlord is leaving the table in the kitchen<the size of a small boat!!> and i dont want it as i have my own furniture, now the letting agents said she will speak to him about it…
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Landlord gave me my deposit back 3 months ago - now he wants to claim some back?!
Hi all, I would just like to get some advice regarding my last tenancy. As you can see from the title of my post, my landlord has given me most of my tenancy deposit back from my last house which I moved out of 3 months ago and now he wants to claim some back, saying that there have been additional costs in cleaning etc.…
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Leasehold House..Please Help :)
Posted this in the mortgage section by mistake, sorry.:o I was supposed to exchange today when solicitor decided he is not happy with the criteria and terms of the lease. It's a leasehold house, £85 a year rent, 995 years remaining. Apparantly he hasn't read anything like it before, and is not happy for me to exchange…
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Is a new HIP required when changing agents?
I placed my 2 bed flat on the market ages ago with an agent who I believe has underperformed. I have given notice to them to take off their books and have give instructions to another agent to put on theirs. The new agent wants me to pay for a HIP pack. The newly instructed agent claims that, and I quote fromtheir email 'A…
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Any ideas?
Hi, any ideas what can be done with the following!! Mid-terrace, 3 storey building, set back from busy road in Belfast, Northern Ireland. Ground floor has been used as take away business - needs refurb, new shop front, new floors as current tiles uneven/cracked..etc.. Other 2 floors are accommodation - no kitchen, new…
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Help! How much do we offer with O/O
:confused: Hi, I am new to this website but desperately need some help! We currently live in a 2 bedroom semi-detached house in the Livingston Area of Scotland. We went to see a 3 bedroom detached house tonight and fell in love with it. We have been looking for a house for over a year and this is the 1st one thats made us…
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Single persons budget
I am not long out of uni and am finding it difficult to find any information to advise me how much I should ideally be spendin from my monthly wage on everything but mainly my housing. I would love to consider buying my own place or renting on my own but am unsure of what price range i should be looking at. I wondered if…
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Sudden surge in people viewing this section
Has anyone else noticed a massive spike in people looking at this Section - House Buying, Renting, selling & prices ? around the 600+ mark at the moment, normally under a hundred strange
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guide price?
if an estate agent advertises a property with a guide price does it mean that the property is up for auction
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Is changing ownership the way to avoid husbands dept?
Hi, i may be getting my house and mortgage in my name, reason being is that my husband has a debt of £24000 from an old mortgage!! We didn't know of this until recenlty and are now worried about losing our home. If I do manage to get the house in my name would the courts be able to touch it if he still lives there? Also…
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Breaking: The end of the sub-prime UK dream?
http://www.mortgagesolutions-online.com/public/showPage.html?page=758225 Breaking News Lehman Brothers may close doors tomorrow Following earlier reports that Lehman Brothers was ‘considering’ suspending lending at its UK mortgage lending arms, brand insiders have reported it could announce a withdrawal from the market…
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Quick Cash Sale for Flat? Good Idea?
Hi, I need to sell upi and move asap. I am having valuations done tomorrow by 3 estate agents. However I have had a look on the internet re quick cash sale companies and wondered if anyone had used one. I dont want to rent it back I just want to sell up and go back to my mum and dads and get out of my huge debt! I have…
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Argh What shall i do!!!
Right i hope you all can help me, My house is on the market and i want to move 60miles to buy a house with my boyf. i live in a small town with no friends/family around so i'm really quite desperate to go Want to get another house as i don't want to come of the ladder. this is a house we intend to live in for years and…
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GOOD NEWS for BTL people...
Less competition for tenants in the future! http://business.timesonline.co.uk/tol/business/money/property_and_mortgages/article3652742.ece Royal Bank of Scotland and Natwest are to increase the minimum size of deposits that landlords must pay from 15 to 25 per cent of a property's value from the end of today. The banks,…
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Help needed Council home
Please could anyone give me some advice I have a council home that was given to me from the homeless but a housing association owns it. I signed a 3 year contract with them and it is up tommorrow (1st April), they said that I will be contacted a month before if they do not want me to stay. I havent received anything off…
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what shall i offer
HI, I've just seen a lovely one bed property I think I would like to make an offer, its priced at 97,500, anybody know what kind of offer I should go for, man thanks
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Service charges, Council right to buy.
I'm about to buy my (soon to be ex), council flat, as a stock transfer to a new social landlord is happening. (1) Does anyone have any advice on the RTB process? (2) My service charge fees seem ridicously high, any advice on querying/reducing them? Thanks.