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BTL - Agony Aunt - your questions answered
http://www.thedailymash.co.uk/features/agony-aunt/your-problems-solved-2007041157/
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Letting agency problems!
Hi, Just needed a bit of advice on something... i did try good ol' google but couldnt quite get the answer i was looking for! I have recently (about 4 weeks ago), put a holding deposit with admin fees etc etc down for a property we had viewed. However today we got a call from the agency to say that the tennant currently in…
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Valuation of 2bed based on 1bed sold prices
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2nd renegotiation
We are buying a 1860 cottage and at the time offered 197k. The survey was done and the surveyor called to say he was doing a 5k retention as the roof needed replacement and there was damp. We spoke to the EA and the price was lowered to 192k plus £500 for bits and bobs. We got a quote for the roof. The roofer said a…
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HIPS on property transfer...?
If my brother transfers his property to me at normal price for stamp duty but with no money changing hands does he still need a HIPS? Thanks
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First Time Buyer - Advice needed!
Hi All I am in need of some advice as I am new to the housing market! My partner and I found a flat that we love and put an offer in, the survey has been done which highlighted a few problems - property needs a new roof, there is a bit of damp etc. Our main concern is obviously the new roof! The people that live above the…
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Land registry figures - no update
It seems to be stuck on 25/01/2008, any idea when this is going to be updated ? thanks
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Sell or rent
Hello, Before I get a financial advisor I thought I'd ask here. I have been left my parents house, worth approx £95,000 (shared between 2 of us)I want to invest this until Dec 2014, and hopefully use the money to reduce my working hours. Would it be better to rent the house until then (I would get approx £50 per week). Or…
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Allocated parking - what are my legal rights?
I have recently bought a house which has an allocated parking (as per deed I own the land on parking space as well). It is a housing estate where most parkings are allocated. But there are some spaces which are not allocated and anyone can park there (first come first serve basis). All houses have only one allocated space…
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Waste of Time Viewers
Hi, We have been trying to sell our house since april 2007, we have had viewers who have been a total waste of time, their propery not even for sale .....but then I had some new viewers last week with the new agent we went to 6 six weeks ago, the viewers were here for 50 minutes, asking every sort of question about the…
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Buyers - do not pay the prices the greedy sellers want
I've been in mortgages since 1991 and can say with some conviction that prices are falling. Why? Because a large proportion of the money supply has been removed from the mortgage supply chain. You cant expect a fire to burn as brightly with less fuel - it's really that simple. Greedy sellers somehow consider 'thier'…
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The "I Can't Get Any Viewers" Cliches Thread
feel free to add your advice and favourite cliches for those people who are struggling to get viewers. "ive done £3k worth of improvements, so property must be worth an extra £20k" "Cant be overpriced, others are at similar prices" "I only bought 6 months, so wont except loss despite the market sliding, as i expect to make…
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Conveyancing online - House Sale/Buying
Hi, I'm in the process of buying a new house and selling my old one:j . I'm really keen to do this online as the last time I did these I never actually saw my solicitor in person and I'm happy that I can do it online for cheaper with the potential need to chase a bit more. I've seen a few places online but it's a bit of a…
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What would you say is the standard market rate for estate agent commission?
I'm just trying to benchmark whats the average at the moment for sole agency agreements? Was offered 2.2% which I feel is very high. Is it less now that market conditions are harder or does it increase as estate agents presumably aren't making as much. Thoughts/advice would be greatly appreciated.
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Exchange of Contracts
Hi Can anyone tell me if exchange of contracts just goes ahead or will I be informed of a date when this will happen? I'm the seller (no chain) and I have signed and returned a contract which my solicitor sent me about two weeks ago. Last I heard, they were just waiting on a couple of searches to come back. Thanks in…
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How many viewings?
Advice please. I'm buying a flat. Currently all under offer and hope to exchange and complete by end of April/ beginning May. We went to view the place twice before offering. Is it acceptable to ask the EA if we can go back to measure up and check the fixtures and fittings? What would you recommend? The place is empty- is…
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New build. How quick can I move in after NHBC Certificate issued. Law to wait 5 days?
We are moving into a new build house built by Bryant homes, but facing delay after delay. We were supposed to view the house 20th March 2008. Then move in 28th March. Bryants solicitors contacted ours with this date. To cut a long story short numerous times the services (gas, electric,water) have supposed to have been…
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What about London???
The property market is undoubtedely in a slowdown whether this will turn into a crash remains to be seen. However London is usually seen as a different kettle of Fish. Will Terminal 5, 3rd Runway, the Olympics etc. lead to an increase of house prices or are London prices also falling. After all the credit crunch has hit…
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advice
My partner and i are moving house on friday and our lawyer has just discovered that he forgot to get my partners ex-girlfriend to sign a document stating that when she moved out over 3 yrs ago that she had no out-standing debt on the property. The lawyer is sending a letter to her today to get her to sign this document and…
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What to offer?
Hi guys, My fiancee and I are first time buyers and although we know it might be a little mad to buy in the current climate our current living situations are such that if we don't buy soon we'll probably both go mad anyway! Anyway so we've found this lovely little place just outside of London which is advertised at several…
