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how long to complete on new build
How long does it roughly take to part exchnge your property against a new build? My mortgage fixed rate ends on the 20th of june so i would not want to complete before then as i would have to pay a redemtion on my current mortgage of £6000. So when is a good time to start the ball rolling as in to get redrow to value mine…
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42 day rule for mutual exchange with council???????
morning, i have put in for an exchange to a smaller property to save on the rent and today it is 42 days since i handed in my form. does anyone know what happens if they go over this and where i stand legally? thank you fluffy*
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move or improve??
In a real quandary!:confused: Have a 2 bed semi. Need a 4 bed house (had 2 babies in last 13 months!) ideally. 3 beds would do i suppose. Have a mortgage of £80,000 house currently valued at £125,000 ish. £10,000 savings. Average 3-4 bed house price around here is £160-220,000. Mortgage of 175 would be top of our budget.…
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FTB's - don't buy now!
House prices likely to fall by a quarter in two years House prices in Britain could crash by 25 per cent before mid-2010, forecasters at Capital Economics have warned. That would wipe £45,000 off the value of an average house, currently worth £180,000. http://www.guardian.co.uk/business/2008/mar/30/housingmarket.houseprices
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FTB's - don't buy now!
House prices likely to fall by a quarter in two years House prices in Britain could crash by 25 per cent before mid-2010, forecasters at Capital Economics have warned. That would wipe £45,000 off the value of an average house, currently worth £180,000. http://www.guardian.co.uk/business/2008/mar/30/housingmarket.houseprices
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Reselling a shared ownership property
Does anyone have have any experience with this? We've had an offer made on our property by someone who currently has a shared ownership property. Apparently they have to resell to another key worker. Does anyone have any experience of what this means and how long it might take. Thanks!
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Code of conduct for landlords
I recently heard that the government is drawing up a new code of conduct for landlords. Does anyon have any details of this? Much as I am against regulations, this is an area screaming out for it. There are good landlords out there (I have one of them), but there are also many who have no ethics and are completely ignorant…
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Taking a stand against estate agents do u agree?
RIGHT IM AM AT BOILING POINT NOW IM SOOOO BLOODY ANGRY i live in bournmouth in a rented accomadation its a ground floor flat and there is five more flats where i live. I moved here 4 years ago and was pleased with the flat i was living in, it was very mordern and very clean the neighbours were quiet and nice. I was happy…
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New Build problems - Would like some advice
Hi All, I am having some problems with the new build property that I have exchanged on. I bought it off plan. Basically I have been promised verbally quite a few things by the previous sales negotiator. The sales negotiator has since left the company and on inspecting the property a few weeks ago and the promises haven’t…
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after some advice, to sell or not to sell??
hope you don't mind me asking, i've been a member for a while but not really posted much. well, our dilemma is as follows......... my dh has a really good paid job but it is very dangerous, on friday he had an accident which could have been a lot worse than it was (2 wheels fell off his truck as he was driving at 50mph)…
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Just how many mortgage offers/products are being withdrawn?
My b/f had an offer accepted on a house a couple of weeks ago. However, we found out a couple of days later that the seller never got building regs approval for his conservatory (required because he knocked the dining room external wall out to make it an open plan one). The seller is now applying for this retrospectively -…
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part exchange on new build
hi there im after any advice on part exchange on a new build. After looking at the developers website it appears that the value of the property you are currently in should be a min of 30% less than the property you want to buy. my figures are about bang on that now(my house value and there asking price) but i was hoping to…
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Property transfer...
I wish to buy my brothers property when he moves to keep as a BTL property. My conveyencer wants to charge my brother £634 pounds to sell the house to me and another £800 to buy the place he's moving too. I presume they will also charge me to buy his house. This seems a con because from my understanding to transfer…
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BBC Radio 5 Live Report tonight
Was on repos and lenders chasing up repo debt years after the event. I can only find the podcast. http://www.bbc.co.uk/radio/podcasts/5lr/ I'm listening again but I didn't have much sympathy for the "victims" when I heard it the first time.
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worried about landlord
I moved here last June. The guy asked for 120 a week rent and 500 deposit. No contract at all. I paid all money in to his bank account and have receipts. I have been going to the bank each week and paying over the counter. Anyway, last Saturday night he called me up to say he thought he was missing a weeks rent from a…
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country property reduction in value
spoke to someone the other day who said a few people in their area are looking to move nearer to the city due to the fact that petrol has become so expensive they dont want to live in the country and spend a fortune commuting. Have house prices in the country in your area gone down drastically?
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Met estate agent friend in pub, she said
1) she had 12 houses agreed for sale this week with purchasers already had made mortgage arrangements. All twelve fell through because mortgage offers were withdrawn 2) over the past few weeks lots of people have been coming to her to remortgage their properties but are getting shocked at the fall in value. One example was…
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Renting - Reference & Credit Checks
Hello, I am hopefully moving into a new house (renting). I am currently renting, but my partner who Im moving with isnt. Im worried about the credit check; the estate agent says its to check for adverse credit, eg CCJs etc. I dont have anything like that. Although my credit score isnt as good as it was when I moved into my…
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Rented House - Law on sound?!?
Hey there. My girlfriend and I are 20 year old students (well I'm the student) and we live in a rented flat which is joint to another rented flat. Our landlord is a lovely guy who only rents out this one property, and neighbours are an elderly couple, maybe early 70's type of age.... Suzzi (OH) and I rarely watch a film,…
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Some problems with a possible flat rental
Having finally found the right flat at the right price in the right area to rent, we put a offer and holding deposit in with the agent. The next day, the agent rang back to say that the landlord wanted slightly more PCM, no big problem there, we were willing to pay what they wanted. However they also let us know that the…
