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Private renting guarantor needed, is this normal?
As title my ex is asking me to give my bank details to keatons estate agents as she needs a guarantor as she is currently on benefits, is this normal?
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Help seen house that I want and need to sell
I know many of you may be in the same boat, But put the house up for sale 7 weeks ago and have had only 2 viewings.It started promising as the first couple really liked the house and it was between ours and another, guess what they went for the other one. Its gone downhill since then. We are really desperate to sell as we…
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Advice sought please!
Hi folks, I wonder if you could give me some advice please. I have had my 3-bed mid terraced house on the market since Feb 07 http://www.rightmove.co.uk/viewdetails-9532479.rsp?pa_n=1&tr_t=buy I was with one agent between Feb-Sep 07 (and had two deals fall through with them) and my current agent since Sep 07, where there…
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Online Estate Agents
Just wondering if anyone has sold/selling their home through an online estate agent. I must admit I am tempted as I only ever look for houses on rightmove Thanks!
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Usa
Hi, Is anyone planning to buy in the USA soon? If there is a housing led recession, a lot of value will appear there soon. If you check out what you get for your money in the USA too, you get a massive home, compared to the UK. Thoughts? Arhurdaly
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Will they move or not?!
Hi. Ok need some help with this one. We have returned to a property for a third viewing (saw it first a month ago). The family are moving abroad and we have been told that they will just go and into rented there. This time we met the vendor and had a chance to ask them questions, the main one being about timescales. We…
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Who's liable between exchange and completion?
I have exchanged contracts for a house but not completed the sale, who is liable for the property? wind has blown down the fence and damaged the paintwork on a neighbours car. He wants to be compensated. Is the company i'm buying for the house from responsible? i haven't moved in yet. Contracts are exchanged but we haven't…
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deeds v BS story worries
Hi all My aunt is worrying herself to death over a problem with a family house. Bit of an epic story, so I'll try & keep it short! Basically, her grandfather bought the house in 1930. On his death in 1948, he died intestate, so his 3 children carried on living in the house. 2 of the children died without children of thier…
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Wifes name on husbands house deeds
My husband of 20 yrs has just paid off the mortgage. It was not a joint mortgage as i had to give up work to have our children. I want my name put on the deeds but he believes it wouldn't make any difference, if anything should happen between us I would still have as much claim to the house as him. I never paid anything…
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Changing from Primary Residence to Rental - need to change mortgage?
I think I know the answer to this one but a second/third opinion would be much appreciated. I own one property with a mortgage that was our home and primary residence. Due to work commitments I have had to move and rented a new home with the family. Plan to stay 2-3 years for my contract. My original property is the only…
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Paying deposit on credit card
I have seen a house for sale for £84,950 I know that in the current climate a deposit of 10% is going to be required in order to get a mortgage so basically £8500. What i want to know is this - i have got a credit card (unused) with a credit limit of £6k and i could get my hands on the other 2500. Can i pay a deposit on a…
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Affordable housing scheme - any thoughts?
My wife & I are 1st time buyers busily looking for a house to buy with a view to stop there & grown roots so to speak. One property that has caught our eye is under an Affordable Housing Scheme (AHS). I have asked the estate agent what this means & have been informed that for this particular scheme you own the propery…
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I want this flat, but wont pay the rent....
.... they are asking for!!! http://www.rightmove.co.uk/viewdetails-17197027.rsp?pa_n=1&tr_t=rent some of you might have heard of these properties, these are the ones that were in the guardian which have fallen from £250,000 to just a shade of £100k. i;ve just read in another thread that 3 of these properties were sold at…
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To buy or to rent (1st timer!)
Ok my circumstances...I'm beiginning a new job in Manchester city centre this coming september as a trainee solicitor. I will be there for 2 years, and hopefully get a permanent position at the end, although this is not guaranteed. Basic pay in September will be roughly £23,000 pa. if they offer me a job in 2010, this will…
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Selling back to the Council.
I purchased my council house about 7 years ago. Back then it was a 3 bed mid-link. Since then we converted the loft area into 2 further bedrooms (5 bed now, in total). I've heard that I could offer my house back to the council if they wish to buy it? Just wondered if anyone has done this before and what sort of price they…
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New First Time Buyer Wannabe
Hi there everyone, a rather long post here but i thought id add some new imput and insight from my situation and to meet people to keep motivated to get my own home... I am in debt. Oh yes. There are some things however i have had to spend on last year, like a reliable car to get to work. (I know, exp, but after weighing…
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What maximum price houses to look at?
Hi all Well following spot on advice from here my parents reduced their property to 250K and have so far got two offers (although neither party is going above stamp duty threshold my parents agent is now checking out the chains of each before making a decision). Anyway they have not seen anything to buy yet but will…
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Were there many STRs before/during the last crash?
I've read about a number of people selling their homes recently to return to rented accommodation. In many cases this is intentional to avoid the worst of any house price slump/crash, perhaps with a view to picking up a bargain as prices drop. Sometimes it's unintentional, as a result of a purchase falling through and…
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And you thought getting a mortgage couldn't get any harder? Think again :-)
http://www.thedailymash.co.uk/news/business/banks-use-man%11eating-tigers-to-deter-new-borrowers-20080328827/ From today the Woolwich will position a pair of ravenous Bengal tigers outside its branches, while the Nationwide has rigged a boobytrap consisting of hundreds of small poisoned arrows that will be triggered by a…
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Council Tax Banding
Hi have read all the stuff on the site about this but can't find anything covering this particular problem. The house in question was bought in 2000 for £35000 as a repossession & is currently banded in band C as the council tax people tell me it was worth £60000 in 1991. Have checked the tables & if this was the case,…
