-
Chased for debt that is not mine.
Hi everyone. I'm being chased for a debt that isn't mine and sent the letter below to try and get this sorted but I've just received a letter back saying I have to call them. Do I really have to call as these people don't seem interested in talking, only taking my money! 3rdpartydebtsletter.rtf Cheers
-
LBM - I'm rubbish with money, please help!
A little history - I graduated from uni in 2008 and got a job that September (very lucky indeed). I have been so enjoying having money after years of being a student that, rather than reducing my debt, I have increased from £2000 in overdraft to £2690:eek:. This has now been transferred on to a Barclaycard 0% for 2 years,…
-
Do you think ill get anywhere with this letter??
To Whome it may concern, I am writing as i have an ongoing issue with my egg card that i feel im getting nowhere with and im hoping someone can finally help me. A few months ago i was on the egg site and i noticed my balance was under £500 so i reduced my card limit form £750 to £500 as im gradually paying my card off. A…
-
Emigrating to South Africa
Hi Guys. Having a look on the boards and I can't find a forum for emigrating!! Anyways I was wondering if anyone knew the deal with having debts when you emigrate. How do you go about paying it back? The BF and I are thinking of joining his best friend in South Africa but I have a bit of debt still. I think by the time we…
-
Philips bailiffs
I am having issues with philips bailifss i have fiollowed the steps previously advised and hopefully it will help. But most of all I am getting anxious and annoyed because everyday Philips ring me and as soon as i answer they hang up without saying anything. Is there any governing bosy i can complain to about this?
-
Wow, that felt so liberating!
After paying off 4 credit cards in June (with a much lower intrest loan), I finally took the leap to closing 3 of the accounts! I hadn't spent on them for nearly 2 years (not used credit at all for nearly 2 years!) but didn't want to close them for fear that I might need them some day :eyeroll:... After comparing the 4…
-
Reliable Collections
Hi, Can you just advise if i'm doing the right thing. I've set up a standing order to pay 2 accounts at £5 per month each but they've rang and said this is not accebtable, i need to pay £73 and the accounts will be passed on to a third party. Do i cancel the SO and wait to hear or carry on paying in the meantime. He just…
-
Luncheon Vouchers
Sorry if I am posting this in the wrong section. I have just received some luncheon vouchers and was wondering if anyone can tell me if they be used on shopping in Tesco and Asda or can they only be used in the cafe area.
-
Bailiff Advice for Friend
Hi Sorry if this is in the wrong area, I am asking this question for a friend after just witnessing a truly awful situation about 1 hour ago. I had just been to visit my friend for a coffee on my way home from teaching guitar to a pupil, during the coffee there was a knock on the door, her partner answered and this massive…
-
template letter for payment plan??
im sure the other day i saw a link to a suggested template - can any one show me? I want to write to all my creditors and post them before the weekend :)
-
Lowell Portfolio/ o2
Hi all, i have been advised to start my post over here again, so here goes. I am almost 19 months into a 2 year contract with o2, paying my bill monthly from my bank acc. But when i took out the contract with cpw, the phone did not arrive within five days, so i called back after seeing that the package was returned to…
-
SOA first time
Hi Everyone I have posted recently but this is the first time I have done a SOA. Please tell me what you think. Statement of Affairs and Personal Balance Sheet Household Information Number of adults in household........... 2 Number of children in household......... 1 Number of cars owned.................... 1 Monthly…
-
DCA calling card delivered - some advice please
We owe money from a while back and it is being paid to Credit Solutions. We are paying a reduced amount but some of this is PPI and we do not want to repay it until it is sorted. Recently they sent us a letter demanding that we repay it in full as we had missed a payment. We had not so wrote telling them that we had not.…
-
How do I stop buying rubbish?
I'm a long time
-
Vodafone chasing me for money not due
I had the same letter from Vodafone today (19 August) even though I cancelled my mobile data account and £15 per month direct debit with them in April. Then I was told by their local store that I needed to cancel in writing via their website so that is what I did. Since then I have still been getting monthly invoices so I…
-
Down to the last 2!!!
Hi everyone ive been away for a little while, When i had my LB moment we had 2 loans and 3 cc's well were down to one loan and one card now :j we were really luck in some ways as got some PPI back but have also been budgeting really well too including cancelling mobiles and sky (which now we done even miss as for a treat…
-
What next??!! cca + settlement advice needed!
After years of ignoring letters and phone calls, I finally decided to deal with my debt. Yesterday I decided to make some calls and find out who my debt was with: Credit card 1 - £3200 Credit card 2 - £1960 Overdraft -£1190 During my calls I found out the CC1 defaulted in February, was sold to someone else and is now with…
-
Debt-Free Wannabe Newbie
Hi All, I've been meaning to post in here for a while but couldn't pluck up the courage to write it all down! My partner and I are getting married in 6 weeks and have made secret vows to one another that we shall get rid of at least 70% of our debt and start saving for a mortgage in 12 months! We're not in an awful…
-
Friday 19th August 2011 What small DFW things will you do today????
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym. But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when…
-
HCEO help.
Firstly I would like to say hello, I have regularily checked this site for advise, and now hoped someone may help/advise on this. Today I was visited out of the blue by a HCEO collecting a writ for £1250, for a company that no longer trades at my business premises. His tone from the off was that the writ was against the…
