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I can't make ends meet!!
:confused: 12 months ago My husband was in a well paid job but as things have gone on he was made redundant and couldn't get another job paying the same or more . He has got a job now which unfortunately doesn't pay as much as before so as a result our budget is very tight. He is still looking for a better paid job but if…
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I'd really appreciate some advice!
Hi there, I'd really appreicate some advice. It is for my Mum/Stepfather. First some information. They live together but they are no longer together, she owns the house, he has never contributed to the mortgage, only pays rent. He has been unemployed now for 9 months, he is 57. He has 6k on an MBNA credit card. In October…
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in a total mess!
im a student with a student ovrdraft which i have gone over, i had a letter from my bank asking me to ring them to discuss it and all they could tell me is that they would be cancelling my overdraft sometime soon - i knewi shouldnt have phoned them! my overdraft is £1000 i cant afford to pay it back in a lump sum like they…
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Sitting here in tears...I HATE TSB
Im so upset. We transferred £200 from our joint accont (DH & I's account) into DHs TSB account so we can pay off the monthly £164.00 off his loan with them. AND WHAT DO THEY DO (THe 3rd time in row theyve done this:mad: )...tak out the charges!!! not the loan! Just recieved a letter saying they couldnt take the £164.00 out…
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What application can I use to work out my Debt Free Date?
Is there an application on this wonderful website that calculates your debt free date? It would be nice to have something to work towards! :D
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Wednesday 11/3/09 What small dfw things have you done today???
:D When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym. But once we have done the bigger stuff, we often feel that we are not making the same amount of progress,…
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DFW DAILY CHAT - Wonderful Wednesday 11th March 2009
Hi folks Been up since stupid o'clock. I thought in the last few weeks preggers women were supposed to sleep all hours:confused: Going to work soon but hope everyone that follows has a wonderful day. Love and hugs to all Cat.x
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Squash your loan
Hi all I have been hearing adds on the radio about a company squashing your loan if it was took out before April 2007, and tonight was called by the same kind of company who said that for £100 fee they will squash my £13000 loan, has anyone done this or herd of the same thing??
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Really depressed
Just feeling so low about money at the moment. I seem to have spent the last 15 years of my life skint, and am sat here after my new job seems to have taxed me £400 too much (no payslip yet so can't check details), they have said that it will sort itself out next month but that doesn't help me now. I have been skint since…
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Open & Direct Help!!!!
Hi All. A few years ago I got duped into a finance agreanebt with open & Direct through CarCraft for £2776 (Nov 2006), I have not paid anything towards this at all. I started to get some letters from agencies and eventually replied to Scot call (Jan 09) with the standard letter from this site asking for proof. They…
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Od - Cca
Hi am i reading snippets correctly that ODs do not require a cca? i only ask as having discussed with CCCS today, the fact my curent acc with RBS is apparantly now with irwin mitchell, and weeks and months are passing, and nobody can confirm exactkly where it is or balance, CCCS said they will continue to pay rbs but i…
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Finance Company Taking Debt From My Bank Account
Hi, A Finacial Company have been recovering a Store Card Debt from me. As I am only working Part Time at the moment, I agreed over the phone to pay £15 per month. The Finance Company have been taking £30 per month from my Bank account even though I have no Direct Debit or Standing Order set up on my Bank Account. This is…
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Special hugs for Gillianh2
Hi, I guess some of you of may have had some hugs and wise words from Gillianh2? Well, right now she needs our love, lots of hugs (albeit not too tight - you'll see why in a minute) and lots of words of comfort - because the silly beggar has fallen down the stairs and broken her back in 2 places and also broken 3 ribs…
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Threat of legal action but wrong address
My son has debts and is getting letters informing him of court action. However, he is now living in China. I have told the debt agencies this but the phone calls and letters keep coming to my house (this is where he used to live). I want my address removed from their legal claim, and the letters and phone calls to stop. -…
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Desperate for help......
well, where do i start??? I am in the situation that i need some desperate desperate help and i think its wise to give the full story so please bear with the long post. I split from my ex-partner 2.5 years ago after our house got repossessed after all her secret loans and credit cards etc. We went private rented then more…
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Have I gone down the correct route?
Last year when I finally realised that I couldn't cope anymore, I contacted all of my creditors (apart from my bank) and made the offers as detailed below. Whilst they have all now served defaults on me they did all accept my proposals (which meant no interest charges and reduced payments). The only people I haven't…
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help!
hi, im confused. i recieved a notice of issue of warrant of execution. this is from a debt from 2004, which i believe to have been paid. out of the blue i recieve this notice. it says to pay the bailiff £87 then the creditor £300. i have paid the bailiff who says he has done with it and that i need to contact the creditor…
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Grandma s will...how long?
Ok ..grandma died in Jan in Canada. She was my dads mum,but she put dad up for adoption when he was young, but later remarried moved to Canada and had another son. We have known gran for 40 years,she has always been in our lives,as she tracked dad down years ago.She made a will,and when dad went over for funeral,his…
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Advice Needed!
Hello everyone, was wondering if anyone could help. Currently have quite a lot of debt from a wedding last year. We are chucking everything we can at it and we will have paid it off in just under 2 years. We also have a mortgage on the SVR. We are currently making over payments and our total monthly payment is £1,083. My…
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Quidco Help Please
I hope this is the right place,I'm having amoment of paranoia. I want to take my card details off Quidco, but there doesn't seem to be a way of doing it in 'my settings' ?
