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Help/Advice Re a Theft Court Case
Right all i need some advice if possible. This could be lengthy and pre apologies for that. Ill try to break it down as simple as i can. July 2007 i sold an item from someone on ebay and they made an error in paying me and rather than sending me £1.76 they sent me £176.00. They emailed me straight away saying some kid had…
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Want to play with our new tool?@
Please read this :) http://forums.moneysavingexpert.com/showthread.html?p=19626605#post19626605
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Newbie - two different debt scenarios
Hello everyone. My brother has recently confided in me that he has serious debt problems. I am not aware of the amount of debt, but I believe it to be the case that many of his monthly payments are bouncing, and there is a possibility of him losing his house. I am really worried about him. I can't give him money to help,…
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Clearing debt, running up debt spiral!
Just opened the post today. My joint bank accout with OH is in the red to 5.5k. I have savings which we wanted to use on a new house, but think that it would be a better idea to pay off the overdraft and then build up savings of 5.5k to repay into my savings account. I am sick of doing this - Oh doesnt earn a great amount,…
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catalogues and CCA?
Hi, in my current situation, I have approx £2000 debt to catalogues with shop direct and Next, but I never signed any CCA's. I know this as I just found them, signed but not posted, I simply forgot it seems, but now, in my situation where I am considering an IVA as I have no other option, would this mean I can pay what I…
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S R J Recovery
Hi all I’ve just arrived home to find a letter from the above company chasing a debt of £205, in my name, now I know for a fact this is not me as I’ve had a problem with another company chasing the same debt, something to do with Littlewoods, anyway the other company was sending letters to my parents address (my previous…
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divorce and debts
Hi I hope someone can help me and answer my question. I've been separated for over 2years and have been asked by my wife's solicitors to sign a consent to divorce proceedings. There are no assets involved only debts! As they are all in my name does this mean that I have responsibility for them or should she take some of…
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Lloyds CC dont know whats going on
I am on a DMP Lloyds CC have never accepted my plan so i have been paying interest every month .I wrote them a letter explaning by not freezing my interest they are making my situation worse also how ill its making me ,despite them not freezing interest i have been just paying them a set amount every month .This month i…
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Harrasment from DCA: Alliied International Credit (AIC)
I owe Natwest approx £4800.00 for a personal loan taken out in 2006. I defaulted on a number of occasions and basically ignored the debt! I contacted Natwest in December (when I had my LBM and had started organising my life) and notified them that I had moved from my previous address and the address they had for me…
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Is this a good idea - advice welcome!
We've been on a DMP for 2 and a half years and were going to be debt free in about a further 4 years. We've had lots of slip ups but we've made an impressive dent in a huge debt - 90k down to 59k now. Here comes the really bad bit. Due to unfortunate and unforseeable circumstances, we've had to reduce payments by half in…
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Has your best friend helped you through troubled times?
Marie Claire magazine has been in touch, looking for women to interview for a feature. It sounds like quite a sweet idea - if you're interested, email email marieclaireideas@ipcmedia.com They asked us to post the following: Has your best friend - or have your best friends - helped you through troubled times? Marie Claire…
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Outstanding council tax bill and bailiffs charges
Hi all, I really need help with a situation I have found myself in regarding my council tax bill :o Currently, myself and my partner have 3 separate bailiffs chasing us for amounts owed on previous council tax bills. I am not making any excuses and have tried to come to arrangements to pay all in installments, however, as…
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Is this a DCA
Hi peeps, Getting calls from a company calling themselves hillside place. Tel no 01236 435262. Thinks its from Scotland. Can anyone shed any light on this. Pretty please. Boo xxxxxxxxxxxxxxxxx
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New member - need a bit of advice please
Hi I am a new member, but been lurking a while. I have looked at a DMP via the cccs website and am thinking of going down this route. Please can you offer any advice on anything I would need to do before I enter into a DMP? I know I need to open a basic bank account somewhere as I have an overdraft I would like to be…
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moorcroft debt how much will they cut
i owe £688 ..moorcroft sent me a letter saying to phone them and they will drop off a substanstial sum of money off the debt as long as i pay the remainder in 1 go...i am not working and could pay £100 off but not any more..i doubt they will drop the rest..does anyone know how much will their offer be..
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catalog debt
Hi all ok i am in debt with my mums catalog i pay my mum £200 a month for goods that i have ordered i know i know i should know better, iv just split with my partner and im finding it really hard to pay this now why my income has dropped. My mum is going to write a list of everything i have from them and i am going to ring…
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Possible fraud??
Hi, Apologies if this is not the right area but I'm sure you are all the best people to help! I recently bought my credit reports from Experian and Equifax just to check on things as I am loking to buy a new car and wanted to make sure that I was OK. I found on it that I have been financially linked to my Ex partner who…
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Old Debt niggles
I have a debt from a hire purchase i bought in 2000, i'd bought the car and financed it and some idiot somewhere messed up my account details for the repayments and noone decided to tell me the payments weren't reaching the company i was due the monies to. Evidently i got bullied into letting some debt collector reposess…
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Wanting to move -SOA - Please analyse!!
Here is my SOA- We are wanting to move but think it might be best to wait 2 years to get ourselves in a better position financially. Am a full time student so recieve loans/grants of 7K a year too, which we have used to save but might be better paying off mortgage?? Any advice would be great, Statement of Affairs and…
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advice needed - long story!
hello everyone, my name is chris and i find myself in a bit of a quandry... basically i have around 22k of debt spread across a loan, 3 credit cards and an overdraft.. i had never missed a payment on any until this month and now they are all about ten days overdue. about a fortnight ago i called debt advice link, a company…
