moorcroft debt how much will they cut

daleks2020

i owe £688 ..moorcroft sent me a letter saying to phone them and they will drop off a substanstial sum of money off the debt as long as i pay the remainder in 1 go...i am not working and could pay £100 off but not any more..i doubt they will drop the rest..does anyone know how much will their offer be..

Merlinexcalibur

Hello. Funny that you should show up here whilst I am on the forum. With that name. My interests. And you've also posted a debt I have with Moorcroft for that amount and funnily enough I've just received a letter from them along those lines. And to reduce the debt. Should I be reaching for the speed dial on my phone right now to a solicitor?? Or, maybe, the police? Because I will you know if this is what I think it is. So be warned.

Merlinexcalibur

does anyone know how much will their offer be..

That's like asking how long is a piece of string don't you think? *sigh* Anyway, must dash ... to make a phone call. And yes I have spotted you on other sites I am registered. Now, very good grounds I think for phoning someone. Bye.

GeorgeUK

Daleks, i would write to them making this offer making it clear that there is a time limit to accept as the funds will be coming from a 3rd party. Only offer what you can afford to pay and state by when payment will be made. eg end of the month.

There is a template letter on the nationaldebtline website that you could use which states that the offer is in 'full and final' settlement rather than partial settlement and that you will be absolved of any further liability.

If they don't accept it then there's not much you can do about that, but i'd say it was worth trying. Just make sure you don't send any payment until you have confirmation in writing.

daleks2020

hi, thanks george.....
i don,t understand merlinexcalibers reply.. is he/she being nasty to me....i feel like i,ve just been beaten up....i,m shakin

Lovella

Daleks, I'm none the wiser either. Back to your problem. The only way to find out is to offer them what you can afford and wait to see what they say.

GeorgeUK

No idea - and i read those posts a few times.

It seems that they may think you are a stalker...
Just ignore it (if you aren't)

daleks2020

thanks..i just read a few of merlins replys to other posts and they seem quite nasty sarcastic so i guess its not just me...... .i,ve not long got over a complete nervous breakdown and i feel terrible now at the moment ...thanks for helping everyone ,,i.,l think i,ll go and read ..thanks again

Lucascain_2

Merlinexcalibur wrote: »

That's like asking how long is a piece of string don't you think? *sigh* Anyway, must dash ... to make a phone call. And yes I have spotted you on other sites I am registered. Now, very good grounds I think for phoning someone. Bye.

Care to explain what your problem is, Merlinexcalibur?

fatlad9

in my experience mate, moorcroft are full of poo.
i had a debt with them for 190. they offered a saving if paid in one go.
i rang up, the guy said i could settle the debt for 140. i thought 'champion'. 50 quid saving. anyway, once i'd agreed, he claimed it was rejected and i had to pay full 190. i said i couldnt afford that, and could i pay over 3 months. he said no, i could afford to pay 140 a few mins earlier, so would have to pay that and then 50 pound the month after.
instead i just bit the bullet and paid all in one go.

Merlinexcalibur

And a perfectly good example of why you should never phone them up.