Wednesday 11/3/09 What small dfw things have you done today???

sophiesmum_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free;)

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.:D

Today i will:

• check online banking - only 2 days to pay day
• update spreadsheets
• move some money to savings
• make a loaf in breadmaker
• storecupboard lunch and tea
• laundry hokey cokey for OH
• ironing for me
• reduce, reuse,recycle one thing
• swim and jacuzzi to use gym membership
• aim for no spend day
• sparkle a lot
• use lots of smilies to cheer me up

Good morning lovely dfw's, Hi to all the regular posters and welcome to any newbies .

Have a good day everyone, having a big screen cinema show here for oldies this afternoon so lots of chairs to shift about later - should burn a few calories off. Need to avoid the popcorn and choc ices though:rolleyes:

Hugs to anyone feeling poorly or fed up , hope you soon feel better.

Catch up with you all later xxx

Candy0107

Yay I'm second! - Ok, I am still a small child!



Good morning everyone, thanks to Sophiesmum for posting nice and early, hello to all the new posters, hugs to those that need it, and good luck to people who are starting a new job or have intervierws. Congrats to everyone who has promotion recently. Get Well soon for people who are ill (I think that I have cought up on everyone's gossip from the past couple of days - apologies if I have missed you out)

Today I have/Will:

• breakfast at home
• made lunch to take into work
• daily scratchcard - won 25p which I then used to buy another scratchard which lost
• will check my bank account
• try not to spend any money
• dinner from what is in the freezer
• need to pop into town after work to buy hubby a card and return some clothes which I have bought recently
• hope that an agency call me to offer me an interview for any role
• try not to get too stressed

I have decided to take on the temp role that I was moaning about the other day. My theory is that it is money coming in, I know (and hate) the job, and it is only temporary. This is my diary for the past week regarding the rol

Wednesday - the job is discussed with me, as I have nothing else to go for, I say OK then :mad:
Thursday - after discussing it with hubby, and having a knot in my stomach, I contact the agency and say that I am not too sure
Friday - call the agency, I def do not want it (feel much better)
Monday - pop into the agency to discuss my concerns with the role, and agree to try it for a couple of days :rolleyes:

Since then, I have had 2 text messages saying cant wait to see you on Wednesday - not too sure who they were from as I have changed my phone and lost their numbers.

I will post how I get on later.

Take care
Candy xxx

pixiechick99

Morning!
Nice early thread - I like it when I can post before work;)
Really tired this week - been in bed at 9.15 each night:rolleyes: Roll on the weekend!
Here's a list for today.....

• Check banking
• Daily scratchcards
• NSD hopefully
• Reply to ebay question later about a book I have for sale
• Lunch and water bottle to work, free tea/coffee there
• Heating off if poss....maybe on for a while
• Change in terramundi
• Pop back here later for more ideas:p

No time for fun smilies I'm afraid.....got to go in a mo!
Have a good day all:T

Pippilongstocking

Hiya
Morning
Today
Twinks hobnobs (hurrah so easy) taking some to work for guy giving me some straw for my cookies
One of my own saved seed - germinated today - very excited it was a brilliant tomato
Check bank - think my extra contract money in today
Pay CC balance if money is in
Update spending diary (NSD yesterday hurrah)

Not sure what else yet - messing about baking instead of getting ready

mizzy2

Hi everyone

-dissertation all day, im literally doing it now before a lecture!
-go to lecture
-take packed lunch
-heating is off
-practice after lecture
-dissertation all afternoon/evening
-dooyoo review now
-store cupboard tea

have a good day everyone

mbaz

Morning all!

Today I have/will

- checked online banking (ouch)
- taking boys to local farm for (cheap) trip out
- take picnic with us
- free scratchcard
- only get milk in shops - dont be tempted by anything else
- make apple pie or crumble
- work tonight
- prepare for interview tomorrow - fingers crossed. Reeeally want this job!

Hope everyone has a good day xxx

MrsAudus2b

Good morning everyone :hello:

Today I will/have:

• Just won/bought my wedding shoes from ebay - £10 :T
• Otherwise NSD
• Checked online banking
• Finish doing some more wedding planning
• Have friend and her little 'un visiting this afternoon
• Heating off all day
• Washing at 30
• Then airer dry
• Storecupboard meals
• Enter some competitions
• Have a browse through the forums
• Read some of my book
• Relax and recover

Love to all
Have a good day
xxx

DawnW

Morning everyone :wave:

List for today:
HM breakfast
Check online banking
Received a free sample of deodorant to try for 3 weeks from a survey company (a nice brand, better than my usual Aldi special), and they will pay me for trying it and providing feedback :T
See to animals
Try to do a little bit of housework so I don't have it all to do at the weekend (SM's idea :A )
Pennies from purse into piggy
Working at home today on very boring task
HM soup for lunch
Must pop into town at lunchtime to buy a new computer :eek: (definitely not MS, but my old one has had it, and I can't always rely on having a work machine to hand). However, this is budgeted for.
Pay in a small cheque while I am there.
Leftovers for supper - nice beef stew

Not as exciting as new babies etc, but I have a small aubergine seedling appeared this morning :j (a bit sad to be so excited, but I love the spring and watching things grow)

Pop back here again later to look at all the good ideas others have posted!

Have a nice day everyone!

Miss_Piggy_2

Morning all

My good intentions have gone out the window as I feel absolutely awful today. Throat all swollen and I can hardly speak! Silly question but can your tonsils grow back??? I had mine removed when I was in my early twenties. Also feel shivery and have a cold so I do wonder if its tonsillitis.

So a small list today:

* Veg on sofa this morning
* Check on-line banking
* Go to doctors later this afternoon
* Dad picking up piglet at lunchtime - they are having him Pm so I can go back to bed....thank god mums speaking to me again!
* Not going to work....not very dfw but at least i save the petrol;)

Miss P
xx

Piquant_2

fayjmck wrote: »

Hiya
Morning
Today
Twinks hobnobs (hurrah so easy) taking some to work for guy giving me some straw for my cookies
One of my own saved seed - germinated today - very excited it was a brilliant tomato
Check bank - think my extra contract money in today
Pay CC balance if money is in
Update spending diary (NSD yesterday hurrah)

Not sure what else yet - messing about baking instead of getting ready

Fay! is that some new ingredient for cookies??:rotfl::rotfl::rotfl: have you shared the recipe yet, you do say you're messing about with baking! I have bales of straw if you run low....

....and good morning to everyone! feeling a little brighter today, think the St John's Wort is kicking in, or at least the thought of it is! Who cares, I feel a little more like me!!

Today I have/will

• made a flatish loaf, not sure what's happened there still bought some in for lunch though!

• check online banking

• pay £100 off the dreaded card! :T
• update spreadsheet
• update diary
• bought in breakfast and lunch
• store cupboard dinner
• go riding

Pippilongstocking

HI Miss P

We (DS, OH and I) have all had our tonsils out and 'occasionally' get tonsilitus that isnt tonsilitus if you see what I mean

IE in the place where our tonsils were it gets the same infection - might be worth going to your GP - ours always laughs and says '...well you know that place you use to have tonsils....if you had any still I would say you have tonsilitus!'

Hope you feel better soon - they can't grow back but they occasionally get infected still. x