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Ndr
Has anyone had a visit from them? they are threatening to send a representive round to my home ! CQ
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Help please regarding redundancy payment and outstanding credit.
Hi all After all your help last time thought this was the best place to ask about this.. My parents managed to get themselves into quite a bit of debt that they have recently sorted out through the means of the citezens advice and a company called Pay Plan. They have settled on a figure to pay back per month and all is…
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Trying to find my debt, but how?
I'm hoping someone amongst the boards will be able to give me a pointer on finding where my debt is. I took out a loan 7 years ago with a national company who had an office locally. Shortly after I had an accident that involved spinal surgery and the whole upheaval including a house move during recovery has me wondering…
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Collection agency for <£10
I bought a website domain name back in 2003, I didn't want it anymore so let it expire in 2005. Now 3 years later I've been told 1&1, whom I bought the domain from are seeking payment for 2005-2009! It's a .co.uk which according to Nominet all I needed to do was let it expire naturally in order to cancel it. I didn't sign…
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Co op Banking
Can anyone advise me, I am due in court early next month for Bankruptcy. I have opened an account with the co op and had assumed after my BR I would be able to use the account. Is this the case or do I need to open a new account after my BR? Cheers
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DMP, IVA and bankruptcy - implications for partner?
Hi, I have tried searching but cant find the answer to this question.. (probably somewhere i know!) My partner currently has a large amount of debt which he is not/will not be able to meet repayments on from back in 2003 onwards He will be selling his burden of a house soon and moving in with me as my house is much better…
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In trouble help!
Hi, have been a fan of this forum for a while, and have been trying to sort out my debts for last 6 months, but can only afford to throw 200 a month at it, and the debt keep on getting bigger due to the interest! Here are my debt! Flexiloan (hsbc) 5000 Halifax Card 7300 HSBC Card 5000 Overdraft5000 Total 22300 Any tips on…
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Notice to newcomers re trolls.
Hi everybody. Over the last few weeks we have had a number of "troll" attacks on the boards. What is a Troll? A troll is a person that posts deliberately provocative, nasty or hurtful comments on threads. They may be a person with no previous connection to the board or someone that has created a pseudonym to get their…
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Cabot: Continuing Phone Calls
Cabot have been calling me every working day for getting on for 2 weeks now. My elderly mother has had the misfortune of taking the majority of the calls, and has now reached the point where she is abrupt with them and puts the phone down on them. I sent them the letter about harrassment, and to remove my number from their…
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advice please
In 2006 I owed Lloyds TSB £3500, I was contacted by a debt collector, and he said to wipe the debt they would accept £2000, so I took out a loan and paid it. I have just had a phone call telling me I still owe £1500, I told him I did not and told him not to ring again, he was threatening court? what am I legally to do? I…
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MBNA now texting me
I've just started a DMP, and have told MBNA in writing that I'm dealing with Payplan. I also wrote to MBNA separately to ask them not to contact me by phone any more. I haven't heard anything from by post them since apart from a letter telling me they are "dealing with my complaint" which is odd as my letter wasn't a…
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Theiveing bailiffs ?
http://www.youtube.com/watch?v=2vLfUQGASIQ Take a look !!!
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Capital One - Credit Card - Credit Balance
My credit card is in credit by £187, slight mixup with regards to balance transfer. Now what can I do to get this money back, they recommended I simply withdrawl the amount at a cash machine. I will not be getting stung by there cash withrawl fee's for using the card. They will not reverse the transactions and send the…
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how do I face the future.....so fed up...
Hi everyone, I've been on DMP now for eight months,and will be for next 9 yrs, I'm paying off £662 to C.C.C.S and with all my other out goings monthly £1850 is going straight out of my wages. Which leaves me with £200 to live on......I feel I'm slowly dying inside all I do is work........no social life.....only thing on my…
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Thursday 8/05/08 What small dfw things have you done today???
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym. But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when…
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pay off od using a credit card?
how do i go about paying off my overdraft with a credit card?:confused:
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DFW Daily Chat 8 May
morning all!!!!! another lovely day here - although another morning of waking up with a head like a hangover for me (fellow hayfever sufferers will know what I'm on about!!) :mad: :( I'm off to work in just under an hour. I'm wondering about maybe booking some leave. I've been in the job 2 months now and thought about…
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CCA Help Required
Hi We have requested a CCA from Thames Credit on 11th March, as yet we have heard nothing from them, not even an acknowledgment (posted by recorded delivery with the £1 postal order). Obviously the 12 + 2 and the 30 day time limit has now passed, we would like to know what our next step is. CCCS are still sending payments…
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Consolidate debt - Help
Evening. I have the following debt and was looking into a consolidate loan to try reduce my monthly payments Monthly Income £2616 Out goings ( monthly ) Welcome finance loan £239 2yrs to go ( roughly £5.5k left ) Welcome finance car loan £170 3 1/2 yrs to go ( roughly £6.8k left ) Another car Finance £206 3yrs to go (…
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New found determination and SOA
I have posted an SOA before quite a long time ago and since then my circumstances have changed to be honest i'm getting no where fast!! I've used the SOA calculator thingy this time and you will notice i haven't included food, car maintance or birthdays etc this is mainly because we have no set budget for these we just buy…
