Thursday 8/05/08 What small dfw things have you done today???

sophiesmum_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.


Today I will/have:

• Check online banking
• Clicks
• storecupboard lunch
• Buffet at work this afternoon so probably won't be making any tea:D
• Make a loaf in breadmaker
• Make a batch of yoghurt
• See to veggies and greenhouse during lunch
• Try and have a no spend day

Another lovely sunny day here today:D hope you all have the sunshine.
Hi to all the regular posters:hello: :hello: :hello:, hi to any new posters:wave: . Have a great day everyone.

pania

yawn, bored now multi-millions. they'll boot you off soon. reported

luxor4t

Poor little person is running around the site trying to be noticed.( Edit: we had a visit from a troll, hence Pania's remarks. Troll now deleted)

Today:
- clicks (even one from Pigsback!)
- started washing the winter jackets as a great drying day
- 'pot-luck' freezer / store cupboard meals planned
- e-bay items doing well (auctions finish today)
- off to post a Greenmetropolis book

RedDino308

Morning everyone,

Personally I just pity Multi-Millions attempts to be noticed. After all what hope does an illiterate (look up the word apostrophe MM) wassock like that have of happiness.

Anyway, nothing special going on here. Checked banking, eBay etc.

Have a nice one everyone.

RedDino308

juno

* Only drank half a bottle of wine last night, so can drink the rest tonight
* Overtime at work later
* Worked out I've paid off 40% of my total debt so far (well, 39.54% so it can round up)

klane

Ah fabulous. A new wuckfit for our entertainment. :T I haven't been able to use that term on anyone for over a week.

Morning lovelies! Hi to any new posters too.

It's my wedding anniversary today and the sun is shining... hopefully it will be a good day at work today too.

SM - mmm homemade bread. Yum! Maybe I should buy a breadmaker. Are they super expensive? That wouldn't be a very good DFW thing if so... I don't NEED any more kitchen gadgets...;)

I'll keep this list updated during the day, but so far have:
- checked online banking
- checked for MS jobs
- did piggy click
- lunch will be free as a MS job
- checked my eBay auctions
- posted book to buyer on GM
- did a comment on Writers:share (only just started this, have done 4 comments so far, waiting to see if any are accepted as not that sure on style of writing to use for it)
- checked STP last night, but no scouting rooms open at the mo
- moved £60 to old saving account
- will withdraw £100 from paypal and move to savings as well

Edit: well didn't get as much done as I wanted, but there's always tomorrow...

klane

juno wrote: »

* Worked out I've paid off 40% of my total debt so far (well, 39.54% so it can round up)

:T:T:T well done! That's brilliant.

**Amy**

:hello:

Ohhhh i missed the MM post... I miss all the fun! :rotfl:

Today:

* Checked online banking
* Bought storecupboard lunch
* Sending ebay items that have sold
* Trying to have a NSD

:beer:

Cleosmum

Darn missed it! Did it involve a bentley again?

Today I have:

• Checked banking
• Checked ebay
• Done PB ct and comps, found I had another 200 pp added on for joining something - balance now 965.
• Done Toluna polls
• Checked veggies over
• Moved seed pots into the hot windowsill so should be sprouting in the next couple of days.
• Dug out my summer clothes in smaller sizes so that I dont go and buy more
• Checked for mystery shops - none again, I think grassroots may have gone bust lol.
• Updated spreadsheet
• Updated sig - looking good!
• Won a bed on ebay for DS - for £2.80

And I will:

• [STRIKE]Walk to collect the kids[/STRIKE] Done
• Plant some more seeds
• [STRIKE]Walk to town as need to get some bits from Boots[/STRIKE]:D Done
• Meals from stores/freezer
• [STRIKE]Hopefully postie will bring cheque for me to pay into the bank[/STRIKE]. Done

Thats all I can think of right now, will pop back and update later.

Edit:
I have also:

• Bought OH and I a drink in a pub using vouchers - total £1.49
• Rec'd a voucher from Lovefilm for £1 off a bottle of Appletiser stuff.
• Rec'd a Wii game and 2 dvds from our Lovefilm 90 day trial
• Posted Wii game back as it is pants
• Posted a letter to Asda Finance asking them to ring me as I refuse to pay 0870 and the alt listed on say no doesnt get you through to the right place :mad:
  I emailed via account to ask about closing, they have replied to me on my account but will no longer let me log on grrrrrrrr.
• Arranged to collect bargain bed (which I paid for with Paypal balance so doesnt hurt my pocket as much)
  
• Picked up leaflets from the TIC so that I can start planning what we want to do in the summer hols and start saving/ordering vouchers.
• Rec'd a scratch card from Crown bingo, will look at what I have to shortly.
• Line dried yesterdays washing
  

And I will:

• Make a list of essentials that we need then check prices on mysupermarket.com and shop at the cheapest.
• WALK to slimming world tonight
  
• Watch at least one of my above free dvds and get it back in the post PDQ.
• Update my £10 a day spreadsheet and get my sig updated.
  

painted_lady

Hi everyone,
Juno - I too only did half bottle of wine last night, will do other half tonight!

I have also
- made payment to credit card, 0% deal, only paid a few quid more than min, but it all helps, I am concentrating on the other card atm
- realised I need to become more focused at this DFW thing, I know I used to be better, but now I am workign again I have no excuse
- bought 12 months car tax, planning on keeping the car and saves 10% on getting 6 months twice

I will
- pay the cheque in the bank I have been sent as deposit for wedding photography services
- hopefully develop my website for my part time photography business tonight (before I do the bottle of wine)
- walk into town to pay the checque in, save petrol and get free exercise and fresh air, save petrol
- try to find time to file some of my paperwork

klane

Cleosmum - GR have only ever had 1 job for me despite the fact I live in a big city. And that's in hmm, 3 months? I did get paid for it recently by them though.