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HELP - Maths help please!!
Hi guys, Haven't been around recently but I am still money saving and I'm getting my debts down slowly but surely. I want to pay my loan off early. It doesn't allow overpayments so I will be putting money aside into my savings account. I can't work out the maths behind this though, it isn't one of my strong points (hence…
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Boot on the other foot... I want to COLLECT a debt from someone!
Long story short, this bloke lied to me and an ex-business partner about his legal credentials and we paid him £2,500 to "fight" a case for us against a bank debt. We should have been more careful, but we were desperate. Turns out he was a lying conman... Anyhow, we got a CCJ against him, paid for the warrant of execution…
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Not sure how but I intend to stay positive!
Things haven't exactly been going well lately, what with uni tutor being a less than understanding tube, having to give up work because I'm too exhausted for uni and debt somehow increasing even though I've cut my spending drastically. However, I intend to make the best of things and look towards the time when all these…
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I have received Interim Charging Order
Hi guys, I have today received an interim charging order for a loan that the company wouldnt accept the DMP offer on. I have a redetermination hearing on Monday which due to working committments and hubby being away, we can attend, but i have written in about this to the Court. However, in the meantime we have today…
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artynoble DFD
Ok.... Here comes another one. Im being made redundent some time next year and would like to throw away a couple of debts before I do. First goal is to clear a £200.00 capital one card and a £250.00. My £500.00 overdraft is now being reduced by £40.00 a month. Got me a spends diary sorted out, just need to keep on top of…
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default from Virgin Media
Hi, although ihave been browsing this forum for a long time to help me get my debts reduced, and am slowly manageing to do so, i have just received a default notice from Virgin media. I originally had a home phone with NTL, which this year changed to virgin media. I decided a couple of months ago that the home phone was a…
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My back is against the wall
I'm embarrased to admit that I've got myself into a financial nightmare. I have 3 maxed out credit cards approx £10,000 on each one (Capital one, M&S and Barclaycard) I also have personal loans with co-op, capital one and Barclays. I used to lead a pampered life style but that all changed a couple of years ago when I had…
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need help after being stupid
im 28 and married with 2 children aged 10 & 7 and my wife is also pregent with our third over the last 10 years i have clocked up lots of debt and being stupid i moved 2 years ago and didnt provide forwarding on address to creditors and thought nothing of it then clocked up even more debt im guessing im in the region of…
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does someone want to tell Martin St Andrews day is the 30th November!
Sorry to be the bearer of bad news! Happy St Andrews Day Martin at top of screen will have to go away for 10 days! ROFL:rotfl: :rotfl: :rotfl: :rotfl: Nice thought though, and appreciated by us Scots!
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Some people eh?
My boss was generally chatting this morning and was talking about someone who goes to his gym who he thinks is a bit short of money, the way he put it was, "he has to budget where his money goes..." as if most people have all the money they want or need (maybe they do in his circle of friends). I think I just went pink and…
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Help!
I have missed my payment for 2 of my catalogues this month due to losing my job and losing tax credits. I can not afford to pay either of them till next month at the earliest coz I don't start my new job until next week and it will probably be 1 month ahead or whatever it is. So whe I have just phoned one of the catalogues…
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Martin and Tonight with Trevor McDonald looking for people in debt
THIS IS NOW CLOSED After an overwhelming response, Tonight is swamped with replies and is wading through them - so I'm sorry but the email is now taken down as they can't cope with ay more. If you have debt problems please read the problem debts article for more help. Also we'll be looking for more people to give…
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Full and Final Settlement Offer
My son has a number of debts which have been passed to debt collectors. One of the debts is £170 for which he has made a full and final settlement offer of £120. Some days after mailing this offer he received a letter from the debt collector, Red, stating that they had "referred your account to our client for their…
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good companies, bad companies
being new to debt management ive been tryin to find out which companies help out and which seem not to care. i think it would be good to comply a list so people can see where they stand with what companies
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DFW Meet - Mar/Apr - London
Hi DFW's :hello: A few of us on other threads have tentatively mentioned arranging another meet for those that either missed Blackpool, can't go to Birmingham or for those party animals who just like getting together! We are proposing it be in London in the Spring, and the suggestions have been either the beginning of…
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New Start
OK here goes, look forward to the future Need to tackle the debt quickly, 2 down 2 to go! Debt was £27000 in February, down to under £16000, so going pretty well, thanks to support at home! Next is the Barclaycard loan, saving £300 a month between me and the wife to pay off probably around next May Then hit the big one!
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About to start DMP advise needed please on credit rating
hi guys Im about to start a Debt Management Plan, i wonder if anyone would know how long after Ive finished the plan will I be able to repair my credit rating?? Im 23 yrs old and would like to get a mortgage before the age of 30 does anyone think this we be poss, also I would like to get a proper bank account too and not…
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Help !!!!!!
Hello People, Firtsly i would like to thank all the people thathave replied to my previous thread and to say that at least now i know i can strt pulling myself out of debt!!!!!. Please see the list below of all my outgoings on a monthly basis ......i need some serious help !!!! Monthly OUTGOINGS Rent: £275 TV licence: £12…
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Need help regarding my debt
This is my first time posting here, been lurking for a while but I really need some help and advice at the moment. Apologies it is very long but this has a lot of background to it, thank you in advance for any advice. I am 25. In 2003 I began a midwifery diploma at university. Everything was ok for a year or so but then I…
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Repayment plan if you have laready defaalted
Is it easier to negotiate a reduced payment plan if you are already in arrears or have defaults against you??
