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"bailiffs" chasing my brother
Hi all My bro got himself into a bit of a sticky situ with his debt a couple of years ago. He was a student, not earning but had quite a bit of debt. His bank (HSBC) froze everything and demanded their outstanding overdraft and credit card debt back. Obviously my brother couldn't pay it. He didn't really tell any of us…
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How much have/will you spend today Wednesday 4 April 2007?
Woo Hoo last day at work!!!! :j :j Won't be online tomorrow, so should Moozie still not be around could I have a volunteer to start it please???? Ta muchly! My (projected) spends today; £2 on Park n Ride - prepaid tickets STILL not turned up :mad: £3 aim max on Easter card for parents 33p on jobs paper £1.50 ish on some…
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Advice Needed
Hello My wife got herself into a silly situation with her mobile phone which has resulted in her paying off £100 a month to clear the account. However, the mobile phone company in question has placed a note on her credit report showing she is three months in arrears, despite agreeing to the arrangement and stating that it…
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4.4.07 what small DFW will you do/have you done today?
Middle of the week already! The children will be back at school before we know it.....:rolleyes: Let us all know what small step you are taking today towards becoming debt free. This could be something that you think doesn't make any difference but reality is that these are the things that can form good habits that in turn…
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Advice?
Could really do with advice from people been in my situation or better still experts. My Name is Simon Im 20 years old, left school when i was 17 after dropping out of sixth form, started working in leeds from halifax doing a telesales job, I bough a laptop in January 2005 for 1k, in february i decided to get a loan for…
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dmp & savings
i already have a savings account can i still use this to try and save money while i am on the dmp? Any help appreciated. thanx
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an updated SOA
I look at it an cant see a way of saving more money im sure u hardened mse'rs can help Monthly Incomings: My salary - £960 Total - £960 Monthly Outgoings: Mortgage/Rent - £150 includes food and toiletries Phone - £11.00 Sky broadband- £10 Car Insurance - £35.49 Petrol - £70 Mobile - £10 odds and sods (car, hair cuts,…
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Good day today
Swapped my car insurance to the Royal Mail about 3 weeks ago (got a much better deal) - and today, the promised £50 postal order arrived! (The offer is still on, by the way) I was also very good..... I'd been bad, and had a lapse the other day, buying a pair of shoes for £39.99. I forgot to do the ' do I want them.. but do…
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can anyone help - payplan and court claim
Hi I've been on a DMP with payplan for the past 3 1/2 years. When we first set up the plan, 4 out of 5 creditors agreed to accept our offers, and agreed to freeze interest. we got a ccj for the 5th creditor, but since then everything has been going smoothly and we were really pleased with how much we've reduced the debt.…
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today...
i paid £1250 off my debt, im so happy to say!!! :j :j i have dumped vanquis, paid greenwood off, these sharks were the highest APR's ever!! also paid 250 off my mbna, will be payin another 200 off next week. thanks everyone, coz without people on here i would have be in debt forever!!! you dont realise how one little bit…
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MBNA Bar Stewards!!!
Hi reading a couple of threads on here thought I would give my experiences and thoughts on these cowboys... Had an MBNA card and balance went up to somewhere in region of 6800...all of a sudden without warning they lowered my credit limit...then for the next 5 months I was stuck in a viscious circle of £30 over limit…
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CCJ Payed Off 3 years ago
Thanks in advance for any advice given,much appreciated. Got into a little bit of debt 6 years ago and defaulted on a couple of loans.Got a CCJ on 1st May 2001 from one company around £2000 in value and made arrangements with a couple of others to make reduced payments.Payed off the CCJ around 3 years ago but never sent…
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So i get this call last night
From my favourite company MBNA.I have been on a DMP with CCCS for the last 5 months,busy paying away my debt slowly but surely...Manager from MBNA calls[on my flat mates phone,have never given them that phone number,so how did they get it],saying basicaly that i must increase my monthly payment by 18.00 pounds .a…
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CCJ Set Aside after being Satisfied
Hope someone on here can help, In June 2005 I received a CCJ from Intrum Justitia for £5444. I had this set aside by the judge as I did not receive the claim form and disputed the amount, (I had been paying another DCA and owed around £4000). The DCA I had been paying stopped collecting and said I must now pay Intrum…
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Overdraft Advice
Hi ppl, Great site but I could do with some advice on the best way to deal with an overdraft. It's actually my partners overdraft which she accumulated while at university. The interest has been increasing the total to the point where its reaching its limit and threatens to impose penalties etc. She's having trouble paying…
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Ben's April Challenge
I've decided to set my self a challenge this month. I'm going to raise £200.00 to pay off and close my horrible capital one account. I want to do this by selling stuff online, ebay etc.... I've already listed a few items and hopefully by the end of the month I can pay the thing off. I'm quite terrible at stuff like so I'm…
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Wrong Chq Guarantee No !?!?!?!?
Hi I have just been to purchase a new walking jacket for £99 & paid for it by cheque. The sales lady noted my £100 cheque guarantee number of the reverse of the cheque, but I noted that she had written it wrong - had put a 1 instead of a 7 in the number. Very naughty I know not to point it out :o , but my question is will…
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CCJ redetermination
My hubby has asked for redetermination on the CCJ Egg are slapping on us, Can I go as his representative as he has to work? We have been told that it is better to go. They have accepted the payment of 51.00 per month on one but want 315.00 on other, which is only 200.00 more! does this make sense to anyone! you think the…
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Eggstravagant Freegal Easter Plans?
Well, I suppose I would have to class ours as eggstravagant - we are going away in our 30 year old VW camper to Norfolk for the four days camping with 20 of our vw dub buddies. As we have three dogs and two kids we ahve to take my car as well!!! Petrol VW - £60 Petrol Citoren - £30 Camping - £25 Food - £25 Booze - £25…
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£10.00 free cash money for A&L customers
Hi there On Alliance & Leicester's home page they are advertising their mobile banking service. http://www.alliance-leicester.co.uk/currentaccounts/index.asp?page=mobile-banking&ct=htmllozengemobilebankingMar07 If you sign up, go through the registration process, wait for a security code in the post and then enter the code…
