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Slimming thread moved
Hi I just logged on to find our slimming thread has been moved to I wanna to an established thread. I've tried to pm nearlyrich, but her box is full. How does everyone feel? I know threads can't be unmerged, but shall we see if we can get permission to start another one as alot of nerds don't leave dfw. For me weight and…
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Facing Other Halfs
I faced my other half about a month ago and was worried about losing her but she is helping me through the mess that I created, is anybody out there afraid of telling their partners? It is always a personal decision but will help anybody that needs it
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My parents and their debt
Hiya My parents are in their 70's and have about £25000 worth of debt - credit cards to be exact. My mum has attendance allowance and my dad is her carer. They get pension credit, IS and housing benefit, they have no savings or any assets apart from a car that my dad is paying on for the next 2-3 years. I set them up with…
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Urgent Advise Please Please
My husband took out a loan in his own name with his bank, I was unaware of this. He lost his job 10 days before he had been there twelve months. This was when I found out about the loan. He had paid protection but because he had not been employed in the job for a year they refused to pay it. The bank should have made that…
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Very Depressed newbie
Well this is my first post so bare with me. Like most people on this site I am in somewhat of a big hole with no sigh of any light. I have all the usual debts loan, credit cards etc but a few months back I found myself unable to pay most of my D/D’s and made the worst decision ever and went to the money shop to cash…
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Shall I just stop paying the Co-op?
Helloo. I owe the Co-op around £11k on a credit card. We've been through the hoops of financial statements etc with them and have for months now been making a small repayment, about 1/10th of what we paid them before, but a fair pro rata payment. Needless to say, they're not chuffed. Today my statement from them shows that…
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working out interest on charges
hi, how have people found the best way to work out there charges and interest gained on them. i had a charge of £15 back on 14/09/01 and have worked out that i was getting interest at x1.03425 per month. now i have a mathematical block as to how i will work that out over the following 70 months the interest has been…
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Really urgently need some advice pls :(
after 3 years of marriage my husband has just left me. to put it briefly, when we met , 6 yrs ago, i had approx £6,000 worth of debt in student loans and was in my second year in uni. now, 6 years down the line, i owe approx £32,000. When my partner met me and moved to london, he gave up his job and defaulted on his…
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Default Info??
I have just looked at my credit files to see what was going on and have noticed that I have a default on my file. It is dated 14 June 05 for £604 from the OUBSA (revolving open university student account). It states that it is satisfied as I paid this off in full but has no settlement date. I think it sometime in July?…
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working out interest on charges
hi, how have people found the best way to work out there charges and interest gained on them. i had a charge of £15 back on 14/09/01 and have worked out that i was getting interest at x1.03425 per month. now i have a mathematical block as to how i will work that out over the following 70 months the interest has been…
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Legal Advice - Please Help!!
Hi all Im not sure if this is the correct forum to post this as I am a relatively new poster on this site, but I do not know what else to do. In January 2007 I did something of extreme stupidity, I altered my young persons rail card as it had expired. The first time I came to use it I was caught. I gave over my details…
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i did it
i went to the c.a.b. i have another appointmetn with sum1 on 8th may, to sort out my d.m.p. i have just sort of been muddling through till now. i have a few questions tho 1. on the personal budget sheet what kind of house keeping would you put? i have me, my partner and my 2 year old. i have put £200 a month - does that…
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Any Legal Advice Please?
Hi all Im not sure if this is the correct forum to post this as I am a relatively new poster on this site, but I do not know what else to do. In January 2007 I did something of extreme stupidity, I altered my young persons rail card as it had expired. The first time I came to use it I was caught. I gave over my details…
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Bank error in my favour...
what to do? I paid a big chunk off my credit card this month (£400 overtime) and then they sent it back... but didnt put up the balance on my card! Petrified of doing ANYTHING in case it goes wrong - but its been 3 weeks and no comebacks. The honest thing to do would be to tell them. but a teeny bit of my brain is…
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partner applying for credit
hi there wondering if anyone can advise - I have a protected trust deed (in my name only) since November 2006. I went down this avenue due to having debt accumlated from when I was single and living in my own flat. The debt was in relation to a personal loan and mortgage arrears. I now live with my fiancee in his house.…
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Urgent advice needed
hi everone, i need some advice plz. my sister has been sectioned under the mental health act but before she went into hospital she maxed out her credit cards and overdraft. She is in debt of almost £3000, and every month the bank is charging her interest. I have paid all her utility bills and running her houshold but now i…
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Plz Help
hi everone, i need some advice plz. my sister has been sectioned under the mental health act but before she went into hospital she maxed out her credit cards and overdraft. She is in debt of almost £3000, and every month the bank is charging her interest. I have paid all her utility bills and running her houshold but now i…
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Petrified....
Hello everyone.... Complete newbie here.... Just lloking for some advice really... I have to attend court tomorrow to try and stop Natwest/Shoosmiths from putting a charge on my house (jointly owned but debt in my name). My partner and I are in a DMP, that has not been doing its job... my partner set it up and I now…
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Martin Lewis on Radio 1 today
Hi Just heard on radio 1 that Martin will be on with Jo Whiley at just after 12pm today!!:j Just thought I'd share!!!
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At Last!
:j :j :j :j :j :j Yeah!!! at last DH has his overtime back and now has soooo much work,he has to do 13-14 hours a day (7 days) :D I have just worked out his take home pay for the next few weeks and it is going to rise from £420/week to £1004/week :j for at least 5 weeks then go to about £600/week. Problem now is,what do I…
