We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Default Info??
Options
max1108
Posts: 21 Forumite
I have just looked at my credit files to see what was going on and have noticed that I have a default on my file.
It is dated 14 June 05 for £604 from the OUBSA (revolving open university student account). It states that it is satisfied as I paid this off in full but has no settlement date. I think it sometime in July?
However, I cannot recall for the life of me ever being notified of this default or receiving any letters etc regarding a default. Did receive letters chasing payments and had several phone calls with them confirming that I would be paying within a few days etc.
When a company places a default, do they have to tell you they are doing so? How do I go about finding out more info?
FYI I cant find the original agreement but I do remember having it (it would have been signed way back in 2000).
It is dated 14 June 05 for £604 from the OUBSA (revolving open university student account). It states that it is satisfied as I paid this off in full but has no settlement date. I think it sometime in July?
However, I cannot recall for the life of me ever being notified of this default or receiving any letters etc regarding a default. Did receive letters chasing payments and had several phone calls with them confirming that I would be paying within a few days etc.
When a company places a default, do they have to tell you they are doing so? How do I go about finding out more info?
FYI I cant find the original agreement but I do remember having it (it would have been signed way back in 2000).
0
Comments
-
Nope they dont tend to tell you,just clag it on.Debt Free Date:10/09/2007 :j :money:0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.2K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.7K Spending & Discounts
- 244.1K Work, Benefits & Business
- 599.2K Mortgages, Homes & Bills
- 177K Life & Family
- 257.6K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards