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Matched Betting
Hi folks, I put a post on a thread to ask what matched betting is and how I do it but I cant remember which thread it was!!! Can anyone enlighten me about it please coz i need to earn some more dosh!! Thanks
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Open & Direct Finance
Has any one on here had any dealings with open and direct? We bought some kitchen equipment with thwem and our paying it back monthly i noticed last night that it has payment protection on the cover and as it is in michelles name it is pointless as she doesnt work at the moment. Can i /We Cancel it? Any help would be great
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Moving House Thread the DFW way
Hi Everyone, We are moving house next friday and i wonder if anyone has any tips or ideas. I have rang round and found a cheap van for £30 a day so my f.i.l is going to drive that as the thought of me driving a van is scary. I have trouble parking my mums car (fiat Brava) if Has any one got any tips it would be much…
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What's everyone doing about december/january pay??
Dh's work pays all their employees a week early in december (So probably the 22nd) and then a week early again in January (Because of January being a long month and feb being a short one..).... and obviously the problem is that direct debits etc will still have to go out at their normal time... so whats everyone doing? I'm…
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I'd like to introduce myself
Hi,:hello: I've been reading the boards for months now but haven't got round to posting. I'd like to introduce myself and tell my story. When me and my dp moved in together neither of us knew how much debt the other was in. It turned out we had about 18k between us (5k mine the rest his). We couldn't afford the repayments…
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Letters to creditors
Good Morning Could some one please point me in the right direction for draft letters to creditors Im sure ive seen them some where? Many thanks
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Bank Charges
Morning Can anyone tell me if banks are allowed to take out bank charges on the day you have benefits paid in. Reason being is that I got quite a few charges going out and apparantely someone did state on this site that it's against the bank policy to do this. Basically this money is to live on.. Any replies would be…
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I've started to sort myself out..
today is the first day of my new life!!!!!! thanks to the great advice given to me last week from people on here I am starting my spend diary today, robbed a small book from work (saved me £1) to write down my spending Will be a hard week as I only have £2.80 left until payday on Saturday so it has to last me 5 days. All I…
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Letters to creditors
Morning all, Please could some one point me in the right direction as to where i can find draft letters to my creditors.... Many thanks
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I need some advice from you all please?
hi all After moozies point made yesterday I feel the need to ask you guys some advice. Many of you will have some idea where Im at and some may not but Ill give you all a potted history of where we are up to to date. I have an ongoing health need ( a disability under the DDA) that has not been diagnosed as yet. However,…
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Hello from me & a little update
Hi everyone :hello: Just thought I'd pop in to say hello & let you know I haven't forgotten about you all, it has been really hard to post lately as we have a houseful at the moment due to my oldest son & his fiance moving in with us, with 6 people here its hard to find a quiet minute on my own to post. But this morning…
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Lovely suprise in the post.. but small dillema..
Having a great start to the day! Recieved a nice cheque from HM revenue and customs for £115 because apparently I paid too much income tax in 04/05! Had no idea about it so it's come as a lovely shock! Trouble is.. part of me wants to spend it on treating ourselves.. Don't know why.. we've done so well clearing off 3 debts…
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bit of advice needed
Hi all I have just started a dmp with cccs. They wrote to me on sat advising that nationwide credit card are refusing to accept the dmp saying that the amount being paid is not enough. i guess the next step will be they sell this debt on to a dca. if this happens are they likely to accept the amount proposed?
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How much have/will you spend today Monday 20/11?
Good morning lovely DFWs :) Monday again - they seem to come around quickly nowadays! Not much to say this morning, think I said it all last night :o Planning on a non spender to kick start the week nicely! Have a great day and keep it low! Moozie x
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is anyone else having this problem ??
Hi money savers, i seem to be having a problem logging into retail eyes website. I have emailed them and the email was returned via mail delivery service, as bad destination. Is this only happening to me or are you having probs too? :confused:
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Monday morning confessional.....
So, who went mad at the weekend?? Mine was pretty bad, went out on free work drinks on Friday, I am usually quite controlled and leave at a reasonable time but for some reason I went loopy, and got sooooo drunk. I don't even remember leaving the bar. I woke up feeling awful and just about recalled getting a taxi home, then…
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Defaults (Info Request Please)
Hi All, I'm a bit unsure where to put this question & apologise if it's in the wrong place. I discovered a default on my otherwise excellent credit report last month. It should not have been there & the offenders (Yorkshire Bank) immediately agreed to remove it. They did this within 5 days but I'm now wanting to apply for…
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is it worth having mortgage holiday to help get straight re o/d and cc??
hi just wondered on people's opinions re having mortgage holiday - this will enable me to use £541 each month to clear o/d although cc is 0% but i just want to reduce monthly outgoings as feeling unmanageable any thoughts gratefully received!
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eBay Dilemma
Evening All, A strange thing happened to me tonight. Today, I sold 4 old suits on eBay and raised the grand total of . . . . . . wait for it . . . . . . £44.20 (plus P&P). Now I know I'm supposed to be happy about this (especially as they've been stuck in my cupboard for over three years and my rapidly expanding waistline…
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DMPs and IVAs
I'm about to start a DMP with CCCS to clear my debts - I wasn't given the option of an IVA - I assume my debt was too high for that. Is it possible to pay off debt on DMP untill it gets to a more managable amount and then transfer to an IVA. My debt clear day at present is 19 years away!!!! If I could get it down to a…
