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free course fees - old thread, can't find
Hi folks, I seem to recall an old thread from the summer about grants of £100 - £200 for adults to study short courses free of charge but after an hour of searching I can't find it! Anyone remember what it was called? I know there are ILAs in Scotland and Wales but can't recall if there is an English equivalent?
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most common creditor
Hi Been on this site for about 2 months and was wondering who the most common creditor is i.e. the one that has 'lent' to tom !!!!!! and harry without thought of overcommitment etc. I keep seeing Egg on everyone's SOA's Any thoughts
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Paying a bill in 1p and 2p (HBOS)
I've counted my 1p, 2p and other change jar and have £37 I want to pay this off my credit card, if I go inot the bank will they accept £37 worth of change to pay a bill?
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Selling books on Amazon..
How does it work? do you have to pay fees etc like ebay? Also how do you get the money? Do they do paypal as well?? Have tonnes of books sitting gathering dust..
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Complaint letter - who to?
Has anyone got the name of someone high up in Lloyds TSB customer services or CEOs office? I have a large complaint regarding my credit card based on their fcukwittery but dont want it just to land on the customer services general complaints. I normally send my complaint emails to as high up as possible, but I have no…
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Also just want to ask.....
how does everyone do these great bits at the end of your messages where it counts down your debt? they look really great, and it would be fabulous to have something visible to see how my debts are (very slowly!) reducing!! Any hints and tips greatfully received. cheers Jo;)
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why not secured lending?
Hi I've just registered today, and decided to take the first steps to sorting our finances out, big breath.... We are 55k in debt not including mortgage, we have no arrears or CCJs, though this can't go on for ever. Looking through other threads it looks as though most people go onto payment plans rather than take out a…
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To do today
I know this is later than I posted last week - but better late than never I haven't got much money stuff to do today - but have had a busy morning. Apart from work, the only thing I have to do is go shopping for some party jeans with a friend. My legs are covered in bruises after an accident I had a couple of weeks ago, so…
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just thought this link may help
http://www.payplan.com/debt-library/miscellaneous.php tells which banks/financial companies are linked to each other
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Help Required!!!
Hi all, I recieved a letter from a company called fredrickson international saying that Arrow Global had instructed them to collect a debt of £8836 for a personal loan from Alliance and Leicester. I have never had a loan fron A & L so to clear the matter up i called them to try and say that they must have the wrong person…
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Lightbulb moment, here's details of my debts - please help!!
Hi Everyone First of all, huge thanks to everyone who posted a reply last week when I first posted, offering their support. Thanks so much :rotfl: Its taken me a week, and lots of coffee and biscuits, but I finally have a list of what we owe (oh my god) and our income and monthly budget. I think I've included…
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debt consolidation
hi there, is this a good choice? i have a lot of debt all over the place and wondered if consolidation is the way forward. companies can claim thay can write off 75% of the debt. does anyone have any expierence with these companies? cheers, mike.
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Help im in debt
I owe in total just over £4000 comprising of a loan, credit card and catalogue. I wanted to get a loan to consolidate them all together but no one will fgive me one (dont blame them!!!) I decided to go through a financial advisor but they also take a chunk of the payment so that hasnt helped. How do i deal with it or do i…
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Council tax free months..
I remember reading a while ago that at some point in the new year we get 2 months 'off' our council tax so we don't have to pay... was I imagining this and if not does anyone know which months it is? Having £99 spare for 2 months would come in very handy. :D
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Cahoot Loan
This is my first post so hello to everyone and I hope you can help! I have a loan from cahoot which currently has an interest rate of 6.9%. From 7th December they are increasing the rate to a huge 9.4% which I think is outrageous! The loan is flexible so I can pay off the entire balance and not incur any penalties and I…
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Short term help needed!
Right, I'm new here so go easy! I'm a long term lurker, so have already done quite a bit to try and get my finances ship shape. I recently applied for a loan and was declined, so I got a copy of my credit file and score (344 btw :o ) and realised it was actually pretty shocking. I've been getting lots of charges (over £200…
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How do I find a bank account that isn't connected to my creditors?
Hiya I have debt with: Abbey National Barclaycard Clydesdale - Card Services Littlewoods Egg Northern Rock cahoot I've applied for a Royal Bank of Scotland account, haven't been accepted yet, but how would I know if any of my creditors are linked to my new bank? I've had a look online but can't find out for 100%..... hee…
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HELP please
Ive just found out we are in arrears with our council tax. So obviously this has now become my main debt. But I am having problems talking to tht council about repayments. We goy in arrears as our landlord decided he no longer wanted to pay the council tax and to add insult to injury he claimed back the money he had been…
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James & Shells Debt Diary
Hi All, We have given ourself a 4 year challenge to be totally debt free by nov 2010 Our debts at the moment our Covered by payplan £14.000 Dorothy Perkins Acct £241.00 Argos Card £142.00 Wescot Debt £152.00 We aim to overpay these each month and claim back bank charges from Nationwide (in Payplan) Aslo going to cancel all…
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Complaints to whom?
I need to write some letters of Complaint for the harrassment and treatment I have received from a credit card company. Other than the Financial Ombudsman who do I complain to. I've complained to the Credit card company's Office of the Cheif Executive and given them 2 weeks in which to at least notify me of acceptance of…
