-
Experian Credit report
i've just got my credit report back from Experian and have a few queries on it. I went througth a IVA about two years ago and thought everything was settled but see three entries on their from a firm called Max recovery for sums I know nothing about,does anyone know of this company and if so do they have a contact number?
-
Egg Card Intrest rise
Really not happy to see that egg are putting interest up from 15.9% to 21.9% can't transfer my balance as I have poor credit history, gutted, been paying it off really well Nat x
-
can i ask about your job
sorry for beening nosey but i have noticed that most of you earn quite good wages each month my oh works as a skilled worker doing plumbing on building sites but only takes home each month 1316 so i can i ask what sort of jobs you do what qualifcations you need to do it and how easy is it to get into that feild of work as…
-
Eurodebt
Has anyone heard of this company? They phoned my husband last night and was asking about his finances, he told them he was fine and put the phone down on them. Is it likely that one of his creditors have passed his details to this company? He is currently on a debt management plan with CCCS
-
Where do I stand?
Right, situation of 14/06/06 is now as follows Finished dealing with GP! Phoned all creditors for information on accounts and have sent out letters. Out of the 12 creditors 9 did not have ANY up to date contact information 5 were not informed that it was a DMP subsequently interest and charges were still being applied…
-
Bank charge reclaiming, basic instructions please!
Hi I have read the long running thread - i don't know if its me but I just don't seem to be able to retain the information! I would like to claim from two banks for three accounts and I can go back 6 years with statements. Two are with Barclays and one is with Halifax. Basic thing I would like to know is where do you send…
-
How much have/will you spend today Thursday 14/9?
Good morning fellow DFWs :hello: Another sunny day down here, let’s hope it stays that way for the weekend! Doing really well with my £7.55 challenge for the week! Spent another 70p on a paper this morning, I felt like a little splashing out on reading material for the train!:o This leaves me with £5.23 until tomorrow…
-
Christmas Saving Clubs?
Hey everyone I'm not sure if this is the correct place to put this thread, but here goes A couple of my friends and I were talking about Christmas yesterday and how much we are budgeting ourselves for it. We started to talk about these Christmas saving clubs, the ones where u pay them £5.00 a week or whatever and then they…
-
Smile Overdraft
Hey, So I currently have a Smile overdraft of £500 which i've used pretty much all of. Anyway, I rung them up today and they've agreed to reduce it by £60 a fortnight and then £80 for the last fortnight until it's £0 so hopefully it should be one step to having my bank account in the black. Matt :)
-
First time poster- Please be gentle
After floating around these boards for the past 5 months I have decided to grab the bull by its horns and ask for some help. Basically I'm currently 11,500 in debt (just seeing that figure on the screen makes me feel sick :( ) I KNOW THAT THIS IS DOESNT SEEM NOTHING TO MOST PEOPLE I managed to get myself in this rut by…
-
Need some advice - Roof Leaking
Hi All, Got up this morning to the sound of water dripping into the bedroom. Went up into the loft conversion, moved the board wall out of the way and looked into the remaining roof space to find a nice fast drip in two places coming in through a couple of small holes in the liner between the beams. I've also got water…
-
Anyone on IVA?
Hello would love hear from people who are on an IVA and can give me some advice. I would be really grateful!!!!!
-
Bull by the horns
I owe a small fortune to HFC Marbles, only managed to make minimum payments over the last six months some of them late, went over my credit limit two months ago and have had the panicky, sweating sleepless nights on and off for about a month. I'm self employed and business this Summer has been slowly trickling away. OH is…
-
Wow!!!!
:j :j :T I got home late last night, DH and I had been away for a couple of days and as usual I checked on my bank account balances to find I had had my bank charges refunded. I can't describe how happy I am about it we will be able to pay off our overdrafts (£1650) and maybe one of our bank loans too, I will get a…
-
I just don't know what to do!
Hello everyone, I have been a lurker of this site for a while and am now in serious trouble. I am hoping on some advice from you wonderful people. Basically this is the scenaio. I have recently moved from living at home with my dad to my own place. When I was younger 18/19 I opened up an account with Next and didnt pay it…
-
Utilities - switch not simple!
I recently changed from Scottish Power to NPower via https://www.switchnsave.com in March this year in an attempt to reduce my direct debit charges which had increased by over £20.00 a month for a dual account. It has actually become a right nusiance because the electricity account has been messed up and it has not been a…
-
question about the 6 year debt rule! =)
Hey all, i know that if you don't acknowledge a debt in 6 years, they can't claim the money back.... :D does this apply to student loans too? :rolleyes: ;) thanks in advance! X
-
Free Credit Reference website?
Hope someone can help please Someone posted a link recently to a new web site where you can register to check your credit rating for free. It was slowly being rolled out across the UK. I thought I had saved it :doh: Many Thanks
-
Talking of organising
Am trying desperately to get organised atm, and one of my main problem has been getting dh to help. He says he will, does a couple of days of updating his part of the spend diary/spreadsheets, and then never touches it again. Soooo, we had a chat last night and decided that having a spreadsheet online was the best idea.…
-
New here....
Hey everyone, I'm Jen, 20yrs old and in £3000 worth of debt. This is split between an £800 overdraft, £1500 loan I took out to pay off some other things, a £500 credit card, a Next account, and a Dorothy Perkins card (£100 on each). Both my fiance and I are claiming charges back from First Direct at the moment. Done it…
