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:D spot of good news..for a change!
well folks, couple of goodies today! firstly i paid money of my cc which takes me less than £1000 on one of them, not much but it's a digit less! secondly i cancelled all my store cards and cut them up, i've been really good about not using them, but i suppose it's a little less temptation. thirdly, and the best in my…
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ms london
hi everyone i have searched in vain for ms londons famous story of how she became debt free anyone help thanks mrs a
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New MSE look
In case you haven't seen it yet, though Forum inhabitants would like a quick preview of the new look of the site http://www.moneysavingexpert.com/blog/?=200605/#307 Please don't reply here, but in the discussion link from the blog itself Martin :)
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saving for xmas, i know its only june.
Six months to the big day. How much do you allow for presents, my eldest thinks i'm stingy at 20 pound each. Do you reckon this is reasonable, after all i haven't got credit facilities anymore to spend hundreds on them.
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Coppers!
Blimey - I just went and changed up a big jar of coppers and small change and managed to add £46 to my holiday fund! :beer: And I get the warm feeling inside from donating a little bit of it to charity as well!:j :j :j A good day (it doesn't take much does it!) :T :T :T :T
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Has anyone seen SS's Debt diary
Its here http://forums.moneysavingexpert.com/showthread.html?t=169003 :spam: :spam: :spam: :spam: :spam: ;) Bit more publicity for the poor lad, i bet he's feeling neglected
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So impatient
I get paid friday and will have more than enough in the bank to clear off my egg card (1900 balance at the mo) but my interest free 6 months lasts until the end of july However i know i probably should wait a few more weeks to get an extra £2 in interest but on the other hand im sick of this debt and my Debt amount sig…
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when sending for credit file
can I pay for two files with one cheque? I have filled in application forms for both & we have both signed but hubby doesn't have a cheque book so wanted to send two applications in one envelope with one cheque for £4!! Any ideas?
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Wescot Letter
I have just recieved a letter from WESCOt saying I have to pay nearly £100, but it doesn't state anywhere onthe letter what the debt is for. No idea what to do, worried if I ring they may try to bully me into paying, but I don't want to pay for something that I know nothing about, or may have paid off already (i had…
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Help Needed!!!!!
i dont work due to illness so im only in receipt of pittence benefits. ive also been suffering depression for the past 18 months. i owe onetel some money and they passed the debt onto a company called buchanan clark and wells. in my wisdom i decided to ignore the debt hoping that it would float away and leave me alone.…
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Has anyone seen my debt diary?
:confused: If not it's here! It's ggggrrrrreeeeeaaaaattttt! :rotfl:
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DFW Quest - your most helpful tip!
i was thinking about this earlier, i think the most single handed helpful tip by far is to use cash. i do all my banking online but on a monday withdraw IN CASH, my money for the week, food and living expenses. this helps me to see in cold hard cash terms exactly what i am spending. i can do a mini budget with this money…
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Silly Questions
I have been reading a few posts today & realise that I seem to be the only one who doesnt understand how certain things work. Can someone enlighten me please. I cant stay on now as lunch time is nearly over but i cna check back later if kids can be slung off computer for a while. Quidco - how do people make loads of money…
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MSE Moderator's - A Request.
Do you think a separate board could be set up for individuals debt diaries? Perhaps make them all a sticky or something? That way people know where they are & dont have to hunt through pages and pages to get to them, and also the debt free wannabe board is kept a bit clearer. ((I'm all for the diaries, but I think they'd…
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Community accounts
Can anyone recommend a bank or building society that does accounts for voluntary run sports clubs?
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I did it 1st month not OD
Just finished my first month on my DMP and my first month with my new bank account and I didn't overspend and I didn't go overdrawn, the first time in 6 years that I didn't go overdrawn and the first time in 3 years I didn't go over my OD limit. I coped without Credit Cards !!!!! I even managed to survive 2 shopping trips…
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mystery shopping....Gym!
I found this in a magazine that was sent to me. Ive had a nosy on the website and it looks genuine enough. Ive searched on here and I dont think its been posted before but apologies if it has. Basically its similer to mystery shopping and involves you going along and signing up to a gym and completeing questionaires…
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Credit Report and Getting Married
Hi, I got married last year and my hubby went bankrupt 6 months later. It's got me wondering about how your credit report reflects getting married. Does anyone know if your name, somehow, gets changed or do you start new? Also, how doe sit affect you have some debts still in your maiden name? You have to excuse me, I am…
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I’m getting confused - someone help please
:confused: Could someone please clear up a few points If it is the case that a debt becomes statute- barred after 6 years, why do any creditors allow this to happen? Why don’t they make a legal claim as a matter of course on all debts, which are nearing the 6-year mark? Is their anything that makes this difficult for them,…
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what have you/will you spend today - Mon June 26th
Hi all Apologies if I've missed this thread elsewhere but I had a quick look and didn't spot it. How do other regular posters feel about continuing this thread? It seems to be getting started later in the day. Are people getting bored with it, or is it more likely that we can't assess what we've spent until later in the…