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Unfair college fees any advice please
My partner was doing a entry course for university. Unfortunately we couldnt afford to pay for the minder each week so we decided that she woudl refer the course to september having completed one term of the year long course. SHe has just been notified that under the colleges new rules and funding she will not be allowed…
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CCCS Being Unhelpful
I am having some problems with finalising a reduced payment with one of my creditors as [part of my DMP. I have been in consultation with the CCCS through me organising my own DMP and have managed to agree reduced payments now with all of my creditors except one. Barclaycard are refusing to accept my payment offer of…
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Buchanan clark +wells
Help ... i had a letter through from this company about 4 weeks ago saying that i owed £41.65 .. which had been passed to them by British Gas I contacted British gas who said they would investigate the claim because the dates that showed on their records i wasnt living in the address ... anyway i got back in touch and they…
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payplan set to go
Next month is our 1st payplan payment, today i got the justabank details it fineally feels like things are moveing forward in the right direction
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Consolidation Loans?
Is a consolidation loan worth it? I have an HSBC Visa card and o/draft and combined they are at about £5k. HSBC have asked me would I like to consolidate these with my personal loan. I know the interest rates are better for the loan so is it a good idea to put all my eggs in one basket and pay off one combined debt?
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Good News thread 27/06
Just thought I'd start a good news thread with mine: I've got an interview in Lytham St Annes on Friday, which will enable me to move up to Blackpool to move into my OH's place! :j Everybody keep their fingers crossed for me please....Thanks! :D
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Case study needed
Hello, I write for First magazine - a new EMAP publication that is aimed at intelligent women in their thirties upwards. I am writing an article about the 40th anniversary of the credit card and am looking for a case study to accompany the piece. I would like to speak to a woman, aged from late twenties to early forties,…
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what to pay off next?
helloee, i have debt totalling £6303. i have £500 coming my way this month..... debts are..loan1: 4114 balance 14.9% no penalty for early repayment no ppi, i pay 116.26 minimum payment per month and the loan normally decreases by about 65 quid. loan 2 : balance 288....not sure of interest rate but monthly payment is 12…
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Job interview -update
I didn't get the job I had an interview for on Thursday. But thanks for all your support everyone! I'm not too bothered. I wasn's so interested in the job - just the money! and wasn't so impressed by those who interviewed me. Apparantly there were others interviewed who had a lot more experience than me. oh well never mind…
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Bank charges - Data Protection Act - HELP !!!
Hi I have just started on my long journey of claiming my bank charges back. I sent a letter on the 24 May 2006 asking for my bank statements for the last 5 years along with a cheque for £10.00. On the 6th of June natwest cashed the cheque. I have not received my statements as yet so I rang the customer relations debt today…
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Reclaiming Bank Charges
Hi, I'm new to all this so bear with me!!! Can anyone tell me if you are still able to reclaim bank charges from a bank account that is now closed? Thanks
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my new soa help
incoming mrs A pay 1200 Mr a's pay 860.00 child benefit and tax credits £117.00 going out bank loan 385.76 car payment 148.13 oil for heating and hot water 75.00 electricity 74.00 phone bill 30.00 mobiles 40.00 pay son to cook 40.00 pension 27.67 life insurance 6.45 aol 17.99 union fees 10.98 sky 21.00 ing savings 10.00…
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Woohoo! Ahead of schedule!
Hi Everyone. I am currently saving as much cash as possible into my ISA to pay off my 0% debts. I am about £200 ahead of my target savings and...I got paid Monday and still have £50 left from last month! So I won't even have to touch my salary for another 10 days or so! Woohoooooo Plus, my insurance and tax is due next…
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what have you spent tues 27/06/06
Keep the what have you spent thread :grinheart mine should be a non spend day as off for a 10hour shift at work in a minute but i will update later, good luck everyone :rotfl:
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Barclays are closeing my currant account
i knew something was not right when i went into my online banking saturday, tax credits had added some of my money and basically it wasnt letting me have it, i realised my overdraft had been cancelled. then yesterday i recieved a termination letter telling me the remainder of my overdraft (159.57) had to be paid by the…
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nasty shock
Hi all, Would just like to say congrats to all that post here and make this forum such a supportive and welcoming place. Have got my self into some debt and would just like some advice My debts are as follows Nothern Rock Loan 7,000 7.9% Current Account (1,600) agreed overdraft Egg Loan 1,450 10.9% Morgan Stanley CC 1,310…
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saving/making money-not a scam or spam
at the moment on money saving oldstyle there is a thread call flylady challenge which i did not start but is definately worth doing. will probaly save you money. you basically clear out clutter and keep house clean and tidy-i've found i've already saved quick a bit of money because many of the things i needed to buy were…
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Diary for Elizium for the sleepless souls!!!
Well after reading a few other peoples diarys I thought I would do my own, so maybe I wont lose the plot! And can let of steam! I drink too much, im losing my rag at work with customers, i've got too much workload, and when my daughter turns round to me and asks why im sat there rocking whilst watching tv I know i've got…
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Thanks Everyone
Just a quick one, too say thanks:-......... To re cap, i had a Marbles account that was suspended, despite offering to pay off the full amount, (3 direct debit payments were missed whilst i was working away) The account was passed to outside agency for collection ,despite me trying to resolve matter with Marbles from…
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Inspirational things?
Today I taped a picture of my ideal home in Florida to my till, to remind me why I'd like to get debt free. It seemed to work, as I was reall motivated all day. There;s also a picture of a pool in my wallet, pending pic of my dreamy other half. Anyone else done anything like this, or am I going bonkers? Old ladies will…
