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Really cross (with me)
Morning All I am rather cross with myself today for lapsing in my daily checking of bank account balance. I normally have a routine before starting work - email,egg money manager, mse, pigsback, freecycle, bbc news & weather, but i have been slothful. & so.... Popped into the supermarket for a couple of things on the way…
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Ex-employer filed a defence!!!
At the eleventh hour he has filed a defence! Don't know what it is yet, but I will find out on Friday. To add to my woes, my salary cheque (yes - my new employer pays by cheque!) has gone missing in the post. I have to post it because I work nine to five and the banks are only open when I am working! This means that my…
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job seekers allowance
My husband has died recently. He had just come off incapacity after having a brain tumour removed last year. He let his life insurance lapse and now my children and myself have only my salary. Ihave used all our savings to give him a dignified and loving funeral, but it has left me with nothing of any significance. I have…
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scottishspendaholic May update
Hi everyone, Here is a link to my first scintilating update thread for those who want a wee sleep!:- http://forums.moneysavingexpert.com/showthread.html?t=183766 Anyway - felt it was time for another update as the road's a bit tough at the moment. Here goes...! I've not been doing very well on the money saving recently.…
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Another one bites the dust.........!
Hi all. Just had to say have paid another debt off today!!!:j Kays catalogue debt is no more:j Thanks to everyone on this forum. You have inspired me to be debt free and I am getting there!! :A
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Ambulance chasers!
This may or may not be the right place for this post, but... My sister was in a road traffic accident a month ago. She was driving a car and collided with a motorcyclist, who was speeding. He was overtaking on the wrong side of the road - but she was doing a Uturn she shouldn't have done..so fault is a little mixed up. NOW…
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Bankruptcy Where To Start?
Where do I start the bankruptcy process and what is likely to happen?
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Small amount of progress
Well after all the helpful advice I made a start today. I phoned my bank CC and threatened to pay it off (switch it to a life of balance card) and cancel it, (idle threat) and they offered me a loan. :rolleyes: Asked if they could offer me a lower rate but they wouldn't. I don't seem to be very persuasive. :( Found £100 of…
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Share my good day....
Well - now I am an addicted DFW to this site I thought I would share my good day with you all. Over the last 3 days I have earnt nearly £20 from selling my stuff on Amazon - an idea I got from you lot. I have also been successful in getting my first 2 R&R from Tesco (thanks to the misprices thread). I have been approved in…
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Bank Charges Reclaim - would you take the money and run
Have tried to reclaim over £2000 in bank charges, plus interest. Things did get abit hairy last week (Scottishspendaholic, I know exactly where you're coming from about feeling wobbly) but thanks to a BRILLANT letter I had written for me, the solicitors appointed by the bank have offered just over £1000....but subject to…
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grumpy and disheartened
well i know that i probably aint going to get any sympathy on here but im just so fed up of being skint all the time and need to vent! after joining this site a few months ago ive been really good and sorted out my budget etc. and i was just about getting on top of things and being able to live comfortably from month to…
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Money for Opinions
Hello, This is my first time to the Chat Forum and I'm looking for some advice! I'm a debt free wannabe and have come across the web site cash4homework.com. It's a site you have to register with and join up at a cost of about £60. In return they'll permit access, allowing you to register with various companies who will…
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moneysaving deodorant
last month i treated myself to a pitrok crystal deodorant, i was a bit sceptical but my friend insisted that they were fab so for about £5 in asda i bought one, now im normally a cheap n cheerful typa gal and will basically buy anything cheap so long as it works and i dont smell! so i normally end up with spraycans of own…
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The ultimate DFW accessory!!!
Whether you are new to money saving and debt busting, or an old hand, this is quite possibly the niftiest little device you will ever lay your hands on. And, in true MSE fashion, it is so cheap that its nearly free ;) What is it that’s got me so excited? It’s a PocketMod. Whats a PocketMod i hear you cry? It a cleverly…
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Advice please
Iam looking for work and should be back in it soon but at the moment the credit cards are becoming a bit tight to pay off - whats the bets pay to negotiate with them - normally I pay #70 off each per month but I need to cut it to around #30-40 or so each per month.
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a little advice please...
Hi there... im new here. I have the money saving expert book and have been taking down notes like a trooper today! But... i'd still like some advice. Im realllly in debt... about £20,000 in debt and have just left uni... but wont graduate until november. In terms of the giant debt, im with payplan so i think its kinda…
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My SOA - Need extra money to pay outst bills this month :(
Hi, I've been lurking around here for a while now but haven't really posted my situation. I've alreayd learnt some great money savign tips and so far I've worked out I could save around £900/year which is great. So anyway, here is my SOA - ---- Credit Cards Egg 6500 currently min payment est 130/month MBNA 300 unknown min…
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Payments held by DMC
Hi. I'm around £15,000 in debt and currently paying £112.93 a month to Debtaid to pay everyone. Debtaid charges £18.80 for their services. I am wanting to change to a fee free debt management company 1 so i get the debts paid quicker and 2 because after 1 year some of the repayments still haven't been arranged. I would…
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Take part in a new C4 programme on debt relief
I found this on the channel 4 forum and wonder if it would interest anybody? I'm guessing you'll get paid if nothing else. http://community.channel4.com/groupee/forums/a/tpc/f/406603872/m/4330017044 ********************************************************** HAVE YOU RUN UP DEBTS THAT YOUR PARTNER DOESN'T KNOW ABOUT? DO YOU…
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Feel Sick
I have just had to put my parrot up for sale in order to pay some debts off. I have had him for 10 years feel sick doing it. Update on this thread is. Have decided not to sell, as some of my reasons are wrong but I am not a Animal Trader and someone seems to think I am. I was having a bad day with my money and started to…
