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Suggestions for a fiver
Ok folks.. to break myself out of the doldrums I am allowing myself a MASSIVE £5 spending spree!!! What do you think I should spend it on?
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What Options Do I have??
I already was on the virg of Bankruptcy, now to add insult to injury, I received a letter today saying I have been overpaid by £4000, I phoned them and fair enough they will take installments but I will be left with about £10 a week if even, add to that housing benefit also has been overpaid and stopped and I am waiting to…
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Previous Tenants Bad Debts- Grrr
Aternoon all! I need your advice, I bought my house last June. Recently red letters ahve been starting to come through my door.At first I just returned them "not known at this address," but they still seem to be coming thick and fast. I opened a letter, accidentally of course, from T-Mobile, which was basically a demand. I…
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My SOA - Help!!!
Hi, I posted ages and ages ago about our debt problem and was advised to post our SOA for advice, so here it (finally) is. Hope someone - anyone - can give us advice on where to go from here as we're really struggling each and every day to get by. Not sure what's needed, so I'll just list things according to our weekly…
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Free Credit Reports from June 2nd
Not sure that this *belongs* in DFW, but I spend a fair amount of time here so here goes... I know people can ALREADY get free credit reports through Experian, Credit Expert etc [as long as they remember to cancel the trials within 30 days] but I thought this was quite interesting... As reported in today's METRO: From June…
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sorry i jdut need to off load, not money issue
:confused: im sitting here sobbing, ive had another row with the neighbours! i have a dog that has separation issue's and cant bare to be left alone while im at work ive cut down my hours so i can be with him through out the day, but its just not enouhg it really upsets me because someone else is dictating how i live my…
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Do you pay a set amount off debts each month?
Just wondering do people pay off a set amount each month or do you differ from month to month? Am just setting up payments ready for payday, and am only paying £250 off this month as need money for holidays [booked pre-lightbulb moment!] - feel like this is not enough :( Next month I will be throwing every avaliable bit of…
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Britons face 'lifetime of debts'
From BBC news website: http://news.bbc.co.uk/1/hi/business/5009510.stm It could take 77 years on average for people asking Citizens Advice for help with debt to get back into the black, a report from the charity has said. This is because most of those asking the charity for help with debt were on just half the national…
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help pls
At the end of the month (after paying out rent, travel and to my debts) I have £453.50 left. This is for food, bills and anything else. My bills are low cause I am on a meter for gas and elec and I share with my sister - so around £20 a month. Last month my food shopping came to £75 - this is my half of the shopping i do…
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Pretty awful circumstances-how to play it?
hello gang, I know ill get a freindly and helpful response here, so I just had to ask. Basically, in a nutshell, Ive had some pretty devastating news about my health this week, and things have been rather shaky ( dont worry gang nothing terminal :o ) but im worried now about the future. One of the things since coming here,…
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£100 per month
I have recently become single, which has meant moving to a new flat and paying everything on my own, I have covered all the bills, rent and large loan and I am left with £100 per month to get petrol / food / going out. I have read lots of other threads but has anyone got any specific advice for £100 spend per month. Thanks…
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To heck with it!!
Good news for the day - got a new job to apply for (but I have a huge questionnaire to do to apply - that'sthis evening's job!) Ciao balance is upto £8.20, woohoo! Bad news- still hacked off about job and budget. So to hell with it - I'm treating myself to clean sheets done in the TUMBLE DRIER!!!! cos its raining... AND…
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Help!
Please can someone advise us of the best route to take? After much mulling over paperwork and juggling figures we have realised that we have in serious debt problems. We have spoken to payplan who have suggested a DMP which will take us approx 20 years to pay off our debt. We have also spoken to acompany called Accuma who…
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What will you spend today? Wed 24 May
Morning all. I am not feeling too great, although I've been sleeping well I am shattered, have a sore throat & headache :confused: !! Fed up too which doesnt help matters.. Totally unorganised & have no food at home, so have to keep buying lunch!! I hope I snap out of it soon, sure I will, just want to hibernate at the…
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Young credit card addictee
My brother (25yrs old) has credit card debts of £17K that he built up while pretenting to us that he was going to University. God only knows what this money went on. He is very secretive, and refuses to let anyone get involved or advise him. However my dad (who he still lives with), has found out that he has been to one of…
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My 16 year old had to pay for dental brace
My daughter has had a brace for at least a year and lost it out of her bag after the last apppointment. I rang yesterday to make an appointment and was told she has to pay £56 for another one. Surely this can't be right, does anyone know who to ask? My economy drive was going so well! Interestingly, I was given 2 free…
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Feeling Melancholy
Just wanted to talk about the way I'm feeling and youre the only people I can talk to because OH refuses to talk, says hes suffering from depression. Its because we've tried all his life, to make something out of our son. We have spent the past year paying expensive school fees because he failed his GCSE's and we have put…
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Good news
Hi Just wanted to say I got some amazing news today; a job I applied for halfheartedly has turned out to be perfect - and they want to give me a 6k pay rise! This is going to help me amazingly Two morals to take from this, I guess - If you don't ask, you don't get. The request for 6k was overoptimistic but it worked! :j -…
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Telephone recording
There is a company which offers recording of telephone conversations. You dial a number first which activates the recording. Does anyone have any details of this? Thanks.
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My Spending Diary
Hi All This is a long thread and a bit of a personal kick up the bum. I don't have a serious debt problem at the moment but have been spending more than I should for the past few months and am trying to be proactive before it does become a real problem. I know there are people on here with a lot more serious problems and…
