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Question About QuidCo Paying You
Sorry if this has been asked previously.... When Quidco pay you - do they just send it over to your PayPal account or do you have to authorise it first? My account is set to no minimum and I have earned enough to pay for my £5 admin fee (to Quidco) and then have about £30 or so to come to me in April (getting to the end of…
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Site with financial problem template letters
I've been to a site at some point that had some great "I'm in financial difficulties, please stop charging me interest and charges while I sort out what I'm going to do" templates. Can anyone point me in the right direction?
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Halifax
Hi I currently have my mortgage (up to date), current account (no overdraft) and credit card with Halifax. Do I need to change any accounts if I go through CCCS for repayment of debt? If so which banks/building societies would be best? Tracey
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Credit card for poor credit
Hiya Looking for a visa to help build up credit rating. Looking into Mastercard prepaid visa. Does this do that?
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Help needed please---cant afford a gym membership!!
Hi After following lots of advice on here I can really see a difference now with my finances---debt free date is December 2007!!! I have now decided to get my weight sorted out----I have rejoined Weight Watchers today---only to find I am 21.5lbs heavier than when i left there 3 years ago :mad:totally my own fault I know!!!…
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I am so stupid!!!!!
I have just done something really idiotic and i carnt think for the life of me what posessed me. i was offered a loan rate of 6.9% by my bank the loan i had was at 8.9% hubby thought i owed £15000 on loan and he has been making the £230 payment every month i mentioned the new rate and he point blankly said no anyway i went…
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bank charges
Hi everybody.Ive been looking at this unfair bank charges scam that was posted on this site and seems like people are getting there money back.The thing is ive been self employed for 5 years and forever getting charges just because a payment went in a day later than the direct debit was supposed to ect.It says you can roll…
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rebuilding your credit
Ive recently been discharged from a scottish trust deed and would like to start rebuilding my credit so that I can eventually get a mortgage but my own bank (Halifax) wont even upgrade me to a current account(with a switch card) I dont even want an overdraft just a card other than visa electron! Does anyone have any…
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Tesco Token Payment / Payment Protection
Quick bit of advice needed guys. I'm in the process of setting up a DMP with Payplan and they have told me to cancel all DD's to all creditors (as you may recall of which there are many..!) and just make token payments until they have contacted them directly and got this mess sorted. However, my next mammoth £365 per month…
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I need a new bank
Hello everyone, this is my first post so be gentle! I have recently been in touch with Payplan. My first payment is due soon but they can't accept my standing order mandate as it is with my bank who I owe debt too - they can freeze my account I am told so it is urgent that I get a new bank. For the time being, I am paying…
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Doh. Wrong details for S/O
Hi all Starting to reach agreements with my creditors , though mad a bit of a mess up with GE Money. I agreed to pay £12 per month to them. And they said no problem as long as set up a standing order. Did so , payment went out no problem Today I get a letter saying they want me to pay £54 or arrears and the offer of £12…
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cat claws
Please help.. i have 2 indoor cats(brother and sister) they are adorable and very loving, main problem Saskia scratches the walls and not her post, which has created alot of damage she is almost 2, i have tried everything possible to get her to stop..then i heard about cat clips which are put over the claws and come in a…
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RAC - Is there anything I can do?
I expect this is probably in the wrong section, so please move it if it is, but as DFW is my 'base' I thought I would post here initially as I know everyone on here is full of brilliant advice. Story: March 05 I purchased some basic RAC cover for the year online and paid using my credit card. I knew that it was up for…
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Debt Recovery Question ???
I am not sure if this is the right place to post - please move if not!!!! We moved into our new place on 1 Feb his year and we have received a few reminders from British Gas about the previous owners unpaid bill which we sent onto the previous occupiers solicitor. Today we received a letter from Moorcroft Debt Recovery to…
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A lot happier thanks to this site!!!
Old SOA Income - £1164 Outgoings - Loan £300, Credit Cards x 3 £100, Internet £21, HP £21, Insurance £38, Mobile £45, Fuel £100, Keep £150 Total: £775 Debts: Loan - Egg 5.7% £9518, Credit Cards - Egg Card 14.8% £729.90, Barclay Card 17.9% £1922.20, Natwest Card 16.9% £1870 Overdraft Natwest - £450 Hire Purchase Celtem -…
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Free Money
ha ha muuhhaahh sorry to do that but no one answered my other thread so i new that would work anyhooow.... Hi guys i am going to ring for proffesional advice to discuss either a dmp/iva or bankrupcy who should i ring ? Payplan Cab Cccs National debt helpline cheers guys going to get this sorted i cant sodding sleep at the…
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In debt, will it drag my partner down?
Hi, I am thinking of contacting Payplan, I have about £25000 of debt which is all in my name. Me and partner have a mortgage in joint names. I don't want his credit rating to be effected or him brought into it really, will this happen? Thanks :confused: Lovestoshop!
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Barclays have manged to reduce me to tears I'm so fed up.
I decided to take them on and not accept the offer of half. So off they go with all the nastyness. They state that the OFT was only talking about late payment charges on credit cards and all other charges stand. Also that its fair for them to charge £40 a time in charges, they go on to say 'I trust this clarifies this for…
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Payplan/CCCS/CAP
I have been looking at the 3 aboves websites to see what the difference is and have come up with the following list (excuse the formatting - could not find a way to tabulate) thought it might help. Agency ..............................CCCS......PAYPLAN...CAP Charitable Status..................Yes........Yes..........Yes…
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Quick question
Hi everyone,I've been reading DFW recently and was just wondering,when people say 'debt free' is that no debt except say mortgage ............or is it unmanageable debt that they are free from? hope that makes sense
