Payplan/CCCS/CAP

save-alot

I have been looking at the 3 aboves websites to see what the difference is and have come up with the following list (excuse the formatting - could not find a way to tabulate) thought it might help.

Agency ..............................CCCS......PAYPLAN...CAP
Charitable Status..................Yes........Yes..........Yes
Charges..............................Free.......Free.........Free
Budgeting Advice..................Yes........Yes..........Yes
Number Of Local Centres........8............0............36
Telephone Service................Yes.........Yes..........No
Home Visit Service.................No.........No...........Yes
Self Help Material.................Yes.........Yes..........Yes
Bankruptcy Procedings...........No..........Yes ????...Yes
Negotiate with creditors.........No????.....Yes..........Yes
Payment processing..............No..........Yes..........Yes

So to me it appears the main choice is location of the service - Phone / Centre / Home

And payment processing / negotiation

Please add any extra areas I have missed and point out any mistakes

partysis81

unless payplan have changed their procedure in the last 12 months, when i joined with them, i had a home visit.

It was after the intial phonecall, and the man came and collected all my documents and gave me some leaflets etc.

It was about 4 weeks after that home visit, that i had to go upto to grantham and have the creditors meeting at the payplan offices.