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JAJA Credit Card refusing to close old Royal Mail account
Hi all. This is my first post and only just joined the forum so please correct anything I may have missed in the rules. I received an email from JAJA a couple of days ago to tell me about accessing my card from an app. Not recognising the name and the fact they gave a "card ending in ****), I was immediatley suspicious.…
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Chargeback
I made a successful chargeback against a company that had done work on my house. That company has now made a claim against me in the County Court. Can they do that and has it happened to anyone else?
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Chargeback
I made a successful chargeback against a company which did some work on my house. That company has now made a claim against me in the County Court. Can they do this and has it happened to anyone else?
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Disposable Debit Cards like Revolut
This is a redux of this post "Virtual/Disposable Credit Cards" (can't post links), which got derailed by people questioning the very concept of it, and arguing over words like debit, credit and prepaid cards. So, ignoring why someone would want it, are there other Disposable Debit Cards like Revolut? Revolut is like…
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Unauthorised transactions made by a minor.
Brace yourselves. We have a child in our care who is new to the country. He is 13 and does not speak english. We recently brought him an iphone. Fast forward a week later and upon checking my online banking i noticed my CC was overdrawn and multiple payments made to apple over the course of three days. 32 payments made to…
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Chargeback query on new brakes
The brakes on my vehicle make a terrible noise about 90% of the time. I've been asking the manufacturer to change the brake pads as the vehicle is still under warranty, for months now, but they have consistently refused, saying it's not an abnormal noise. They told me the only way that they would change the brake pads is…
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Section 75 need for Invoice
My husband bought a car June 1st this year, in round figures, for £7,500 he also asked for a service including a gear box service so that was an extra £500. He paid £300 on a Halifax credit card and the rest by direct bank transfer. He travelled 400 miles to collect the car. The advert stated it came with 12 months MOT…
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Curry’s My Plan
Hello everyone. I have a Curry’s my plan. I didn’t realise that the interest free period was over and it took me over my limit when the monthly interest were added. I’ve never had any adverse report but now I have an “over the limit” report. is there any way they would accept to amend it and remove the over limit mark?…
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Nationwide CC late payment
I got hit with £12 late payment fee which I accept, completely my error and oversight. I was late for 7 days, have now make my payment. I saw on Barclaycard and creditkarma So, as long as you were up to date last month, and you can get your payment to us within 14 days of the payment due date (which counts as day one),…
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Balance Transfer then take the credit balance out from other card (?)
Barclaycard recently sent me an email about their latest BT offer Balance transfer 24 months with 3.4% fee Money transfer 18 months with 3.1% fee. My questions with the fee and length of the offer, I plan to do a balance transfer to Natwest CC, which has no balance there. Then it effectively make Natwest in credit, can I…
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Credit card cancellation - Credit rating impact?
I got barclays and Debenhams CC and not using for more than year.. if i cancel it, will it impact my credit rating? Shortly i am planning to apply for house mortgage, so i don't want any effect on it.
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Barclaycard cashback rewards
Hi all For anyone using this, what type of retailers appear for you? I know it can be different for everyone. Just interested to get a flavour.
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Santander Credit Card sign-up offers?
When I applied for a Santander Credit Card through MoneySavingExpert there was a £40 Amazon Voucher offer that I have not received. Why is this, or is it a scam?
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Do I stand a real chance to get more credit cards and to increase my combined credit limit?
Hi everyone. I am a single, childless, self-employed window cleaner. I live in a rented room in a house of multiple occupation and my average monthly income (after NI and zero income tax) is about £860. I have a credit card with a £2,100 credit limit, but I need access to an additional £3-4k. Do you think someone will…
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Section 75 – Credit Provider Expecting Retention of Faulty Goods
This question concerns a credit provider’s expectation of a consumer to retain the misrepresented goods that are under consideration in a Section 75 claim. Despite hours of online searching, I haven’t come across a single reference to this question. I ordered building materials weighing several tonnes in August 2021. They…
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Aqua Reward Credit Card
Does anybody else have an Aqua Reward CC? Can you still see your statements with your cashback balance? I know they've recently pulled the card but I've had mine since 2018. I have paperless statements but used to be able to log into my account and view a properly generated PDF statement which lists the cashback. The only…
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Argos Card
Is there any balance transfer credit card that allow you to transfer the balance from an Argos Store Card? Thanks
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Amazon credit card change
Had long chat with Amazon and they say no such promotion about paying people to change from Visa to Mastercard exists.
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Free £40 Amazon loophole santander
Hi I saw mse post on Facebook about you can apply for this card and then just cancel it if you’re accepted you get £40 Amazon voucher after 30 days. I applied and have been accepted But the post has now been deleted and I was wondering why?
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Credit card query
Hi, might seem like a strange one but, my wife and myself have both applied and got the Newday/Amazon credit card, just so we can get the £40 each gift card from Amazon. All good so far. I opened another current account just so I could set up direct debits just to pay off anything over the £40. Setting up mine was fine,…