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Need A Balance Transfer Card
Hi everyone I am looking for a balance transfer card that I will apply for, that will accept transfers from the Debenhams (Newday) storecard, it's not Visa, Mastercard etc, which is probably the problem, which is in my wife's name. Is this possible at all? I have phoned a couple of potential providers, (M&S, Halifax,) but…
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Free pre paid card I have no intention of using or adding to
Can anyone recommend a free pre paid card that I have no intention to use? I see a Tesco one recommended, but my wife has a Clubcard and I use that, so don't have a Clubcard myself. My reason is I recently set up a google play family account (which requires a card be added) and it won't let me limit my kids from making…
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Full and Final settlement Next account
I emailed Next offering them £850 (told them gift from a friend) as a full and final settlement for an account owing £1379.00. They have come back by email saying yes they will accept this but credit file will be marked as partially settled? They say “we”won’t chase for further payment but I can pay rest of debt later on…
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section 75
long story short I booked a hotel in Japan for September last year our flights were cancelled and refunded The hotel agreed to extend the booking by 18 months. I went to rebook but the hotel is know closing for good and i would be refunded. I asked if i could be refunded directly and received this reply Thank you very much…
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M&S credit card £25 cashback
I ran an eligibility check for all credit cards and received 95% score for all except the M&S credit card offering a £25 cashback, for which I received a score of 0%! How so? Anything to do with living in Northern Ireland? Is this region excluded from offer?
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International Balance Transfer
Hi, I have searched the forum and online for this but can't seem to find a definitive answer, can anyone advise if I can transfer a balance from an Australian AMEX to a UK based credit card? My friend was travelling in Australia and has now settled back in the UK (UK resident). If so, can anyone recommend a provider. If…
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Amex Gold Card Deliveroo
How do you sign up to the 2x£5 monthly deliveroo credit on the Amex Gold reward account? I've had the account a few weeks now and it's yet to show up on my offers. Thanks
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Can you change £50 old notes in Barclays branches?
I know £10 and £20 old notes can be changed, not sure about £50 ones. (no idea where else to post this question...)
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Sainsburys Bank CC - "database problems"
I applied online for a balance transfer credit card on 22nd Oct and was approved.1 week later - no credit card. Phoned up and apparently having "database" problems. Not able to tell me when this will be resolved.2 weeks later still no credit card. Phoned up. Still having problems issuing cards. Still not able to tell me…
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Amex Account Review?
Amex keep asking me update the same information about personal and job etc, i don't get asked this with my other credit cards once i have received them however amex seem to have to keep checking and wanting updates. I have never allowed any of my cards to run into debt so i know they can't be worried about that so has…
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Persistent debt credit card
Hi, I logged onto my online account for my credit card today for the first time in a month and noticed a pop up saying my account had been closed due to 36 months persistent debt. I have never once been made aware of being in any type of debt at all and always been at the same address and receive statements to my house so…
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How to get a partial refund on goods bought, paid with credit card through PayPal.
I ordered some car parts UK based company, all apparently ‘in stock’ over four months ago. Value £50. Some parts arrived within two weeks, much slower than promised and needed prompting. The email said order complete but when I opened the box there was a hand written post it note saying one item was ‘to follow’. So kept my…
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Irritating small balance on Prepaid Mastercard
I've recently acquired a prepaid mastercard as part of our company reward scheme, having used the card to buy some blinds, I'm left with a small balance of £5.90. Mastercard advise me I can neither transfer this balance nor add to it so I can use the card again. I presume most people just forget about the dregs left on…
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How many times can I apply for the same 0% credit card?
Hi all. I have never had a credit card and am considering getting a 0% one to spread out the cost of pricey purchases and improve my credit score. I have just discovered that you can only have 0% for a fixed period per credit card. Could I, for example, get the Virgin Money card one year, then Barclaycard the 2nd year, and…
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Capital one
hello hope someone can help me.. I have just managed to sort my credit file out after 10 years. The other day I did a quick check on capital one. I was accepted for a card.. so on Wednesday my pin came, I called today to ask when I can expect my card, when talking I found out one letter was wrong on my last name S AND NOT…
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Home Improvement Credit Card
Hi, I'm looking to take out a 0% interest credit card for some home improvements. I'm not expecting any issues when applying but they all say they are based on a £1,200 credit limit, but i need ~£5k. Is this something that can usually be increased easily? I don't want to apply if i can only have £1200 Thanks
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Moving banks and offered credit card
Hi, Recently I have decided to move from one bank to another due to continues frustrating experience I had with one of them. However, before that happened I called that bank and had my Credit Card draft on paper delivered to my home at which point I have decided not to proceed further because of crappy experience I had…
