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Credit Card Fraud
Hello Just looking for some comments.......credit card was fraudulently used 2 weeks ago, bank sorted out and new card issued. New card was compromised yesterday. I have only made one purchase, via PayPal, on the new card. How could this be?
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Topping up Monese / revolut using a credit card
Hi all, I understand that you can deposit cash to a Monese or revolut account using a credit card. I had a few questions to which I couldn't find answers elsewhere. Would appreciate if the MSE Community could help! * Can you use American Express to top up these accounts? Is it fee-free? * Can you top them up & immediately…
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HSBC Advance Reward Credit Card - Worth It?
I recently applied for the HSBC Advance bank account and was accepted, reason being I want to keep this and my First Direct account and take advantage of both regular savers. HSBC are trying to sell me the Advance Reward CC. Which sounds interesting but 1 point per £5 spent just seems a little steep. But the part I'm…
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buying a new build house and applying for credit card
Hi, I am currently in the process of buying a new build house which has an estimated move in date of May. I am wanting to get a 0% purchase card or like a cashback american express card to purchase all my big items so I can get a bit of money back. Thing such as washing machine, fridge/freezer, sofa. When would you…
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Paying off UK Credit Card from Australia
Morning All, Merry Christmas! I moved to Australia around 1.5 years ago on a 2 year visa which I’m hoping to renew soon. My problem is that I have a UK credit card which I’m attempting to pay off, but it’s proving difficult with high APR and fees to transfer money from AUD to GBP. The card is a Capital One Card and has…
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Credit Card Protection Advice
Hi I really need some help and advice on what is turning out to be a really stressful situation and now at a point in not knowing what to do. Basically I ordered an Xbox One via Amazon Germany last month. Upon delivery I signed for the item and took the parcel inside and upon opening It was not a Xbox One but a waffle…
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Had to use my barclaycard for emergency cash last night....
If I pay £50 off my balance today, will I incur fees, or will it now be 'trapped' until the 0% purchase balance until clear?
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When monthly full payment of CC isn't enough
Hello, I encountered what I consider to be unusual interest charges on my credit card recently and wondered if what I have been told is right - basically that it's completely normal. It's not big money but it's potentially interesting.. In early September I withdrew some cash from an overseas ATM. My direct debit is set up…
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Google Pay And Monzo/Revolut
Anybody else having/had issues with using Google Pay with having Revolut or Monzo as the card behind it? Went out this morning and used Nero app for coffee and that went through fine, tried to buy a small item, £2.50, on Google Pay with Monzo in Wilkinsons and got error message saying card not supported so used old skool…
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Applying for Amex & Santander 123
Morning all, Not sure if this is the right place to post this - apologies if not - but any help would be much appreciated. I'm currently looking over my finances for the coming year, and there are two products that would put my money to better use. One is an Amex Cashback Credit Card. I currently use my first ever card, a…
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Cancelling card while in zero % period?
As per title. I have a card that has zero balance which i would like to cancel even though its still in zero interest period. Reason for this is i want to apply for a new card as zero % is only valid for few more months. Is there any reason why doing this would be worst for my credit score please ? Thanks
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Balance transferring
Hi everyone I’m new to this site and I’m looking for some advice. I currently have a £1300 overdraft I’m maxing out each month, and about £3000 worth of joint debt on x2 credit cards with my husband. Is there anyway I can balance transfer all the debt onto one interest free card to pay off? Or split it between x2 cards for…
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Do RBS CC still waive small monthly payments?
A couple of years ago I lost a bank current account reward because RBS waived the (smaller) direct debit payment due to the monthly bill being too small. Do they still do this and what is their threshold, please?
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Beware ASDA Credit Card for Large Purchases
This is my 'Name and Shame' post for the year:...... And ASDA CREDIT CARD (CREATION FINANCE) wins by a mile! I have promoted this card for years because it is free, and gives 1% cash back off all ASDA purchases. OK, so that cash now goes down to a pittance of 0.2% outside the store but provides a really nice voucher to…
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Balance transfer cards
My balance transfer offers on my Halifax and Barclaycard Cards will end on Jan 1 and I’m trying to get my finances in order to save on interest. This morning I applied for the Lloyds 15 month 0% and was given a limit of £3,700. I had an email to say my card is on it’s way. However, the credit limit wasn’t high enough for…
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Help with CC Payment!
I am lost and confused right now - help appreciated. Ive set my CC up for min payment each month so i get green ticks and dot forget to miss payments. But in reality i then make manual payments and clear it in full. Dont ask me why i do this method, it maybe silly but i may need to change it. Ive only had my CC for two…
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I need to come up with £3000 in the next 24hrs
Hi, I have an urgent expense and need to make a payment of £3000 tomorrow. Can anyone recommend any same day use credit cards or same personal loans. I have a pretty good credit history. But require access to this sum of money for an emergency. Please share your ideas or opinions
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American Express Cashback vs Reward
Hi, I spend about 15k a year on American Express. I currently have the 1% cashback card. So make about 150 a year. -- Are the rewards cards better? What could I get on those cards with a similar spend?
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Company changed card halfway through contract
Hi all - I recently took out a business credit card (technically charge card) with Capital on tap. It was a mastercard, and it's main selling point to self employed was that it could be used for HMRC services such as tax payments without having to pay fees as HMRC saw it as a debit card. I signed up and paid the annual fee…
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John Lewis Credit Card - Credit Limit Reduction - Part 2
About a couple of months ago, there was a thread here about John Lewis credit card users having their credit limits reduced. I calmed down a bit after my initial reaction to my limit reduction, but still raised a complaint about it. This has proven worthwhile. Although it's taken a long time, I got a substantive response…
