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buying a new build house and applying for credit card

Hi,

I am currently in the process of buying a new build house which has an estimated move in date of May. I am wanting to get a 0% purchase card or like a cashback american express card to purchase all my big items so I can get a bit of money back. Thing such as washing machine, fridge/freezer, sofa.

When would you recommend to apply for the credit card? Would it be like once I move in? Just wary it takes 7-10 working days for the card to come then would have to wait for things to be delivered.

open to suggestions. Thanks in advance

Comments

  • Once you're mortgage is completed.
  • chanz4
    chanz4 Posts: 11,057 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    It can also be very hard with credit when first move in a new build, as address not found and stability
    Don't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.
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