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Money transfer and then balance transfer?
I've tried to find the answer to this but no luck. If you get a money transfer from a credit card to your current account, can you then do a balance transfer from that credit card to another one if you don't pay off all of the money transfer within the 0% window?
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Quick question on credit cards?
Hi all, I recently got my first credit card (an Aqua one) and have a quick question about paying it off I got my first statement a few weeks ago and the deadline to pay off the outstanding amount is tomorrow. I have already paid off the full amount it says on the statement with my debit card. However since the statement I…
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Business Vs Personal Credit Card
Hey guys, This is my first post, so apologies if this has been discussed elsewhere already. I'm about to buy a retail business. I'm going to take over the existing business account of the company, but will need a credit card for business spending. I've read the articles, but am a little lost as to which card to choose. The…
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What do to with Aqua card
Hi, I've moved to the UK in September last year and planned on working my credit history as soon as possible. As such, I applied and was given an Aqua start card with a 100 pounds limit and a horrendous 70% APR. Since December, when I got the card, I made all the payments in full and on time, never went over the 100 pounds…
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Card declined but still charged
Hi, I am currently travelling South East Asia with my girlfriend. We left Thailand and flew into Malaysia and upon arrival we tried to withdraw cash from multiple ATMs which declined based on 'an 'unauthorised account' before realising the problem was with our card not the cash machine. We then used online banking to…
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lower rate on an adverse credit card.
Has anyone managed to negotiate a lower rate on one of the adverse lenders credit cards? Would they be willing to lower it for a balance transfer etc.
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Credit Card or Loan?
Hi there, I'd appreciate some advice from some informed money savers! Naturally I've been through the stuff on the site, but I'm having a hard time deciding exactly what to do. I need to borrow for two things - firstly for an engagement ring and secondly to expand my business. I should note that while it's for business…
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Halifax Clarity Reward card no more?
I'm looking for a good cashback card and the MSE guide lists the Halifax Clarity rewards card as a best buy. But when I clicked on the link Halifax have no reference to any cashback deal whatsoever:think: Am I not looking in the correct place or have Halifax pulled the deal?
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Applied for 2 Cards. Now only need one!
Cut a long story short... I have a CC with £5500 and wanted to balance transfer the amount to a £0 intrest card. Applied for 2 cards as thought I might not get high enough limit on one, so would split the £5500 between 2 cards. Virgin accepted and gave me a £6550 limit on 0%. Sainsburys have now contacted me saying "Thank…
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Soon to be House Owner
We are looking to buy a property in the next 12 months and we have our eye on one that is due to be released later in the year. Our dilemma is that we have £14,000 on credit cards (2), a loan and 1 x HP agreement. Affording them is not a problem and the cards are on 0% for the next 25 months. We are paying them off in…
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Not what I thought
Accepted for bal transfer card then they say they don't transfer from Argos ??
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Haggling with Barclaycard for better balance transfer?
Hi, I have £4600 on an MBNA card with a rate for life of 5.9% - I have a barclaycard with zero balance and a credit limit of £5000. Looking on the balance transfers page on here, BC are offering 0% for 32 months with a 0.72% fee. When I logged in to my account, the offer for me is 0% until 01/05/2018 with a 3.4% fee. Does…
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HSBC credit card - credit limit
Hi So, I've been accepted for a HSBC cc and I've sent the forms back. On their acceptance contract, it didn't specify my credit limit, so I guess I will find that out when I receive my card. Does anyone know if they have a standard "starting" limit ?
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Asda Credit Card
I applied for the Asda Credit Card on MSE's recommendation, when it arrived, on the letter it states interest @ 1.8% is applied from date of purchase, which obliterates any 0.5% cashback at the end of the month!!! I have cut the card in two and sent it back!!!
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switch a loan to credit card 0%
hi all, i have a tesco loan im paying 6% on! can i switch this to a halifax credit card (0% for 23 months?) in the description it says 'transfer credit/store cards' but no mention of loans? thanks
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Cancelled Credit Card but i want to take the balance off !!
Hi Guys i am new to all this but i was wondering if anyone can help. I have a natwest credit card but unfortunately it expired in 2014 and i wasnt aware (as i dont use the card very often) for 6 months apparently they sent out the new card and i never recieved aparently becuase it had been too long the card was cancelled…
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Random question about HSBC card
Hi All, First time poster, so apologies if this has been asked before - couldn't see anything vaguely similar. Apologies for the long background to this!! So, some years ago, in my late 20's/early 30's, my wife and I made quite a few financial mistakes. We ended up with a CCJ each, and quite a bit of debt on various loans.…
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Can I apply for the same card as my husband?
Apologies. I have another question! If my husband holds a credit card account in his name (but has allowed me to have a card connected to this account), can I then go and apply for the same card but in my own name? I understand that one person can not have 2 credit cards from the same company in their name but I'm just a…
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Credit card payments
Hello, wondering if anyone can help me understand this please; So credit card statement was £2398.94 statement was 11th may and payment date is 6th June; Made a payment of £1230 from savings (as had brought larger purchases) on 12th May so after statement date, Obviously the current balance on card went down to £1168, Can…
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Barclaycard / MKDP / Robinson Way
Hi All, I apologise for the long winded thread but I want to get as much information across as possible. I have had a Barclaycard for about 10 years, I still have a Barclaycard in my wallet which is well under it's pretty generous credit limit. A few years back (2007/8) when I moved house I had a lot of problems changing…
