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Barclaycard balance transfer
Just received my Barclaycard 0% balance transfer card. During the application process I listed the two balance transfers; will these be done automatically or do I need to input the details again after my card is activated?
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0% transfer and spending
Transfer person 1 transfers £2200 odd quid and spends on it but will be paying that off the spends in full every time and paying approx £100 a month off the 0% transfer over money and person 2 using the card and paying off when due just a way of collecting club card points. My question is when we pay the new spends off in…
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USD Debit/Prepaid card
Hi Everyone Hoping someone has a solution to this. Seems simple, doesn't seem to be simple to solve. As a semi-professional poker player, I have an amount of US dollars on a particular site. In 6 weeks, I will be flying to Las Vegas, and wish to use these dollars as 'spending money', avoiding as many charges as possible.…
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Aqua Card just told me to miss a payment
Hello So I moved recently and obviously all my bills went up, I was living at home still. Last month I paid extra off my Aqua card only for the balance to go down, not up. I emailed them but nothing so I called them just now. I explained that because of moving the payment is getting tough to make. She said that only making…
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Coming of arrangement with barclaycard
My financial position has changed a bit and I have been on an arrangement to pay for my 3 barclaycards for 3 years. I can know afford the minimum payments and set about reparing my credit position. Has anyone had any experience of barclaycard when they have gone back to the contractual rate? I do intend to write to them…
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Accident at the Bank?
Hi, I travel for work and have to pay a lot of expenses, which I put on my credit card. I pay the balance in full by direct debit every month, this month I had a problem. I read my statement and they were going to take out my bill the day before payday, not on or after my payday date as agreed. It is the same day every…
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first credit card
I'm thinking about getting g a credit card but not sure how to use it should I use it for my day to day things in life an just save my weekly wage in the bank or just use it in emergencies, and what is the difference to a balance transfer. I don't get a superb wage (250)so any advise anyone can give me would be superb and…
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TSB Credit Card - limit reduced after 3 months
hi I applied for and received a TSB card in mid February. This card was for balance transfer purposes as it was 0% for around 20 months. I transferred up to the maximum from one of my other cards, and since then I have received two statements - against which I paid the balance transfer fees in full (on the first…
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Amex Cashback Everyday APR Increase
Got a letter from Amex today saying that to be able to maintain the existing rewards on this account they are upping the APR from 19.9% to 22.9% from 20th August. Now I have never paid interest, so im not too bothered, but also got a letter from Halifax reducing my overdraft from £1200 to £250 on the same day. Now to be…
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Help!!! Argos Store Card Hell!
Hi, my sister recently passed away and I’m trying to help my brother in law sort out some of the outstanding accounts. My sister had an Argos Store Card, my brother in law didn’t know a great deal about it as it was paid from my sisters own bank account so he phoned Argos when the monthly statement turned up shortly after…
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help with credit cards
I have been thinking about a credit card an just have one question if i get one but I dont use it do I still have to pay each month or do I juat pay what I spend On the card if that makes sense thanks
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How far would you go for an extra month of credit card stoozing?
How far would you go for an extra month of credit card stoozing? My credit card counts Returns/Refunds as part payments to my monthly bill which gets paid via direct debit. So say i owe £500 to be debited on the 25th of the month. Then say i get refunded a transaction that appears on my current transactions on 20th for…
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Just Moved Home, Should I wait before applying for a new CC
Hi all, I recently moved in with my girlfriend for the first time, I currently have a cc with First Direct, but this doesn't have 0% on any purchases and I am looking at buying a new laptop. I've seen some of the offers on MSE and they look pretty good but there's a couple of things that I'm worried about: 1) Electoral…
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Credit card and switching bank account
If I switch my bank account including DDs will my Credit Card be automatically discontinued or will it carry on?
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Problem with goods bought on Credit Card
Situation is that last November I purchased a new Hot Tub & we are having problems with it & with the retailer. We paid 2 payments via our Credit Card about a week apart of £3000 each time ( £3000 being the max on the card ) BUT we also paid the balance in cash. Now I believe that if you purchase goods using a credit card…
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wrong credit card help
Good Morning everyone. I hope that someone can help me sort out this problem. Earlier this month I took out a MBNA credit card, what I wanted to do with this card was to transfer my over draft which is or was in my bank account with the TSB. which was 4000.00. I thought I was asking for 36 months to pay it of , but what I…
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Three Credit building cards advice needed please
Hi, Currently I have three credit building cards Vanquis - £250, Aqua - £100 and Capital One - £200. I applied for these to rebuild my credit. Can anybody advise me should I pay the three off now and close them which I can afford?keep one and pay in full every month?keep three and pay in full every month?I will keep the…
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Fee Refund Terms on 123 Credit Card
The Santander website states (for the 123 Credit Card) ... "The 1|2|3 Credit Card has an annual fee of £24, but if you have, or if you open any of our 1|2|3 Current Accounts [excluding 1|2|3 Mini Account (in Trust)], we'll refund the first year's annual fee when you set up a Direct Debit to pay your card within 30 days of…
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ASDA cash back card
I have to wonder why this card is not mentioned anywhere. I have been using a Capital One card for a couple of years but they are about to cease giving cash back and I have just spotted the ASDA cash back card which seems like a good deal - unless one of you knows better???
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PockitCard Problems
I saw a link here for PockitCard and got one i had been using it fine when putting on £10 or £20 and when i put £40 on the other day i tried to log into the site but couldnt and the £40 wasnt on the card i couldnt use it. I rang them which was a nightmare and was told they would ring me back, he said they needed passport…
