help with credit cards

dannyevo

I have been thinking about a credit card an just have one question if i get one but I dont use it do I still have to pay each month or do I juat pay what I spend On the card if that makes sense thanks

MallyGirl

you don't pay (unless it is a card with a fee) unless you have an outstanding balance. If you have a balance then you must pay either the minimum payment (1 or 2% of balance) or in full or any amount between those 2

Tixy

The vast majority of credit cards do not have an annual fee.

So you only need to make a payment if you have a balance outstanding on the preceeding month's statement.

dannyevo

Thankyou very much