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Nat West
I've had a Nat West credit card for years. Always had payment protection and for as long as I can remember Iv'e always collected some sort of point's. This morning I received a letter from Nat West telling me that they are stopping the points and if I don't use them by October iv'e lost them. Also they're removing all the…
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Existing Barclaycard holder transfer offers
Hi, Barclay-card keep sending me an offer to transfer any balances to my card, at the rate of 6.9% for the life of the balance. This seams rather high, has anyone been offered anything lower? I'm not due to do any transfers just yet (my current 0% doesn't run out until October) but I'm just wondering if there is no chance…
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MBNA Application
Hi guys, so I applied for a MBNA card last night, I didn't get an instant decision and it said they would get back to me in 7-10 working days. However this morning I received an email from them saying 'Great news! Your application for a MBNA Virgin Atlantic Credit Card Account is now complete and your credit limit will be…
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Should I reduce credit limit on cards
I have a Visa credit card and American Express Card, both with credit limits I never get near. I want to take out a Halifax Clarity MasterCard credit card to avail of the better euro exchange rates but don't know if another card will have an adverse affect on my credit rating. I will probably be applying for a new mortgage…
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Credit card suspected fraud and pending transactions
Yesterday my CC company called because they suspected fraud. They caught me on the hop (I was out of the house and had just cycled 70+ miles) so I wasn't thinking particularly straight at the time. They said they'd cancel the card and reissue a new one. I can live with this to be on the safe side. I made 2 online…
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Advice needed
I have an argos card with approximately £850 left to pay on it but the interest is 29.9%. I was wondering if it would be a good idea to get a credit card with 0% interest to pay off the remaining argos balance thus not paying any interest.
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Will aqua card help my credit rating ?
Hi I'm trying to improve my credit rating as il be honest made some poor decisions when I was younger .. I've had a ccj about 8 years ago and about 5 defaults also 8 /9 years ago . Two months ago I settled two outstanding debts and applied for aqua just to see if they would accept me . They have me a £300 limit at 34.9 %…
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Question on Amex Platinum cashback
After spending £2500 in the first 3 months on the Amex Platinum card, does any further spending in that initial period count for cashback? If not, I might as well use another card until I start the 4th month. It's a bit unclear in the Ts & Cs.
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can you pay a tesco credit card bill at a paypoint?
As the question asks in the title. thanks scott
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Have I been wrongly charged interest here?
I've got a Santander 123 credit card which is interest free until May 2016. In March I made transactions that Santander counted as "cash" transactions amounting to £2,100 and was charged £63 "Credit Quasi-cash Fee" £2,100 + £63 = £2,163. In the same month I made payments to this card totaling £2,300. On the back of my…
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New Credit Card - Approved with credit limit less than the amount to transfer
Hi All, First post so... woo! I've just applied for a new credit card with Virgin so as to take advantage of the 36 months of 0% on balance transfers (and apparently money transfers). I have balances from two credit cards to transfer which totals about £3900. Whilst applying I added these amounts to the application to…
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Does getting an Aqua card look bad?
(Sorry if this is a dumb question). I have one active credit card, which offers a small amount of cashback, which has been paid off every month. From the Eligibility Checker on here I have a good chance of getting the Aqua cashback card, which would mean a £20 Amazon voucher plus 0.5% cashback. I probably wouldn't use this…
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Can they raise 0% interest CC deals under exceptional circumstances?
There are many long 0% credit card deals for up to 3 years now. If there was ever a financial crisis/hyperinflation/economic disaster. Can the credit card companies raise interest rates on the fixed 0% deals? In other words, what are the exceptional circumstances on 0% credit card deals where the banks can break the 0%…
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Aqua refused payment then £12 charge?
Hello everybody, I recently paid off my aqua credit card (or so i thought). As it happened there was 79pence outstanding which I had no idea about. I then started getting a lot of phonecally from thier computer saying I owed money. I went through their phone system, ready to pay the huge balance of 79p, their system then…
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Can you use AMEX to pay mortgage/utility bills?
I have just got an AMEX and I am keen to use it to maximise the points I get each month. With that in mind, can you pay your mortgage payments, energy bills, water bills, council tax using it? If its possible it would be a massive boost to my monthly points but I can imagine some companies might not want you to use it…
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Tesco Credit Card used to buy Euros from Tesco
Does any-one know if I was to use my Tesco Credit card to buy Euros from Tesco bank is it classed as a money withdrawal or purchase? I know that Tesco do not charge a handling fee or cash advance fee when buying currency from Tesco using a Tesco credit card but not sure about how transaction is classed. I plan to pay it…
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Paying for Surgery in the United States
Basically... what type of card should I use? Cost of surgery is $9,795,
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My Supercard has arrived
After the debacle of the registration the card has actually arrived fairly quickly. I'm not going away for a while so others will have tested it fully before i get to use it.
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Tesco
Is this still issued / underwritten by another bank or is it an out and out Tesco bank credit card? Is it still right that you can BT anytime during the 0% BT period and still get 0% on the new BT? Thanks.
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From aqua to TSB Platinum
Hi. I`m new into credit cards and I`ve got few questions. I`ve got Aqua credit card with £950 limit and current balance is £550. I`ve succesfuly applied to TSB Platinum with a £4000 limit 0% APR BT for first 13 months and 0% APR for shopping. I havn`t recieved TSB Platinum yet but I log on into my TSB account and tried to…
