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santander CC online cashback?
I was wondering if anyone knows if the "department store" cash back includes online purchases? For example from John Lewis?
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How to cancel a barclays mixed payment account?
Hi about 18 months ago I opened a barclays account as I was going to become self employed. I got offered a job so never used the account after 12 months I started incurring monthly fees on the account. I have tried downloading the closure form off the website but the link never loads it just goes to a white page. I have…
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Transferring a balance query
I saw a holiday last night I want to book and want to pay for it with a credit card. I'm unsure with regards to credit cards so if my question is stupid then I apologise beforehand. If I pay for it with a credit card I've got a zero balance on, can I then transfer it to a credit card with a 0% offer for 12 months the next…
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Credit Rating
When you change you bank account, this affects your credit rating and I have been refused a 0% credit card. What can I do?
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Daily Interest Question
Good Morning Money Savers! I have a quick question on my maths skills ;) I foolishly made a deposit on a 'gambling' website with my credit card, and have had to swallow the fees and a hard lesson has been learnt.... I have been charged a Cash Fee of 2.5% as they treat this as a cash withdrawal. They charge 27.9% APR…
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What counts as income for a credit card application?
Sorry if this has been done before but I have been searching and can't find anything. I don't earn very much but I get over £1000 a month in tax credits and maintenance - does this count as income?
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Rights regarding return of fraudulently taken money?
Hi all, I am currently travelling around Europe and have just discovered that a currency card I was using has had all the money wiped off the balance through point of sale or ATM transactions. This happened in the USA, yet the card has never left my possession. I told the card issuer immediately, and asked for the…
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Can I claim?
Hi, I'm not sure if this is the correct place to ask but her goes. I have a Capital 1 credit card with £1000 owing on it, I am not in any kind of arrears with it but I've been told that because I've been off work sick for nearly a year they are going to end my contract. I have always paid the payment protection insurance.…
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Aqua - how to access secure message response
Hello and thanks in advance for any help. As the title says. I've sent a secure message via aqua online, but for the life of me cannot work out how to access any reply? Can someone point me in the right direction please? Thanks. BiB
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Missed MBNA card payment due on Sun
I just realised today Saturday, that my MBNA card payment is due tomorrow Sunday, not on Monday as I originally thought. I made an online bank payment this afternoon, but don't think it will reach MBNA in time by tomorrow (Sun). Any suggestions on getting payment to MBNA for tomorrow (Sun) ?
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Negotiating with RBS to extend 0% interest
Hi Has anyone tried or does anyone if you can negotiate with RBS to extend a 0% interest rate on a credit card? Mine has just expired in mid September and I was wanting to use a credit card but dont have enough time to "tart around" for a new 0% interest card before I need to use a card for my purchase. Any…
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1st ever credit card help!? (only to build credit rating not to borrow)
Hi everyone, I'm 18 years old so have no credit history, at the minute I'm saving up for a deposit for a mortgage as hoping to move out in a few years time, but obviously in order to get a mortgage they will have to do a credit check and I've learned from Martin that having no credit history is just as bad as having a bad…
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associates credit card
Hi Ive just received a letter from a company called cabot financial saying i owe a company called Associates £1995. Its in my maiden name and i havent had a credit card since I was in my 20's and it was with my bank. What should i do next ?
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Credit Damage - Do i have a case
Hi, I recently had a mortgage rejected because of a recent missed payment to NEXT directory. I received an email at 10:44pm to inform me that payment was due that day or I would be charged and creditors informed. I made the payment first thing the following morning. The payment was for eleven pounds, and subsequently this…
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When is the best time to apply for regular credit after subprime cards?
Hello, My husband and I have 4 subprime credit cards (Aqua, Capital One, Capital One Progress and Vanquis). We have had them all for 3 years or so. Payments are always on time. We pay the balance in full every month. We may leave £100 and pay it off shortly after. Most of these cards have the maximum credit limit the…
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Refused credit card
Hi, me and my partner have never had a credit card, but we were advised that it is a good idea to get one to help our credit rating for a mortgage. We both applied for a card from our bank (we belong to the same bank) and he got turned down, but my application was accepted. I don't understand why as we are on average…
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Car purchase....change of mind
Hi everyone, Apologies if this is in the wrong place. My daughter has paid £100 on her Visa card for a brand new Vauxhall, from A national dealer, she agreed to buy it from our nearest dealer but the dealer decided she would have to buy it from another dealer further away, when she requested it was changed back to the…
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Aqua card help
Hi everyone I am a new poster and am looking for information on a aqua card application. I am trying to rebuild my credit history and applied for a aqua card online a screen popped up saying if they could offer me a card it would come with ""%rate I clicked to accept the agreement it then came back with a screen saying…
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Help with understanding my vanquis account please
Hi all so I have a vanquis credit card to help with rebuilding my credit rating I always make regular payments and on time as it's all done online I rarely check my statements which I know I should do! When I opened the account I opted into the repayment plan now after checking I feel I. Now in a good place to cancel the…
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Capital One Aspire World no longer offered - replacement upon expiry?
Hi all, As per the subject line really. I've had this card since July '12 and as a result it expires in July '15. I've noticed however that the Aspire World is no longer offered, only the Elite. Does anyone know will I receive a like for like replacement, or will I be bumped to another card? Asking in plenty of time…
